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To apply, click on the link at the end of the posts and all the best with your applications

Provincial Manager

Location: Durban, KwaZulu-Natal, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

  • To ensure the Business Banking strategy is translated into tactical sales plans, objectives and targets for a geographical region.
  • To manage and lead a Business Banking team within a geographical region in order to ensure optimisation and that monthly, quarterly and annual targets are achieved.

Experience

Minimum:

  • 5 – 8 years’ experience in a business or retail banking environment managing a operational function with a large provincial spread
  • Managing a national or regional team of at ± 40 employees for at least 3 years within a business or retail environment
  • Analysing external market dynamics and applying conceptual thinking and commercial know how to recognise and execute appropriate tactical response.
  • Managing a budget on a regional level
  • Harnessing full range of functional and support capabilities to drive sales and client interactions.
  • Being agile and creating and managing momentum, change and development in process, people and technology.

Ideal:

  • Experience in business banking environment

Qualifications (Minimum)

  • Bachelor’s Degree in Commerce or Business Management

Qualifications (Ideal or Preferred)

Knowledge

Minimum:

Knowledge and understanding of:

  • Principles and practices of business economics and the current business economic environment.
  • Sales principles, methodologies, tools and processes
  • Regional competitor tactics, distribution channels and product offering
  • Market segmentation propositions and customer profiles
  • Translating strategy into business plans and objectives
  • Application of metrics and data to enhance performance
  • Account management principles
  • Business development principles and methodologies in a sales context
  • How to network and build stakeholder relationships in business in area of responsibility
  • Leadership principles and people management
  • How to manage a workforce to drive sales in the field
  • Managing a budget, including targets and incentive design

Ideal:

Knowledge and understanding of:

  • Capitec/Business Bank systems and processes

Skills

  • Communications Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Planning, organising and coordination skills
  • Problem solving skills
  • Interpersonal & Relationship management Skills
  • Commercial Thinking Skills
  • Influencing Skills
  • Decision making skills
  • Attention to Detail
  • Strategic Thinking Skills

Conditions of Employment

  • Willingness to travel extensively and regularly
  • Clear criminal and credit record
  • A valid driver’s license and own vehicle is required

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Click here to apply

Credit Manager

Location: Sandton, ZA

Company: Capitec Bank Ltd

Purpose Statement

  • To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained.
  • To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.

Experience

Minimum: 

  • At least 5 years Credit Management experience across Personal and Business markets
  • Current Person-to-holder Credit Mandate

Ideal: 

  • At least 5 years Credit Management experience across Personal and Business markets
  • Experience in Intuitive Credit Granting

Qualifications (Minimum)

  • Bachelor’s Degree in Credit Management or Banking

Qualifications (Ideal or Preferred)

  • Honours Degree in Credit Management or Banking

Knowledge

Minimum: 

  • Business knowledge
  • Risk Management
  • Understanding of Project Management methodologies and processes,
  • People Management
  • Financial Management
  • In-depth understanding of the NCA

Ideal: 

  • Knowledge of Intuitive Credit Granting

Skills

  • Commercial Thinking Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Analytical Skills
  • Problem solving skills
  • Decision making skills
  • Attention to Detail
  • Numerical Reasoning skills

Conditions of Employment

  • Clear criminal and credit record

Click here to apply

We wish you all the best with your applications

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