Capitec – Client Experience Delivery

To apply, click on the link at the end of the posts and all the best with your applications.

Business Intelligence Analyst III (Insights))

Date: 29 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees.  Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who We Are!

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

Purpose Statement

The Payments team oversees all payment products, including both Card and Electronic Payments. This encompasses the entire payments landscape, covering systems, processing, and business aspects.

Within this framework, the Payments Data Strategy team is dedicated to managing all data-related activities. Our focus areas include data strategy, forecasting and predictive modeling, insights and business analysis, as well as monitoring and reporting.

By utilizing data analysis and visualization tools, the Business Intelligence Analyst will generate actionable business insights that drive tangible value for the organization. This roles involves influencing and supporting the organization in making data-driven decisions that enhance performance, optimize operations, and drive growth. 

Our ideal candidate has:

Minimum:

Experience:

• At least 5+ years’ experience in a similar business intelligence analyst role
• Experience and knowledge of the ETL (extraction, transform, load) data flow
• Experience in identifying, quantifying, and subsequently delivering value on how to solve business challenges using data
• Experience in analysing complex data sets to solve business challenges
• Experience in working with data on cloud platforms, such as AWS or Microsoft Azure
• Experience in building data visualisations using tools such as Power BI
• A good understanding of database management, data warehousing, data mining and data visualisation.
• Experience with stakeholder engagement  inc. senior management
• Experience in data quality and incident management
• Understanding of agile project management and experience with tools such as Jira
• Qualty assuring and oversight of the work of others.

Key Responsibilities:

• Insight Generation: Provide data-driven insights that inform strategic and operational decision-making.
• Trend Analysis: Analyze trends to influence business and operational decisions, ensuring the organization remains competitive and responsive to market changes.
• Decision Support: Deliver insights that lead to informed and effective decision-making at all levels of the organization.

Knowledge:

• Understanding of agile project management and experience with tools such as Jira
• Knowledge and experience in using complex SQL to prepare and analyse data
• Knowledge and understanding of data privacy and security regulations and best practices

Ideal:

• Probably experience as a business intelligence analyst within the Banking sector
• Knowledge of change management principles and practices
• Knowledge and experience in using low/no code AutoML on modelling tools such as Power BI or AWS Sagemaker
• Knowledge and experience in change management methodology (ADKAR)
• Knowledge and experience in lifetime value analysis, propensity modelling, journey mapping, and root cause analysis
• Applied knowledge of User Experience (UX) reviews through customer interactions a customer, product services
• Knowledge and experience in automation using software robots built on platforms such as UiPath or Alteryx
• Programming/Coding: Ability to use scripting languages such as Python or R for data analysis and manipulation
• Basic knowledge and experience is using Version Control (Git)

Education (Minimum)

• A relevant tertiary qualification in Business Administration or Statistics

Education (Ideal or Preferred)

• Certification in Business Analysis or Similar

Skills

• Commercial Thinking Skills
• Facilitation Skills
• Numerical Reasoning skills
• Presentation Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record

Machine Learning Engineer

Date: 29 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Purpose Statement

• To enable Data Scientists and Decision Scientists to do work more efficiently; build, implement, improve and support platform improvements which will support delivery of the Capitec AI strategy.
• To collaborate in creating and delivering the AI strategy to ensure Capitec is able to compete in a fast-changing landscape. The effective use of AI technologies will be a key strategic differentiator in the future.

