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To apply, click on the link at the end of the posts and all the best with your applications.
DevOps Engineer III
Location: Stellenbosch, Western Cape, ZA
Company: Capitec Bank Ltd
Join Us in Becoming the Best Bank in the World!!
We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.
Who We Are
We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better.
Why Choose Us
At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and can grow.
About The Role
The primary responsibility is to oversee the infrastructure components of the business, particularly focusing on payment processes and merchant solutions. This includes facilitating card-based transactions, ensuring the resilience and scalability of systems, and managing security aspects.
Our Ideal Candidate
- At least 4 years of experience in DevOps, with a strong understanding of developmental stacks, pipelines, and infrastructure management.
- Proficiency in Kubernetes and familiarity with cloud platforms such as AWS, Google Cloud, or Azure.
- Knowledge of security standards and practices to ensure compliance and manage security aspects of the infrastructure
- Experience in the financial sector, especially with payment processes or merchant solutions, is advantageous.
- Candidate should be self-sufficient, able to communicate effectively, and capable of managing and deploying infrastructure to support various product functionalities.
- Experienced in PowerShell, Go, Python, Java
- Hands on development experience in relation to automation, APIs, Front End systems.
- Design and deployment of highly available, enterprise-scale cloud infrastructure
- Experience using the HashiCorp stack (Nomad, Vault, Consul, Terraform)
Minimum Education
- Grade 12 National Certificate/Vocational
- A relevant qualification in Software Development
Conditions Of Employment
- Clear criminal and credit record
If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you!
Business Manager
Location: East London, Eastern Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
- To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
- Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
- Experience of managing a complex portfolio of business customers with a service and financial analysis focus.
- Significant experience in preparing and motivating Credit applications
- Cost control and sales management
Ideal:
- 1-2 years managerial /leadership experience
- 1-2 years managing a small business centre
Qualifications (Minimum)
- A relevant tertiary qualification in Business Management or Finance
Qualifications (Ideal or Preferred)
- Bachelor’s Degree in Business Management or Finance
Knowledge
Minimum:
- Principles and practices of business economics and the current business economic environment.
- Customer relationship management (CRM) principles and techniques
- Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on the agricultural market (if there are agric clients in the portfolio).
- Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio.
- General banking practices and procedures.
- Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
- Credit principles and practices, including an understanding of credit application, securities
- Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Able to extract, analyse and apply CRM insights to influence the client management approach and strategy
- General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Multi-level products available and pricing structures
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
- Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)
Skills
- Interpersonal & Relationship management Skills
- Analytical Skills
- Negotiation skills
- Problem solving skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Attention to Detail
- Decision making skills
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
Account Executive (Menlyn)
Location: Menlyn, GT, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
- To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
- Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
- Experience of managing a complex portfolio of business customers with a service and financial analysis focus.
- Holding responsibility for client relationship management of high value clients with varied and complex needs
- Significant experience in preparing and motivating Credit applications
- Cost control and sales management
Qualifications (Minimum)
- A relevant tertiary qualification in Business Management or Finance
Qualifications (Ideal or Preferred)
- Bachelor’s Degree in Business Management or Finance
Knowledge
Minimum:
- Principles and practices of business economics and the current business economic environment.
- Advanced customer relationship management (CRM) principles and techniques, esp. projecting credibility, gravitas and presence in the context of business (client) stakeholders.
- Different industry sectors and sector risk profiles/ trends; including an understanding of the impact of external (economic, political, legislative, climatic) conditions on specific industries/ markets in the portfolio
- Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio.
- General banking practices and procedures.
- Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
- Credit principles and practices, including an understanding of credit application, securities
- Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Able to extract, analyse and apply CRM insights to influence the client management approach and strategy
- General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Multi-level products available and pricing structures
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
- Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)
Skills
- Interpersonal & Relationship management Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Negotiation skills
- Problem solving skills
- Decision making skills
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Analytical Skills
- Attention to Detail
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Business Banker: Merchant Services
Location: Cape Town, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To build, maintain and optimise effective client relationships by providing excellent client service through engagement and consultation with existing clients including installation, after sales support and training on products.
- To contribute to the overall profitability of Business Bank by promoting and selling Business Bank and merchant products to new and existing clients.
Experience
Min:
- At least 2-3 yrs. proven experience in a CRM environment with responsibility for, or exposure to cross and upselling.
- Proven experience in identifying sales or business opportunities and/or customer needs and providing solutions for these.
- Building and developing a client base across a geographic area.
- Experience in a FMCG, banking or retail environment
Ideal:
- Providing on-site support and training to external clients
- Providing on-site technical support/client support within a retail/sales environment
- Cold-calling/external sales experience in a merchant acquiring environment, generating own selling opportunities
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
- Bachelor’s Degree in Commerce or Marketing
Knowledge
Minimum:
- Commercial, economic, SME landscape (esp. in the relevant geographic area)
- Sales and sales optimisation techniques & principles
- Commercial/business know how (how businesses work.)
- Client relationship management principles
- Engagement/conflict management practices
- Performance culture
Ideal:
Knowledge and understanding of:
- Business banking landscape, product knowledge
- Payment solutions environment (merchant services)
- Stock control
- POS Solutions
- Capitec Bank Acquiring product knowledge
Skills
- Influencing Skills
- Planning, organising and coordination skills
- Communications Skills
- Commercial Thinking Skills
- Interpersonal & Relationship management Skills
- Negotiation skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
Conditions of Employment
- Clear criminal and credit record
- A valid driver’s license and own vehicle is required as an inherent operational requirement of the job
Decision Scientist
Location: Sandton, GT, ZA
Company: Capitec Bank Ltd
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To solve business problems, create new products and services and improve processes through using the disciplinces of data science, translating active business data into usable strategic information.
