Land Bank Jobs

To apply, click on the link at the end of the posts and all the best with your applications.

Specialist: Renewable Energy

Closing Date	2024/09/23
Reference Number	LAN240909-4
Job Title	Specialist: Renewable Energy
Division	Agricultural Economics and Advisory
Unit	Agricultural Economics
Job Type Classification	Permanent
Location – Country	South Africa
Location – Province	Gauteng
Location – Town / City	Centurion

Job Advert Summary

The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

MAIN PURPOSE OF THE JOB

To develop and review renewable energy governance documents and due diligence assessment tools for efficient implementation in the credit value chain of the bank.

To oversee the environmental review and compliance for renewable energy projects, ensuring their technical and financial viability while aligning the bank’s profitability with sustainability goals and determining the relevant compliance requirements are included in the terms and conditions for the funding.

To monitor and report how the bank’s funding contributes to the Energy Sector Decarbonisation Pathways for net-zero carbon of the country. Furthermore, track pre and post-disbursement conditions on funded projects in consultation with Banking and Risk Management.

Key Performance Areas

1. Develops and Reviews Renewable Energy Framework, Policy and Procedures

Develops and reviews renewable energy framework, policy, procedures and tools used for the assessment of transaction proposals.
Standardize the process for evaluating the technical, financial, and environmental aspects of renewable energy projects.
Develops and reviews the checklist to ensure projects meet all regulatory and permitting requirements.
Establishes procedures for ongoing monitoring and reporting of ESG performance.
Conducts training sessions for relevant staff to ensure they understand and can effectively apply the new frameworks, policies, and procedures.

2. Evaluation and Analysis of Renewable Energy Solutions for Funding

Evaluates the technical feasibility of renewable energy projects, including the design, technology, and engineering aspects.
Works with engineers and technical experts to understand project specifications and potential issues.
Analyzes project budgets, cost estimates, and revenue projections.
Determines the optimal capital structure and funding sources for each project.
Assesses the financial viability through detailed cash flow analysis, return on investment (ROI), and internal rate of return (IRR) calculations.
Uses financial models to support investment decisions and present findings to the banking team and credit committees.

3. Stakeholder Relationship Management

Builds and maintains relationships with key stakeholders, including project developers, investors, government agencies, and industry experts.
Serves as the primary point of contact for clients and provides ongoing support throughout the project lifecycle.
Offers expert advice to internal teams on project structuring, financing options, and market trends.
Guides clients/internal teams in navigating regulatory and permitting processes where required.
Collaborates with internal teams such as credit, risk, compliance, and legal to ensure smooth project execution and adherence to internal policies.

4. Sustainability and ESG Integration

Promotes and implements sustainable finance practices within the organization.
Ensures projects comply with environmental, social, and governance (ESG) criteria.
Measures and reports on the environmental and social impact of renewable energy investments.
Provides regular updates to stakeholders on the performance and impact of the renewable energy portfolio.
Advocates for policies and regulations that support renewable energy development and financing.

5. Market Research and Strategy

Monitors industry trends, technological advancements, and policy changes in the renewable energy sector.
Conducts market research to identify emerging opportunities and threats.
Identifies and evaluates new investment opportunities in renewable energy.
Stays informed about new technologies and business models that could impact the sector.
Develops and implements strategies to expand the bank’s presence in the renewable energy market.

Preferred Minimum Education and Experience

• Postgraduate level degree in science, engineering, finance, economics, environmental science or equivalent areas.
• Experience in the renewable energy sector – 5 years.
• Experience in at least two of the following areas: energy efficiency, energy sector economics, energy sector policy and regulation, energy and climate policy, renewable energy, transmission and distribution infrastructure, utility financial analysis and/or utility reform, and power pools – 5 years.

Critical Competencies

• Relevant product knowledge
• Renewable energy technologies and markets
• Financial modeling
• Regulatory frameworks
• Incentives for renewable energy
• Microsoft Excel
• Business writing skills
• Client Service Management
• Microsoft Powerpoint
• Business Acumen
• Principles of project management
• Risk Management Processes and Frameworks
• Financial Accounting Principles
• Research skills

Additional Requirements

• Extended hours as and when required.
• Travel as and when required.

Relationship Manager: CB&SI (Head Office)

Closing Date	2024/09/23
Reference Number	LAN240909-3
Job Title	Relationship Manager: CB&SI (Head Office)
Division	Banking
Unit	CDB Central Region
Job Type Classification	Permanent
Location – Country	South Africa
Location – Province	Gauteng
Location – Town / City	Centurion

Job Advert Summary

The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

MAIN PURPOSE OF THE JOB

The Relationship Manager is responsible for fostering single-client ownership throughout the entire client lifecycle. The Relationship Banker is responsible for the end-to-end Client Relationship Management, and Client Experience Management.