Experience

NB: Length of experience for Machine Learning Engineers is conditional on the qualifications obtained

• Machine learning and software development experience
• Delivering nonstandard predictive models into a production environment
• Working with Python and SQL
• Experience with the modern software development best practices,
• Working in cloud environments.
• Experience with big data processing frameworks

Qualifications (Minimum)

• Masters Degree in Information Technology – Computer Science or Engineering – Other

Qualifications (Ideal or Preferred)

Knowledge

• Machine learning model life cycle
• Knowledge of machine learning patterns and concepts
• Understanding of distributed systems
• Understand a broad range of data structures and algorithms, and which to use
• Knowledge of engineering and operational excellence best practices
• Ability to debug code through common troubleshooting techniques such as metrics, logs and traces
• Predictive modelling techniques (statistical and machine learning) and deployment

Skills

• Analytical Skills
• Decision making skills
• Planning, organising and coordination skills
• Problem solving skills
• Researching skills

Conditions of Employment

• Clear criminal and credit record

Software Engineer: Full Stack

Date: 29 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

• The level III Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept, to development to deployment and ultimately operating of each product. At this level, Software Engineers are responsible to design, develop, test, deploy, maintain and enhance complex software systems and applications, considering scalability, performance and future requirements. Responsible to guide and support developers and stakeholders in scoping, progress, status and resolution of engineering problems.
• The Full Stack Software Engineer plays a crucial role in developing and maintaining both front-end and back-end components of web applications and works on all layers of the application stack. They are therefore responsible for applying a holistic approach to building solutions that not only offer optimum performance, reliability, and scale but also create great client experiences.

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge and Experience

Experience:

• 6+ years’ proven experience in both front- and back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with modern front-end and back-end frameworks and technologies

Knowledge: 

• Is able to apply expert knowledge and develop others understanding  of the following:
  • IT systems development processes (SDLC)
  • Application development
  • Advanced programming concepts
  • Advanced algorithms and data structures
  • Design Patterns
  • Version Control
  • Testing practices
  • Database systems and query optimization (e.g., SQL, NoSQL).
  • RESTful API design and integration.
  • Cloud computing platforms and services (e.g., AWS, Azure).
  • Advanced Microservice and event driven architectures
  • Deployment using kubernetes and containerization
    • Responsive design principles and mobile-first development.
    • Browser compatibility issues and performance optimisation.
    • Front-end build tools and package managers

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record

Machine Learning Engineer

Date: 29 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Purpose Statement

• To enable Data Scientists and Decision Scientists to do work more efficiently; build, implement, improve and support platform improvements which will support delivery of the Capitec AI strategy.
• To collaborate in creating and delivering the AI strategy to ensure Capitec is able to compete in a fast-changing landscape. The effective use of AI technologies will be a key strategic differentiator in the future.

Experience

NB: Length of experience for Machine Learning Engineers is conditional on the qualifications obtained

• Machine learning and software development experience
• Delivering nonstandard predictive models into a production environment
• Working with Python and SQL
• Experience with the modern software development best practices,
• Working in cloud environments.
• Experience with big data processing frameworks

Qualifications (Minimum)

• Masters Degree in Information Technology – Computer Science or Engineering – Other

Qualifications (Ideal or Preferred)

Knowledge

• Machine learning model life cycle
• Knowledge of machine learning patterns and concepts
• Understanding of distributed systems
• Understand a broad range of data structures and algorithms, and which to use
• Knowledge of engineering and operational excellence best practices
• Ability to debug code through common troubleshooting techniques such as metrics, logs and traces
• Predictive modelling techniques (statistical and machine learning) and deployment

Skills

• Analytical Skills
• Decision making skills
• Planning, organising and coordination skills
• Problem solving skills
• Researching skills

Conditions of Employment

• Clear criminal and credit record

Data Scientist II

Date: 28 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

• To deliver the AI strategy to ensure Capitec can compete in a changing landscape where data science is a key future-oriented strategic differentiator.
• To design and implement predictive models or intelligent algorithms to better understand the drivers of business performance and enable improved management decision-making.