- To look at ways of analyzing and optimising data as it relates to a specific business area; framing data analysis in terms of the decision-making process for questions or business problems posed by a stakeholder.
- To help build and deliver Capitec’s AI/Machine Learning strategy, enabling data-led and improved business decision making. Design quantitative advanced analytics models that answer business questions and/or discover opportunities for improvement, increased revenue or reduced costs.
Candidate Requirements
Qualifications & Experience:
- Degree in Mathematics | Statistics | Data Science | Business Analytics | Engineering | Computer Science Plus 4+yrs relevant work experience. OR
- Hons Degree in Mathematics | Statistics | Data Science | Business Analytics | Engineering | Computer Science Plus 3+yrs relevant work experience. OR
- Masters Degree in Data Science or relevant discipline e.g. Mathematics, Statistics, Engineering, Computer Science.
Knowledge:
- Functional business area (e.g. Credit) environment knowledge and experience
- Regulatory requirements e.g. NCR, POPIA, SARB
- Business analysis, requirements gathering, translating into business requirement specifications and designing and delivering business solutions.
- With modern software development best practices.
- Working in cloud environments, e.g. Azure, AWS
- Different operating systems / databases / programming language
- Predictive modelling techniques (statistical and machine learning) and deployment
- Extracting, aggregating, cleaning and analysing data from large relational databases
- Data Science lifecycle and applicable skills within
Functional Skills:
- Programming; Data base manipulation | Data Exploration Visualisation
- Statistical model development
- Advanced Computer literacy and programming (Office Suite, Working on different OS environments, e.g. working on remote Linux environment and dockerising machine learning models)
- Building and deployment of models
- ML language, for example SQL SAS
- Version Control
- Ability to productionalise and solution design
- Ability to learn, understand and apply complex machine learning methodologies
- Functional domain skill of the (e.g. credit) environment
- Capability to identify and define and solve the business problem i.e. application of domain know how and problem solving.
- Cloud computing (navigating on cloud vs on prem.)
Additional Information:
- Clear credit and criminal record
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Credit Intelligence Analyst II
Location: Sandton, GT, ZA
Company: Capitec Bank Ltd
Purpose Statement
Assume end-to-end responsibility for a credit intelligence workstream through:
- Leading and guiding the delivery of complex analytical output.
- Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions
- Address business problems relative to credit intelligence workstream.
- Building and maintaining new statistical models to inform credit intelligence decision making.
- Providing guidance and technical oversight to junior team members
Experience
Minimum:
- 4 – 6 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
- In case of Honours degree: 3 – 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
- Credit intelligence performance and optimisation.
Ideal:
- Experience in assuming a leadership role during a project.
- Portfolio specific experience
- Capitec Bank experience
Qualifications (Minimum)
- Bachelor’s Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
- A relevant post graduate degree in Finance or Statistics
Knowledge
N/A
Skills
- Communications Skills
- Leadership Skills
- Presentation Skills
- Reporting Skills
Conditions of Employment
- Clear criminal and credit record
Senior Credit Manager
Location: Sandton, GT, ZA
Company: Capitec Bank Ltd
Purpose Statement
- To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the quality of credit risks across the portfolio, minimizing the risk of loss through bad debts, while maximizing profits.
- To interact with other areas of the bank, acting as a catalyst in driving changed initiatives in ensuring compliance within agreed risk parameters as set out in the changed strategy.
Experience
Minimum:
- At least 8 -10 years banking experience, 5 of which in credit
- Credit Management experience across business and commercial markets in the intuitive space as well as the scored lending environment
- Working within the requirements of the National Credit Act and other relevant legislation
- Significant experience in preparing and motivating Credit applications
Ideal:
- Experience of managing a portfolio of business customers with a service and financial analysis focus.
Qualifications (Minimum)
- Bachelor’s Degree in Commerce or Credit Management
Qualifications (Ideal or Preferred)
- Honours Degree in Commerce or Credit Management
Knowledge
Minimum:
- Business acumen
- Risk management principles and processes
- Project management methods and practices
- Relationship building and management techniques
- Financial management
- Customer relationship management (CRM) principles and techniques
- Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
- Credit principles and practices, including an understanding of credit application, securities
- Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Able to extract, analyse and apply CRM insights to influence the client management approach and strategy
Ideal:
- Products available and pricing structures
- Current taxation laws as they apply to clients
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
- Financial Modelling; financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)
Skills
- Analytical Skills
- Attention to Detail
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Interpersonal & Relationship management Skills
- Negotiation skills
- Numerical Reasoning skills
- Planning, organising and coordination skills
- Problem solving skills
Conditions of Employment
- Clear criminal and credit record
Team Leader: Credit Intelligence Analysis
Location: Sandton, GT, ZA
Company: Capitec Bank Ltd
Purpose Statement
Optimise credit performance and minimise risk through:
- Managing and overseeing a team responsible for developing, implementing and optimising credit intelligence policies / solutions / processes / strategies across more than one workstreams.
- Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.
Experience
Min:
- 6 – 8 years’ experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement).
- In case of Honours degree: 5 – 7 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
- Minimum of 3 years Portfolio specific experience.
- Experience working with / contributing towards credit principles, policies, frameworks.
Ideal:
Qualifications (Minimum)
- Bachelor’s Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
- A relevant post-graduate qualification in Finance or Statistics
Knowledge
NA
Skills
- Communications Skills
- Influencing Skills
- Leadership Skills
- Planning, organising and coordination skills
- Presentation Skills
- Project Management Skills (Methodolgy Specific)
- Reporting Skills
- Researching skills
Conditions of Employment
- Clear criminal and credit record
We wish you all the best with your applications
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