Markets Land Bank and Land Bank Insurance products and services to existing clients and/or new clients with the aim of growing the lending Loan Book in relations to the Client Segmentation model for commercial and development farmers.

On the receipt of client interest views business plan of existing business and business plan and feasibility study for start-up business and pre-screen the deal both in terms of Land Bank funding and funds under administration eligibility and funding criteria. Advises clients on the requirements for applications via written communication. For viable deals visits clients and performs a due diligence on the prospective success of the business venture. Acquires all additional internal credit checklist documentation prior to deal structuring. Works in consultation with members of the Agriculture Economics & Advisory Division (e.g. Agriculture Specialist); Risk Management (e.g. Credit Managers and Analyst) to construct deals.

To provide recommendations on the viability of the debt and equity application based on analysis and interpretation of, amongst others:

• Shareholders and Management including family tree, staff organograms and whether management has the experience to successfully manage all aspects of the business.
• Governance matters
• Feasibility study (start-ups)
• Business Plan
• Financial information and forecasts
• Balance sheet analysis including right of use for assets, regulatory approvals, i.e. licences and Environmental Impact Assessments, etc.

Key Performance Areas

1. Sales Targets and Client Relations

• Reviews targets set and plans approach to achieving goals
• Plans for client canvassing approaches on a weekly basis
• Sell the land Bank to prospective clients as well as through cross sales with existing clients
• Identifies potential clients and follows up on interest
• Deals with client queries as the first point of contact and resolves issues

2. New Client Reviews and Application Advice

• Meet with potential clients and determine funding need and/or request information memorandum or deal teaser for specialised funding such as acquisitions
• Review mandate fit and provide applicant with application requirements
• Do pre-screening for both Land Bank debt and funds under administration
• For new structures and or mandate border cases prepare deal forum paper for Executive Credit Committee (“ECC”)

3. Existing Client Reviews and Negotiations

• Analyse latest audited financial performance, new year budget, security, risk rating and covenant compliance with supporting business unit reports from AEA, PIMS and Legal
• Assess client continued funding needs, and identify and assess opportunity to provide increase in facilities
• Should early warning signals be applicable recommend possible restructuring of commitments, waiving of potential covenant breaches, establishing of additional security, etc.
• Report on events after balance sheet date and client management outlook for new financial year

4. Institutional Assessment

• For viable or potential clients conduct full institutional assessments
• Assess client’s management expertise, experience and skill mix
• Shareholding structure and Shareholders Agreement, and if applicable Subscription Agreement, constitutional documents, assessment of individual shareholders and directors as well as project operating structure
• Organisational structure and the extent to which it supports strategy execution
• Governance set up, board of directors, board committees and charters, complementarity of board skill mix, etc.

5. Finalising Proposed Loan Application

• Actively engage and collaborate with Risk Management (Corporate Credit) throughout the deal structuring process to ensure alignment, strengthen the quality of the application, and positively influence the efficiency of the approval processes and deal outcome
• Negotiate indicative term sheet with applicant and recommend for approval
• Present transactions at Deal Forum and Credit Committees and regularly attend ECC meetings to report on matters arising and annual review list

6. Stakeholder Relationship Management

• Adopt a customer service ethos.
• Build, foster and maintain consistent, effective and strong relationships with existing and new clients within the allocated portfolio
• Follow the operational plan to ensure a consistent and meaningful customer visitation programme, including onsite visits.
• Keep all stakeholders regularly informed of the status of the projects and, or transaction/s.

7. Compliance and Risk Management

• Assess risks and early warning signals on existing and new clients and propose solutions to the relevant support units and line management through the appropriate submissions and reports and act on proposed interventions and/or instructions of line manager, AEA- and Credit Management.
• Consistently keep track of loan application process and progress, annual reviews and matters arising from ECC and CIC meetings, including properly diarising information requested from clients and pro-actively managing CRM system

8. Business and Team Support

• Work collaboratively with CB&SI Client Analyst and other cross-functional team members, being AEA and ESS Specialists, Legal Manager and Credit Management to address matters and review complex transactions thereby mitigating any potential risk and ensure that the required results for the allocated portfolio are achieved. At all times adhere to Standard Operating Procedures, Service Level Agreements or other practices for requesting prescribed reports from cross-functional team members.
• Work collaboratively with CB&SI Specialist Service fulfilment to ensure proper coordination and monitoring of CBSI compliance in terms of CRM, Acceleris Loan Origination, SAP Banking, SAP Collateral Management and OnBase Electronic Records Data Management System.