Education (Minimum)

• Masters Degree in Information Technology – Computer Science or Statistics

Education (Ideal or Preferred)

• Honours Degree

Knowledge and Experience

Minimum

Knowledge: 

• Deep understanding of one or more state of the art principles and techniques in at least one discipline of data science, e.g., NLP, Deep Learning etc. and can teach to others
• Underlying theory and application of machine learning models; able to understand underlying principles and theory and be able to teach others.
• Best practices for data science such as reusability, reproducibility, continuous monitoring, etc

Ideal:

• Familiarity with modern deep learning frameworks (Tensorflow, PyTorch, MXNet, etc)
• Ethical AI design principle
• Capitec Data Science lifecycle
• Capitec Data Product Life Cycle

Experience:

NB. Length of experience required is conditional on the qualifications obtained 

• Experience in data science, machine learning and deployment of developed solutions
• Business analysis and requirements gathering
• Reproducible coding experience
• Working with relational and non-relational databases
• Experience in at least one ML language
• Working in cloud environments

Experience:

• Working with multiple teams to deliver predictive models into a production environment

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Problem solving skills
• Planning, organising and coordination skills
• Decision making skills
• Interpersonal & Relationship management Skills

Additional Information

• Clear criminal and credit record

Product Data Engineer II

Date: 27 Aug 2024

Location: Stellenbosch, GT, ZA

Company: Capitec Bank Ltd

Apply by: 10 September 2024 

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees.  Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. 

About the role

• To contribute to the design and development of new applications / systems to meet the business requirements of the product line environment.
• To analyse business or system requirements and data to enhance understanding of the product line environment.
• To participate in and provide input to the Architect during the compilation of solution design documentation for new and existing products and systems.

Our ideal candidate has:

Experience:
 

Minimum:

• At least 4 years’ proven experience within management information systems (MIS) | data warehousing |  data transformation/ systems analysis together with a relevant 3 year tertiary qualification

OR

• At least 4-6 years’ proven experience within management information systems / system analysis
• Proven experience in:
• A relational data warehouse e.g. SQL server, Oracle etc., and tools that enable ETL and orchestration.
• Testing methodologies

Ideal:

Proven experience in:

• Cloud Environment
• Experience working in an AWS environment as well as with AWS Technologies
• Data Analysis
• Orchestration technologies

Knowledge:

Minimum:

• IT systems development processes (SDLC)
• ETL processes
• Rational database system and cloud data warehousing
• Dimensional modelling
• Standards and governance
• Testing practices
• SQL

Ideal:

• Data architecture (technical design and implementation processes)
• DPLC
• Banking systems environment
• Banking business model
• Best practices for Quality Assurance (QA)

Education (Minimum)

• A relevant tertiary qualification in Information Technology or Data Analysis

Education (Ideal or Preferred)

• A relevant degree in Data Engineering
• Certification in Data Warehousing

Skills

• Analytical Skills
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record

Business Intelligence Developer II

Date: 26 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Purpose Statement

• To design, develop and deploy reporting and analytical solutions to support and enhance business decisions through processing and converting data into actionable insights, delivered in report form, using the Capitec reporting and analytical tools (software) of choice.

Experience

Minimum:  

• At least 4 years’ experience implementing innovative BI solutions leading to clear business decisions and benefits, including
• At least 4 years’ experience in data analysis, including experience in and understanding of database structure design and data extraction principles (ETL).
• At least 4 years’ experience working with any visualisation tools of which 2 years is on Power BI (DAX, M)
• At least 4 years’ experience in SQL (Postgres, MySql, MS SQL) which involved cleaning, enriching, transforming , data mapping, data aggregation, and data normalization that is suitable for data analysis.
• Working with product development life cycle and Agile frameworks
• Experience managing projects own work and initiatives from start to finish, including planning, scoping, budgeting, and timeline management.

