Capitec – Credit Management

To apply, click on the link at the end of the posts and all the best with your applications.

Personal Assistant

Date: 31 Jul 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by: 07/08/2024 

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

To provide support to the Divisional Executive: Credit Managment, the senior management team and the respective business unit, performing office management and general administration duties to optimise efficiency and allow their focus on strategic and business critical tasks.

Introduction

Are you an organized and proactive professional with a passion for supporting senior leaders? We are seeking a highly skilled Personal Assistant to collaborate with our Credit: Retail Executive and Credit: Retail leadership teams to contribute to the success of our dynamic organization.

Key Responsibilities:

• Strategic Support: Work closely with the Group Executive and Leadership teams to provide seamless administrative support, ensuring efficient day-to-day operations.
• Calendar Management: Master the art of calendar coordination, scheduling meetings, and managing priorities to optimize leadership team productivity.
• Communication Guru: Act as a primary point of contact, handling emails, calls, and inquiries with professionalism, confidentiality, and kindness.
• Travel Logistics: Organize and coordinate complex travel itineraries, accommodation, and logistics for the team’s business trips.
• Meeting Preparation: Support in preparing agendas, presentations and documentation for meetings. Ensure that the executive is well-prepared and informed.
• Team Support: Provide people support through planning of team builds, Town Hall sessions and department conference.  Act as liaison for HR and IT tasks.

The ideal candidate will have

• Proven experience as a Personal Assistant or similar role (5 years +).
• General business / commercial understanding
• Basic budgeting and payment principles and processes
• External vendor and stakeholder management
• Engaging at an Executive level
• Exceptional organizational and multitasking abilities.
• Impeccable communication, interpersonal skills and a true passion for people and customer experience.
• Proficient in MS Office and other relevant software.
• Discretion and confidentiality are paramount.
• A Grade 12 National Certificate with a post-Matric qualification.

Additional Information

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Decision Science

Date: 25 Jul 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World!!

We’re on the lookout for energetic, highly motivated individuals who share our passion for collaboration, learning and designing state of the art solutions through analytics to support the Capitec Retail Credit strategy with Capitec clients always forefront of mind. To be part of the journey, follow the steps below:

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. 

Purpose Statement

Decision Scientists are expected to translate data into usable strategic information and influence business decision through analytics, to develop credit scoring models using the most applicable modelling techniques and to optimize our client’s experience through ensuring the models and client strategies are designed to meet the client’s and business need across Granting, Account Management and Recoveries and Collections.

About the role

Exciting Career Opportunities await You at Capitec!

Join our innovative Credit Management division as a Decision Scientist in the vibrant locations of Stellenbosch or Sandton. We’re actively seeking individuals at all experience levels, from entry to intermediate to senior/lead, to become part of our dynamic teams.

As a Decision Scientist at Capitec, you’ll play a pivotal role in building application and behavioral scorecards. We’re looking for candidates with a postgraduate degree and relevant experience at varying levels.

If you’re eager to be a part of the Capitec family in 2024 and ready to elevate your career to new heights, seize the opportunity by submitting your details through this advertisement today. Let’s connect in 2024 and embark on this exciting journey together!

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

Experience

• 4 years’ relevant experience in statistical analysis

• Experience must include the following (within the Retail Credit Risk Management Environment):
  • Extracting and Aggregating Data from Large Relational Databases
  • Data Mining and Predictive Modelling

Qualifications (Minimum)

• Honours Degree in Mathematics or Data Science

Qualifications (Ideal or Preferred)

• Masters Degree in Mathematics or Data Science

Knowledge

• Analytics
• Predictive Modelling and Machine Learning
• Project management methodologies
• IT implementation cycle
• Credit cycle
• Technical understanding and knowledge (different operating systems / databases / programming languages)
• General business acumen to identify the impact technical issues may have on design and delivery of solutions.
• Best practices and tools in credit risk
• Interpretation of user requirements and translation into business requirements specifications
• Retail credit environment / industry
• Confidentiality and intellectual property implications and constraints
• Interpretation of user requirements
• Translation of business requirements into business requirement specifications
  

Skills

• Communications Skills
• Numerical Reasoning skills
• Analytical Skills
• Reporting Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Attention to Detail
• Programming skill (SAS, SQL, R, Python)
• Commercial Thinking Skills
• Interpersonal & Relationship management Skills
• Leadership Skills

Competencies

• Care and passion for our people (Departmental Contributor)
• Earn and extend trust (Departmental Contributor)
• Simplify and make it easy (Departmental Contributor)
• Drive innovation mindset (Departmental Contributor)
• Lead with the “Why” (Departmental Contributor)
• Attract and relentlessly develop people (Departmental Contributor)
• Make decisions – faster and smarter (Departmental Contributor)
• Inspire optimism and persistence (Departmental Contributor)

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals

Credit Intelligence Analyst III

Date: 18 Jul 2024

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by: 22/07/2024 

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• Apply deep subject matter expertise and assume accountability for the design, development, testing and implementation of credit intelligence related standards, principles, methodologies and frameworks that guide the delivery of credit solutions and models.
• Provide oversight on the validation of credit models, and ensure a strong scientific relationship exists between different credit models across an allocated portfolio / focus area.
  

Experience

Min:

• 7-8 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python) of which 3 years should be portfolio specific experience.
• Experience working with / contributing towards credit principles, policies, frameworks.
• Portfolio specific experience

Ideal: 

• Capitec Bank experience

Qualifications (Minimum)

• Honours Degree in Finance or Mathematics

Qualifications (Ideal or Preferred)

• Masters Degree in Finance or Mathematics

Knowledge

NA

Skills

• Communications Skills
• Influencing Skills
• Presentation Skills
• Reporting Skills
• Researching skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

Click here to apply

All the best with your applications.