Preferred Minimum Education and Experience

• Relevant 3 year qualification in accounting, commerce, business, banking, or other relevant and equivalent qualifications
• Experience in the management of client relationships, preferably in a financial and customer facing environment: 3 to 5 years
• Knowledge to assess a business plan and if applicable feasibility study for agricultural sector value chain operating entities (“Agri-businesses”) and the competency to interpret financial models, business valuations and follows or do advanced financial calculations: 3 to 5 years
• Basic knowledge of credit principles and practices and relevant legislation: 3 years

Critical Competencies

• Microsoft Office
• Analytical Skills
• Customer Service Orientation
• Financial / Business Acumen
• Agricultural Industry
• Organisational analysis and market evaluation
• Strategy analysis and governance assessments
• Credit Risk assessment
• Structuring of Corporate and Commercial transactions

Additional Requirements

• Valid SA driver’s license
• Willing to travel extensively
• Extended hours as and when required

CB&SI Specialist: Service and Fulfilment (Head Office)

Closing Date	2024/09/23
Reference Number	LAN240909-2
Job Title	CB&SI Specialist: Service and Fulfilment (Head Office)
Division	Banking
Unit	CDB Central Region
Job Type Classification	Permanent
Location – Country	South Africa
Location – Province	Gauteng
Location – Town / City	Centur

Job Advert Summary

The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

MAIN PURPOSE OF THE JOB

Provide compliance support to CB&SI.
Working on a team-basis with members of the team in the CB&SI Office to coordinate and monitor compliance to policies and procedures for Client onboarding, Customer Data and Post Investment Monitoring.
Coordinate closing out of internal and external stakeholder complaints
Act as Risk Champion for CB&SI.
Manage and coordinate internal and external service providers for updating of CBSI Policies and Standard Operating Procedures, compliance checklists, process workflows, product development, etc.
Manage internal and external service provider engagements for sourcing of Collateral Valuations.
Manage internal and external service provider engagement for systems fault logging, system development requirement and implementation.

Key Performance Areas

1. Client Onboarding Compliance Support

Validate Customer Pre-disbursement checklist to supporting source documents and data accuracy, completeness and relevance for core SAP Banking, SAP Collateral Management Systems, including that all source documents have been uploaded to Electronic Document Records Management System (“EDRMS”).
Validate that loan or equity agreement conditions have been accurately loaded on SAP Banking
Validate that Collateral instruments, valuations and valuation frequenty have been accurately load and linked on SAP Collateral Management Systems.
Validate that all conditions precedent as provided for in Loan/Equity-, Security and other Material Agreements (“Finance Documents”) have been met and accordingly ticked-off on SAP Banking conditions management tab.

2. Core SAP Banking Systems and Records Management Compliance Support

Perform regular spot checks on accuracy, completeness and relevance of SAP Banking and SAP Collateral Management Systemts and EDRMS
Identify emerging business process or data risks for escalation to CB&SI risk register
Manage and coordinate any identified Process, Systems and/or Reporting enhancements with other internal stakeholders, including Risk and Information Technology and Communications (“ICT”) departments.

3. Risk Champion

Act as Risk Champion for CB&SI, including attendance of any require traning and/or referesher courses
Manage and coordinate maintenance of CB&SI Risk Register with CB&SI team, including Head of CB&SI
Maintain all ERM software Systems for CB&SI
Prepare ERM reports for CB&SI and attend ERM and if applicable EXCO meetings with Head of CB&SI
Manage and coordinate CB&SI Risk Register compliance, i.e. achievement of committed management interventions and/or risk mitigants on or before due dates

4. Stakeholder Relationship Management

Working on a team-basis with members of the team in the CB&SI Office to ensure that pre- and post disbursement compliance with CB&SI and Credit policies and SOP’s.
Manage and coordinate internal and external service providers for updating of CBSI Policies and Standard Operating Procedures, compliance checklists, process workflows, product development, etc.
Manage internal and external service provider engagements for sourcing of Collateral Valuations.
Manage internal and external service provider engagement for systems fault logging, system development requirement and implementation.