Ideal:

• Data analysis methodologies or BI development in a various industries (i.e. financial/banking environment including financial, insurance, telecommunications and risk industries)

Qualifications (Minimum)

• A relevant degree in Statistics or Finance

Qualifications (Ideal or Preferred)

• Certification in AWS Practitioner

Knowledge

Minimum: 

• Overall good understanding and application of BI and Data Warehousing best practice
• Overall good understanding in Python or R (or any other relevant programming language)
• Expert in the field of BI development (reports, dashboards, data visualisation, etc.)
• Extensive knowledge of BI/reporting and analytical tools
• In depth knowledge of BI environments, solutions and implementations (end-to-end BI architecture and technologies)
• In depth knowledge in the field of data analysis methodologies (Descriptive-,Diagnostic-,Predictive-,Prescriptive Analytics)
• Knowledge of both waterfall and agile development approaches
• Knowledge of SQL query language: Preferably AWS services (Redshift, Athena, DataLake, Python, PostgreSql, MySQL) or MS Technologies (Azure services, SQL, SSAS)
• A good understanding of design and user experience principles
• Understanding of Agile principles

Ideal:

• Extensive knowledge of Power BI services (including Advanced AI and ML, and Cognitive services within the Power Platform)
• Working knowledge of the AWS ecosystem and services
• Analysis/report development in a financial/banking environment

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Problem solving skills
• SQL Skills

Conditions of Employment

• Clear criminal and credit record

Business Intelligence Business Analyst II [BIBA II]

Date: 23 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees.  Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who We Are!

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

Why Choose Us!

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. 

About the role:

• To gather, analyse and understand business users’ data and analytics requirements and translate these requirements into analytics best practice technical solutions that meet the relevant business objectives.
• To ensure alignment between business, Product Managers, data and analytics teams and produce a comprehensive functional specification from business requirements by maintaining a high level of in-depth knowledge with regards to analytics and other relevant data concepts.

Our ideal candidate has:

Knowledge

Minimum:

• Data Warehousing on an enterprise level
• Cloud data estates (e.g., AWS and Azure)
• Cluster computing fundamentals e.g., Big Data
• Data Governance and Data Management
• Understanding of data protection
• Financial systems and procedures
• SDLC / DevOps
• Conceptual Data modelling
• Basic data analysis using SQL (PostgresSQL)
• Understanding of the concepts of data visualisation
• Software Testing and Quality Assurance
• Databases and Database design

Ideal:

• Banking systems environment
• Banking business model
• Agile development life cycle
• Databases and Database design
• Quality Assurance (QA)
• Amazon Redshift

Experience

Minimum:

• At least 5 years’ proven experience within information systems business intelligence and data warehousing environment
• At least 5 years’ proven experience in drafting Business Requirement Specifications/Documents and translating requirements between business and functional stakeholders
• Experience in Business Analysis using various techniques to describe business needs e.g. conceptual model, ERD, Test Cases, Data Flows, UML models, Data Dictionary, Business processes flows, etc.
• Able to perform data analysis and determine the impact and next steps required
• Able to identify and classify data exposure risk from the relevant legislation

Ideal:

• Able to perform data analysis and determine the impact on broader organisational frameworks and objectives
• Relevant business domain knowledge e.g., credit
• Business Information Business Analysis experience in a finance/banking environment

Education (Minimum)

• A relevant tertiary qualification in Information Systems
• Certification in Business Analysis

Education (Ideal or Preferred)

• Certification in AWS Data Analytics Speciality or AWS Architecture

Skills

• Commercial Thinking Skills
• Facilitation Skills
• Problem solving skills
• Analytical Skills
• Communications Skills

Additional Information

• Clear criminal and credit record

Business Engineer (Stellenbosch)

Date: 20 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

To support the vision and strategy and enhance the capability of the organisation through the development and implementation of business process architecture solutions and requirements.

Primary Focus:

• (1) To translate business needs emanating from projects, new ideas or system changes into business requirements for developing/buying IT systems;
• (2) To provide business process architecture and requirements, at enterprise level, for various Capitec business units;
• (3) To support new revenue growth initiatives;
• (4) To drive continuous improvement post-implementation of projects through business unit operationalisation, in order to track achievement of business benefits to deliver on strategic/business level objectives.
• (5) To develop change management plans, project plans, and designing of policies/procedures/performance measures; and
• (6) Accountable for implementation and the quality thereof.