Preferred Minimum Education and Experience

• NQF Level 5 or a Relevant 3 year qualification: BTech in Accounting or Risk Management, Undergraduate Degree in Accounting / Commerce / Risk Management / Investment Management.
• Post qualification experience which will typically include the following: 3-5 or more years
  – Experience as a Business Analyst, or relevant post investment monitoring experience in a commercial or corporate banking environment
  – Experience in a Financial Services Lending environment
  – Relationship management experience in a customer facing environment – within an agricultural environment as an advantage.

Critical Competencies

• Microsoft Office
• Knowledge / Experience of CRM and Risk tools – including the application of client onboarding, complaints and collection and monitoring systems
• Enterprise Risk Management Principles
• SAP Core Banking Systems
• Financial and Accounting Principles
• Customer Service Principles
• Accounting Principles
• Written and Verbal Communication Skills

Additional Requirements

• Extended hours as and when required
• Valid driver’s license
• Travel as and when required

Senior Accountant: Business Performance

Closing Date	2024/09/17
Reference Number	LAN240805-3
Job Title	Senior Accountant: Business Performance
Division	Finance and Treasury
Unit	Finance
Job Type Classification	Permanent
Location – Country	South Africa
Location – Province	Gauteng
Location – Town / City	Centurion

Job Advert Summary

MAIN PURPOSE OF THE JOB

Responsible for consolidated Business Performance reporting which includes consolidated insights and analysis as well as standardisation of reporting and reporting frameworks, and standardisation of practices and internal team processes to ensure the meeting of monthly, quarterly and annual reporting requirements. Further responsible for financial modelling, consolidated revenue assurance & balance sheet substantiation reporting, cost recovery model implementation and continued maintenance.

Key Performance Areas

1. Implementation and management/maintenance of a full cost recovery model and transfer pricing in the Group.

Drive an in-depth understanding of the business costs through the Financial Business Partner network
Drive cost driver analysis and validation with Business through Finance Business Partner network
Drive the development of Activity Based Costing Model through the Finance Business Partner network
Support the EXCO Cost Recovery Model approval process
Implement and Manage the cost recovery model, practices and processes

2. Budgeting and Forecasting

Support the review all budget/forecast assumptions, to ensure alignment to the strategic plans of the bank
Building financial models and providing forecasts based on various strategic operating metrics.
Support the compilation of consolidated budget Presentation (including commentary) for Exco and Board approval after reviews by Head of Business Performance and the CFO
Review all BU, regional, provincial/Branch budgets loaded on SAP and ensure completeness and accuracy based on approved budgets
Manage the forecasting and budget planning process across the Business partner network.

3. Process analysis and Improvement

Ensure the standardisation of all reporting packs and frameworks
Champion the review and efficiency improvement of internal reporting processes
Build and/or manage, update and maintain internal models i.e. Cost Recovery, Budgeting and Forecasting models, liability solution model
Review Service Levels Agreements (SLAs) against internal processes and manage accordingly with business stakeholders
Present to the Head of Business Performance on consolidated reporting trends (drawn from the Finance Business Partners),
Build and/or Improvement and management of Liability Solution model
Drive automation of reports through various solutions available to the Bank

4. Consolidated reporting and Finance business partnering

Reporting
Finance Business Partnering

5. Consolidated revenue assurance and balance sheet substantiation reporting

Drive the accuracy and completeness of information that is used for reporting purposes and decision making, which includes, but is not limited to:
Consolidated revenue assurance and balance sheet substantiation reporting through the Business Partner Network which involves:
Revenue:
Ensuring that the revenue that is reported by the business is reflected as is in the source systems(accuracy)
Ensuring that the information in the source system is reflected holistically in the reporting pack(completeness)
Balance Sheet:
Ensuring that the balance sheet that is reflected and reported on by business, has the complete and accurate supporting documentation and evidence required for consolidation, as well as appropriate reconciliations and ageing of all balance sheet accounts

6. Drive financial risk management through continuous improvement of processes and controls

Reviewing of existing processes and procedures to develop recommendations for business improvements
Support the updating of the following:
Reviewing and updating of organisational action plans on Business Unit’s risk register;
Capturing of operational new risks identified for Business Performance.
Resolution of audit matters raised for business performance BU and other BU’s if required

7. Approval/Sign off of daily Certificate of Balance accounts

Timeous approval of all certificate of balance accounts(COB)

Preferred Minimum Education and Experience

• CA(SA)
• Must have completed audit articles
• Registered with accounting professional body e.g. SAICA
• 6 years experience as Finance Business Partnering, Financial reporting and management accounting as well as Business Strategy and Analysis

Critical Competencies

• Sound knowledge of the reporting requirements as prescribed by IFRS & IAS regulations
• Financial analysis, insights generation
• Financial Reporting Software Packages(SAP, SAP-BI etc)
• Business Acumen
• The ability to deal with ambiguity
• Microsoft Office- Excellent Excel skills including financial modelling
• Effective Communication

Additional Requirements

• Travel as and when required
• Extended hours as and when required.

Senior Accountant: Financial Reporting

Closing Date	2024/09/17
Reference Number	LAN240728-1
Job Title	Senior Accountant: Financial Reporting
Division	Finance and Treasury
Unit	Finance
Job Type Classification	Permanent
Location – Country	South Africa
Location – Province	Gauteng
Location – Town / City	Centurion

Job Advert Summary

MAIN PURPOSE OF THE JOB

To provide IFRS technical accounting advisory, managerial and operational expertise in order to provide relevant and reliable information for business decision making through the design, implementation and maintenance of effective financial processes, procedures and policies.

To ensure effective accounting activities relating to the maintenance of a complete and accurate general ledger. To provide relevant stakeholders with accurate and complete information for reporting and decision making purposes, supporting the accurate compilation of Financial reports. The role is also responsible for ensuring that internal financial controls are in place and are adhered to. Technical accounting advisory forms a critical part of the function of the role. Manage the Annual Financial Statements process and Audits for both the Bank and Insurance

Key Performance Areas

1. Month-end focus – General Ledger maintenance (Overall responsibility for data accuracy and integrity by performing general ledger reconciliations and income statement analysis)

Assigns responsibilities to relevant assistants, including the creation of reconciliations.
Manage the month-end focus. (Including investments, write-offs, insolvencies, fruitless and wasteful and irregular expenditure, impairments, etc.)
Makes sure that reconciliations are done accurately and timeously, checks them against supporting documentation and ledger balances.
Review of the audit files for completeness and accuracy.
Ensure that the General Ledger and journal entries are in accordance with defined standards by analysing accounts and correcting misallocations and miscalculations.
SAP Banking Month-end Run (as and when required)
Manages transactions in SAP (i.e. confirmation of transactions and informing ICT to block user access to prevent further transactions being processed during the month-end run).
Oversees the opening and closing off the SAP FI (SAP Financial Module) period for processing.
Liaises with ICT and run the month ends for SAP Banking and ensure a successful month end with integration to SAP FI.

2. Compile Financial Reporting (Annual Financial Statements (AFS), NCA Form 40, Land Bank tax return and any other ad-hoc reports)

NCA Form 40, Land Bank tax return and any other ad-hoc reports

Reports are due in accordance with scheduled activities; or
Requests are received for the compilation of a report. Analyse the request to determine the nature and extent of the report
Statutory
Management
IFRS/IAS Compliant
Timeous reporting, archiving and distribution in accordance with policies, procedures and legal requirements
Gather and verify applicable data from all relevant sources and collate data into required reporting format
Make recommendations in accordance with the information at hand
Submit the report for review and approval where necessary
Annual Financial Statements

Review of the prior year AFS for technical updates due to changes in International Financial Reporting Standards (IFRS) and other relevant legislation (PFMA, National Treasury Regulations, VAT Act, etc.)
Advise management of the subsidiaries of any changes in accounting standards
Update the current year AFS with all the relevant changes
Seek continuous improvement in the process of preparing the AFS
Compile the AFS within the allocated time frame
Collect and verify applicable data from all relevant sources and collate data into required reporting format
Make recommendations in accordance with the information at hand
Submit the report for review and approval where necessary
Distribute the report to the relevant role players

3. Technical Accounting research

Remain up to date on the Technical IFRS Standards by attending training courses and reading knowledge material.
Informs General Manager: Finance and management team of updates and changes required to the Land Bank accounting treatments.
Examines IFRS and Tax legislation changes that affect the Land Bank or its subsidiaries.
Review, and consult (if necessary) with appropriate Technical professionals to completely understand the implications of IFRS or Tax updates to the Bank.
Drive the implementation of required changes in Finance.

4. Processing of entries on client’s accounts

Compiles a register for all write-offs and waivers received.
Timeous processing of all write-offs and waivers.
Compiles a register of all insolvency transfers.

5. Liaison with internal and external auditors

Liaises with both internal and external auditors and responds to audit queries/opinions.
Responds to areas that they highlight –this may require clarity issues, giving information, designing and amending controls.
Implementation of action tasks/projects to address audit findings relating to his/her area.
Coordination of Audit Process – responsible for ensuring smooth interim and year-end audits, including coordination of Client Assistance Schedules.