Qualifications (Minimum)

• A relevant tertiary qualification in Engineering – General or Similar
• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Engineering – General or Information Technology
• Masters Degree in Business Administration

Experience

Minimum:

• 5-10 years’ proven experience complex analytical Business Design, Development, Improvement initiatives and/or Product Design
• NB: Comfortable with implementation of approved business cases (i.e., able to go straight from ideation to implementation and measures thereof – i.e., process execution, involving stakeholder collaboration, to ensure that anticipated benefits are realised and for continuous improvement)
• Facilitating business requirements
• Familiarity with Lean or Six Sigma methodologies / Theory of Constraints (TOC)
• Engineering background

Ideal:

• 10 years’ complex analytical Business Design, Development, Improvement initiatives and/or Product Design
• Familiarity with Agile way of working
• Translating company strategies and objectives into initiatives and/or projects
• Initiation and implementation of:
  • Projects with the goal to improve performance through business process improvements;
  • Revenue growth initiatives; and
  • Continuous improvement capability
• Re-engineering (transforming and evolving) processes within an operations environment
• Analysing/understanding emerging technologies and trends, to inform innovation and strategic business planning (defining high-level business requirements)
• Developing robust business cases for new initiatives, quantifying their benefits, and presenting these to senior management
• Overseeing implementation of the approved business case; i.e., process execution involving stakeholder collaboration/Business Analysts to ensure that anticipated benefits are realised, and for continuous improvement
• Building business cases to reflect the pros and cons of specific ideas

Knowledge

Minimum:

• NB functional skills: Business Process Modelling skills (iDEF-0, Financial Modelling, Enterprise Architect, BPMN, etc.)
• NB: Process Simulation Modelling
• NB: Systems Thinking skills
• NB: Client Journey Mapping / client experience
• NB: SQL skills
• Technological acumen
• Developing a business case
• Business Change Life Cycle and Change Management principles
• System Development Life Cycle
• Project Management Lifecycle and methodologies
• Quality Management
• Risk and Issue Management
• Process frameworks (Strategy, Planning, HR, Finance, Marketing, Sales, Assets, Procurement, Production, Legal, and Product Development frameworks)
• Management Operating System best practices
• Supply Chain methodologies
• Incident Management and workflow methodologies
• Commercial model development
• Operating model development
• Business architecture development
• Product development framework
• Transformational management principles
• NB Other: Willingness to travel (local) as and if required (e.g., required monthly branch visits; etc.)

Ideal:

• Lean or Six Sigma methodologies and related disciplines
• Agile way of working practices
• BABOK, SOA, TOGAF, and ARCHIMATE

Skills

• Communications Skills
• Strategic Thinking Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Presentation Skills
• Facilitation Skills
• Business Process Modelling skills (IDEF-0, Financial Modelling, Enterprise Architect, BPMN, etc.)
• Planning, organising and coordination skills
• Commercial Thinking Skills
• Analytical Skills
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record
• Willingness to travel nationally and internationally when required
• Ability to work extended hours during periods of project implementation

Product Manager: Client optimisation

Date: 19 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees.  Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable, and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

Why choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. 

About the role

To support the Product Head in producing the best product; optimising the product through directing the building and development of the product throughout its life cycle, partnering and collaborating with the Software Development Manager and teams around the sequence/priority in which to build and develop the product.

What you will be doing:

You will be responsible for driving the delivery of a product team and implement the strategy. You will work closely with Business Engineers, Business Analysts, Product Heads and Software Development manager to formulate a clear vision of the business processes/system environment requirements. You will map out the roadmap to achieve the tactical goals within a realistic timeframe.

Minimum Requirements:

• A completed tertiary qualification.
• At least 8 years’ management experience; senior level product development or product manager/owner.
• 5+ years’ experience managing, developing and delivering a product previously
• Agile product ownership and methodology.
• Translating business strategies into tangible benefits.
• Initiating and implementing innovative concepts.
• In-depth knowledge of banking operations, including productivity, profit, efficiency, and client service.
• Continuous improvement practices like Lean, Six Sigma, and Theory of Constraints.
• Proficiency in process mapping and improvement techniques.