Preferred Minimum Education and Experience

• CA (SA) or equivalent
• At least 5 years Financial Accounting and Reporting experience

Critical Competencies

• Advanced Microsoft Office/ Excel
• Knowledge / Experience SAP/ Financial Reporting Software
• International Financial Reporting Standards (IFRS)
• PFMA (Public Finance Management Act)
• Banking and Financial Services
• Land Bank Act

Additional Requirements

• Travel as and when required
• Extended hours as and when required.

Manager: Risk Governance and Reporting

Closing Date	2024/09/13
Reference Number	LAN240909-1
Job Title	Manager: Risk Governance and Reporting
Division	Land Bank Insurance Company
Unit	LBIC
Job Type Classification	Permanent
Location – Country	South Africa
Location – Province	Gauteng
Location – Town / City	Centurion

Job Advert Summary

The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

MAIN PURPOSE OF THE JOB

The purpose of LBI Risk Governacne and Reporting function is to support Head of Risk to discharge the primary responsibility of risk governance and risk reporting aspects and the oversight/ coordination aspects of the financial soundness  and key entity level controls. The function will be coordinate and support the development and implementation of the LBI risk governance framework, supporting processes and reporting. This is a manner that meets business and regulatory  requirements. Through the key entity level controls, provide the requisite assurance to the Senior Management (Exco) on the overall internal control framework and the implementation Risk policies across LBI entities.

Key Performance Areas

1. Risk Management Strategy and Risk Management Plan formulation

Drafting and preparing strategic risk appetite and risk management tools to scope direction for business.
Ensure that the Enterprise Risk Management Framework is integrated with Regulatory requirements.
Support Head of Risk with the planning the strategic risk identification.
Facilitate review of the risk appetite statements to ensure it remain appropriate and recommend changes to Management Risk Committee where necessary
Develop and monitor of appropriate key risk indicators together with assicited tolerances limts and related reporting.
Undertake periodic risk assessment working with the various risk owner and ensure that risk register are kept up to date i.e. Fraud Risk register
Facilitate the implementation of the annual Risk Management plan.
Critical review of existing and/or development of new risk report to ensure that they are suitable and useful to aid in decision making

2. Embedding of Risk GovernanceSystems

Manage the Own Risk and Slovency Assessment (ORSA) process including coordinating all related inputs, outputs and assessment
Manage all other regulatory reporting i.e. Qualitative Regulatory Reporting (QRR)
Establish and maintain an effective Policy governance framework
Oversee the policy review process and ensure that policy are timeously presented to relevant committee for recommendation and approval
Facilitate the annual policy attestation with relevant policy owner
Facilitate risk policy training in collaboration with the policy owners
provide the requisite assurance to the Senior Management (Exco) on the overall internal control framework and the implementation Risk policies across LBI entities.

3. Risk Function Advisory and Reporting

Monitoring of the business performance against agreed objectives as stated in the corporate plan
Support business with the business planning phase, by coordinating and consolidating BU input into strategy and corporate plan
Keep abrest with industry and regulatory development and assessing against impact on the current LBI model and strategy
Develop and monitoring of risk appetite, risk register, loss data, combined assurance, key indicatrs and emerging risks
Aggregating, monitoring and advising management on the effective management and mitigation of identifies risks
Preparation, submission and/or presentation of risk reports to the various stakeholders in forums such as Exco, MRC and ARC and other governance related forum within the business
Establishing and maintaining combined assurance model

4. Develop and maintain a consistent client focused environment coupled with best practice service delivery

Build and maintain relation with internal clinets and stakeholders across LBI and LB
Manage the rollout of risk initiatives effectively within LBI
Be the lead in supporting the Auditor General review by providing any RFI
Provide Risk policy training in conjuction with policy owners
Provide training on key elemets of the ERMF

5. Stakeholder engagement and coordination of enterprise risk related committees, meetings and initiatives

Contribute to the planning of the Exco, Management Risk Committee (MRC) and Audit and Risk Committee meetings
Support BU management to ensure that strategic decisions within the business areas take full accountability of the current and emerging enterprise risk profile
Recommend value add risk management solutions to reduce the risk of re- occurrence and impact
Ensure that risk issues identified are monitored, reported, escalated to relevant person/s & Committee/s and corrective actions are taken
Represent risk at key stakeholder forums

Preferred Minimum Education and Experience

• Post Graduate Qualification, Preferably  in Risk  Management
• A member of the Institute of Risk Management of South Africa (IRMSA)
• 8-10 years Risk management function, preferably in insurance companies
• 4-6 years experience in Risk Governance and Reporting
• 5 years experience with Regulatory reporting i.e. ORSA and QRR
• 3 years experience in leadership or management position

Critical Competencies

• Enterprise wide Risk Management Framework and Strategy Setting
• Embedding a Risk and Ethics culture & Building a Value based Ethics program
• Strategy Planning, Crafting, Implementation and Reporting
• Establishing, implementing and maintaining appropriate mechanism and activities (including a risk strategy, risk management  plan and risk management reporting) in respect of Enterprise Risk Management Framewrok, Risk Governance and Social and Ethics
• Governance Risk and Compliance Systems such as CURA
• Strategic analysis
• Ethics Monitoring

Additional Requirements

Travel as and when required
Long hours as and when required

Manager: Change and Project Management

Closing Date	2024/09/13
Reference Number	LAN240906-1
Job Title	Manager: Change and Project Management
Division	IT and Operations
Unit	FTI Information Technology
Job Type Classification	Permanent
Location – Country	South Africa
Location – Province	Gauteng
Location – Town / City	Centurion

Job Advert Summary

To manage and facilitate all change management initiatives and ensure projects meet objectives on time and on budget by increasing employee adoption and usage within operational initiatives, projects, and facilitate and foster a structured approach in managing the impact of change.

Key Performance Areas

1. Apply a structured methodology and lead change management activities

Development of the all five sections of the change life cycle framework
Apply a change management process and tools to create a strategy to support adoption of the changes required by a project or initiative.
Review, analyse, assess and evaluate the impact of business changes on various stakeholders, and define and co-ordinate change management solutions that will ensure that a smooth transition is achieved.
Understand and apply change methodology to determine and analyse current state versus desired state within projects & change requests and make detailed and appropriate recommendations to key stakeholders on change actions required

2. Implement effective Stakeholder Management strategy plan and reporting

Conduct impact analyses, assess change readiness and identify key stakeholders
Provide proactive coaching and consultation to stakeholders & work groups and provide change management interventions where required.
Conducts a detailed analysis of the relevant projects requirements, business division activities and processes.
Facilitates any required sessions/training or workshops and engages with business owners and project sponsors or project resources to ensure that business needs and challenges can be clearly understood and interpreted.

3. Implement effective Communication strategy and plan

Support the design, development, delivery and management of communication
Create actionable deliverables for the five change management levers: communications plan, sponsor roadmap, coaching plan, training plan, resistance management plan
Support project communication efforts

4. Manage change initiatives and training within the organisation

Change initiative management
Provide input, document requirements and support the design and delivery of training programs.
Project Conduct training effort
Integrate change management activities into project plan

5. Ensure that the change is embedded and desired benefits are achieved.

Define and measure success metrics and monitor change progress
Support change management at the organizational level
Manage the change portfolio
Coach managers and supervisors

6. Monitor and stay abreast of technological, legal and operational changes in the change management environment.

Monitor and stay abreast of technological, legal and operational changes in the change management environment (Innovation and Growth)

7. Project Management

Execution and Risk Control
Execute and manage projects according to the agreed project plan from the beginning until completion.
Ensure that project deliverables and agreed milestones are met and that overall project performance is in accordance with the requirements of the project plan, company policies and procedures and adopted project management principles
Maintain the project plan during the entire project to enable tracking and reporting over the full cycle of the project stages
Maintain awareness of potential interdependencies with other projects and their impact and intervene or escalate where necessary
Adopt appropriate technical and quality strategies and standards
Use relevant tools to keep track of people and progress
Regularly liaise with appointed project resources to assure the overall direction and maintain integrity of the project
Manage project risks, identify new risks and conduct a risk assessment

Preferred Minimum Education and Experience

1. 3 Year relevant B-degree/National Diploma.
2. 10 years Change Management experience.
3. 5 – 8 years Project Management experience.

Critical Competencies

1. MS Office
2. Change Management function/strategies/techniques and practices.
3. Business Acumen
4. Information Technology knowledge
5. Project management
6. Stakeholder Management

Additional Requirements

Formal change management methodologies.
Knowledge of project management methodologies.

Manager: Ethics

Closing Date	2024/09/11
Reference Number	LAN240905-1
Job Title	Manager: Ethics
Division	Risk Management
Unit	Risk Management
Job Type Classification	Permanent
Location – Country	South Africa
Location – Province	Gauteng
Location – Town / City	Centurion

Job Advert Summary

(Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

MAIN PURPOSE OF THE JOB

To developed and implement and tactically manage all ethics initiatives at operational level in the organisation.