Knowledge:

• Financial Acumen: Skills for managing budgets.
• Strategic Translation: Converting product strategies into actionable plans.
• Systems Thinking: Big-picture perspective for decision-making and influencing.
• Product Expertise: Knowledge of relevant products and processes.
• Agile Methodology: Proficiency in agile product ownership.
• Domain Knowledge: Understanding of business, product technology, and technical dependencies.
• People Management: Principles and techniques for managing teams.
• Stakeholder Management: Practices for managing stakeholder relationships.
• Data-Driven Approach: Strong analytical and quantitative skills.
• Technological Literacy: Ability to adapt to new technologies.

Additional Information

• Clear criminal and credit record

Data Scientist III

Date: 16 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees.  Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable, and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. 

What you will be doing

Deliver the AI strategy to ensure Capitec remains competitive in a rapidly evolving landscape, where data science serves as a crucial, future-oriented strategic differentiator. Design and implement predictive models or intelligent algorithms to gain deeper insights into the drivers of business performance. Enable improved management decision-making by leveraging data-driven insights and advanced analytical techniques.

Mimimum Experience

• A Master’s OR Honours degree or equivalent in a quantitative discipline or STEM field   e.g. Mathematics, Statistics, Engineering, Computer Science with focus on Machine Learning, plus 6yrs relevant experience Or equivalent
• 8yrs relevant experience.
• Experience in data science, machine learning and deployment of developed solutions
• Business analysis and requirements gathering
• Reproducible coding experience
• Working with relational and non-relational databases
• Experience in at least one ML language
• Working in cloud environments

Additional Information

• Clear criminal and credit record

Software Development Manager Credit Access (Credit decisioning)

Date: 15 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

• To provide strategic technical direction and manage multiple technical teams responsible for the technical delivery of the full product lifecycle; all product features and support and maintenance related tasks in respect of the product
• Oversee the ongoing drive to increase efficiency, optimisation, innovation and people development in these environments.

Experience

Minimum:

• At least 5 years’ experience in software development management
• Experience of:
  • leading and working in an agile development environment
  • crafting roadmaps
  • managing a budget
  • using technical skills to support and guide a technical team
  • to establish priorities and successfully manage deliverables
  • utilizing communication and relationship management skills to engage with stakeholders
  • using leadership to influence in other areas.

Qualifications (Minimum)

• Bachelor’s Degree in Commerce or Information Technology – Computer Science

Qualifications (Ideal or Preferred)

• Honours Degree in Commerce or Information Technology – Computer Science

Knowledge

Minimum:

• Functional knowledge particular to the product (e.g. Credit or App)
• People management and development practices and principles
• Stakeholder management
• Budgeting and accounting principles
• Business analysis and design
• Project Management principles and methodologies

Ideal:

• Banking industry
• Central Collections environment
• Capitec Bank Systems Environment
• Capitec Bank Business Model
• Agile development principles
• Systems Development Life Cycle (SDLC)

Skills

• Communications Skills
• Decision making skills
• Influencing Skills
• Interpersonal & Relationship management Skills
• Negotiation skills

Conditions of Employment

• Clear criminal and credit record

Software Engineer: Full Stack (Capitec Pay)III

Date: 11 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by: 30 June 2024 

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

Join the Capitec Pay team in building out Capitec’s Open Banking experience.

We are looking at expanding our Open Banking capability and are looking for Software Engineers to help us fulfil our vision of bringing Open Banking to the South African market.

If you are a full-stack engineer, who is capable of developing and maintaining both front-end and back-end components of web applications and works on all layers of the application stack while keeping performance at scale in mind along with a great client experience in this exciting new space in the industry. 

• The level III Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept, to development to deployment and ultimately operating of each product. At this level, Software Engineers are responsible to design, develop, test, deploy, maintain and enhance complex software systems and applications, considering scalability, performance and future requirements. Responsible to guide and support developers and stakeholders in scoping, progress, status and resolution of engineering problems.
• The Full Stack Software Engineer plays a crucial role in developing and maintaining both front-end and back-end components of web applications and works on all layers of the application stack. They are therefore responsible for applying a holistic approach to building solutions that not only offer optimum performance, reliability, and scale but also create great client experiences.

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge and Experience

Experience:

• 6+ years’ proven experience in both front- and back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with modern front-end and back-end frameworks and technologies

Knowledge: 

• Is able to apply expert knowledge and develop others understanding  of the following:
  • IT systems development processes (SDLC)
  • Application development
  • Advanced programming concepts
  • Advanced algorithms and data structures
  • Design Patterns
  • Version Control
  • Testing practices
  • Database systems and query optimization (e.g., SQL, NoSQL).
  • RESTful API design and integration.
  • Cloud computing platforms and services (e.g., AWS, Azure).
  • Advanced Microservice and event driven architectures
  • Deployment using kubernetes and containerization
    • Responsive design principles and mobile-first development.
    • Browser compatibility issues and performance optimisation.
    • Front-end build tools and package managers

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record

Software Engineer: Back-End (Cobol)

Date: 10 Aug 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• The level II Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept, to development to deployment and ultimately operating of each product. At this level, Software Engineers are responsible to design, develop, test, deploy, maintain and enhance software systems and applications based on specifications, while adhering to established standards. They translate requirements from the business or technical analyst and actively participate with the delivery team in design and problem-solving.
• The Back-end Software Engineer plays a crucial role in building solutions that offer optimum performance, reliability, and scale. They are responsible for writing and testing code for the development of the server-side components that power the application’s functionality

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge and Experience

Experience:

• 3+ years’ proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language). Experience with back-end frameworks and technologies
• Developed and maintained back-end systems using Cobol, SQL, Shell Scripting (Linux), and various C family languages (C, C#, C++).
• Successfully executed projects involving Kafka, containerisation, cloud environments, and operating system upgrades, ensuring seamless integration and performance optimisation.
• Demonstrated willingness to transition into new technologies and pursued career progression opportunities.

Knowledge: 

• IT systems development processes (SDLC)
• Application development
• Advanced programming concepts
• Advanced algorithms and data structures
• Design Patterns
• Version Control
• Testing practices
• Database systems and query optimization (e.g., SQL, NoSQL).
• RESTful API design and integration.
• Cloud computing platforms and services (e.g., AWS, Azure).
• Advanced Microservice and event driven architectures
• Deployment using kubernetes and containerisation
  

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record

Software Engineer: Back-End III

Date: 7 Aug 2024

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• The level III Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept, to development to deployment and ultimately operating of each product. At this level, Software Engineers are responsible to design, develop, test, deploy, maintain and enhance complex software systems and applications, considering scalability, performance and future requirements. Responsible to guide and support developers and stakeholders in scoping, progress, status and resolution of engineering problems.
• The Back-end Software Engineer plays a crucial role in building solutions that offer optimum performance, reliability, and scale. They are responsible for writing and testing code for the development of the server-side components that power the application’s functionality.
  

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge and Experience

Experience:

• 6+ years’ proven experience in back-end software development, project delivery and implementation (in relevant development technologies/language)
• Experience with back-end frameworks and technologies

Knowledge: 

• Is able to apply expert knowledge and develop others understanding  of the following:
  • IT systems development processes (SDLC)
  • Application development
  • Advanced programming concepts
  • Advanced algorithms and data structures
  • Design Patterns
  • Version Control
  • Testing practices
  • Database systems and query optimization (e.g., SQL, NoSQL).
  • RESTful API design and integration.
  • Cloud computing platforms and services (e.g., AWS, Azure).
  • Advanced Microservice and event driven architectures
  • Deployment using kubernetes and containerisation
    

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record

Click here to apply

All the best with your applications.