Key Performance Areas

1. Develop and implement a compliance monitoring plan using accepted standards, methodologies and tools

• Design detailed CRMP’s for Ethics and implement for monitoring and control improvement
• Conduct thorough internal investigations on non-compliance issues and breaches of Ethics policies.
• Take leading role in coordinating internal and external audits including inspections with Regulators.
• Develop management reports, including ethics and fraud risk watch list report and disseminate to various stakeholders.
• Provide the Social Ethics Committee with assurance that business units throughout the Bank have appropriate ethics risk management processes in place.
• Establish a compliance framework

2. Develop and implement robust internal controls and compliance programs: Governance; Compliance; Assurance and Monitoring Oversight (Bank-wide) 

• Monitoring Bank’s activities and deliberations to ensure the respect of the Values and Principles included in the Code of Ethics and Business Conduct
• Develop management reports, including risk watch list report and disseminate to various stakeholders.
• Resolving ethics and fraud issues as they arise
• Liaise with the Internal Audit Department to facilitate the generation of a ethics risk based Internal Audit plan.
• Develop ethics risk intelligence systems to predict and identify emerging ethics risks.
• Partner with Compliance and Product stakeholders to ensure ethics are considered and built as part of new product or other initiatives.
• Ensure timely remediation of all relevant findings identified by third-parties (Internal Audit, regulatory exams), as well as self-identified items.

3. Governance and Compliance Oversight: Ethics Culture and Management. Establish best practice and create a sound compliance and ethics culture in the organisation

• Ensuring ethics considerations are embedded in decision-making processes;
• Acting as custodian and mediator of ethical and governance matters to protect the integrity of the Bank as a whole
• Ensuring all staff and management have updated Declarations of interest on more regular bases and in all meetings on record;
• Design, Develop and implement Ethics Policy, draft the ethics policy, and circulate the policy to management & Board for approval
• Perform the duties of an Ethics Officer for Land Bank and assist teams in this environment

4. Develop Ethics Risk Strategy and Clear Action plans to achieve highest level of Ethics maturity level

• To design new ethics strategy or review current one based on a detailed benchmarking exercise to inform the gaps and action plans
• To support ethics function and the Bank by ensuring ethical leadership and conduct across the Bank
• to contribute to the strategic functioning of Ethics by promoting ethical conduct and decision-making in all Bank activities;
• To lead the ongoing enforcement of the Code of Ethical Conduct
• Collaborate and partner with all business units and regions to implement, embed and enhance ethics by design.

5. Policy and Regulatory Compliance Reporting

• Supporting the CRO, CEO and Chairs with managing and mitigating identified ethical issues
• Policies & Procedures: Ensuring the adoption and implementation of the Code of Conduct by all
• Ensuring existing governance documents are periodically reviewed and revised as needed and endorsed by Governance structures
• Code of Conduct breaches are appropriately and timely reported,
• Promoting and supporting compliance with the Whistle-blowing Policy,
• Ensure that ethics and fraud risk policies are in line with industry best practices and regulatory requirements.

6. Design  & develop ethics and regulatory training Bank-wide

• Share knowledge and industry trends with team and stakeholders during formal and informal interaction
• Providing advice, ongoing guidance and support to all Executives and Board members, and staff
• Ensuring all staff, Executive, Board members are trained and aware of their roles and responsibilities;
• Tracking the completion of formal/physical and e-learning modules by all
• Oversee deployment of relevant ethics and fraud risk training for all employees.
• Facilitate orientation and training for the Board Committee and ensure the training of all stakeholders in their risk management functions.

Preferred Minimum Education and Experience

• Relevant 4-year tertiary qualification (B Com, LLB, Risk Management, Law degree) – Postgraduate. Plus professional accreditation in Ethics and related (i.e. CPrac; Ethics; CISA, Fraud etc.), must be a member of Ethics Institute and certified Ethics Officer
• 8 years experience in Compliance, Ethics, and Governance
• 2 years experience at Management level within Ethics, Compliance, governance

Critical Competencies

• Policies and Procedures
• Ethics & Compliance Management principles
• Regulatory reporting and oversight on ethics and fraud
• Legislation and knowledge of legal frameworks on ethics & fraud
• Microsoft
• Compliance software’s and systems
• Process Engineer
• Legal knowledge
• Microsoft Office
• Governance

Additional Requirements

• Extended hours as and when required.
• Travel as and when required

Click here to apply

All the best with your applications.