Capitec Credit Management

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To apply, click on the link at the end of the posts and all the best with your applications.

  1. Business Intelligence Analyst
  2. Platform Data Engineer
  3. Manager: Credit Sales Forecasting

Business Intelligence Analyst

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by: 16 February 2024 

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable, and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better.

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.

About the Role

As a Business Intelligence Analyst, you will be responsible for transforming raw data into actionable strategies that propel Capitec to succeed. You will utilize your Data and Analytical skills to provide support to the wider Data & Analytics team, to specified internal clients within the Bank.

Our Ideal candidate has:

  • At least 3 years’ experience as Business Intelligence Analyst or equivalent (data analyst etc.) including experience in data analytics, BI methods and tools, data warehousing and the data life cycle.
  • Relevant tertiary qualification in business administration, computer science, mathematics, statistics, or a related field.
  • Experience in identifying, quantifying, and subsequently delivering value on how to solve business challenges using data.
  • Experience with stakeholder engagement.
  • Experience in working with data on cloud platforms, such as AWS or Microsoft Azure
  • Experience in building data visualisations using tools such as Power BI.
  • Experience of using SQL to prepare and analyse data.

What you will be doing

  • To build value for the product line by solving client and business challenges using data.
  • To utilise data and analytical skills and experience to build insights which enable senior decision makers to make better, informed decisions faster.
  • Ensure the business requirement is documented appropriately to the correct standard and that projected timelines are agreed.
  • Discuss business requirement and timelines with relevant stakeholders to prioritise tasks.
  • Maintain and share data visualisations, report prototypes, data driven analyses and insights.
  • Use and help develop story telling in data visualisations to communicate the insights relevant to the problem statement.
  • Ensure report prototypes, data driven analyses and insights produced by self and others conform to relevant standards and Capitec methodologies.
  • Build appropriate and effective business relationships and during engagement with key stakeholders:

Platform Data Engineer

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Who we are

We’re a bank, but we’re more than that too. We believe that banking is about people and that there’s a simpler way to bank, and that by helping our clients manage their financial lives better, we enable them to live better.

Why Choose Us

At Capitec, we offer our best by being a CEO in every situation – we always put the Client first, act with Energy and take Ownership.  We make it priority to ensure that each Capitec person feels known, valued, focused and has the opportunity to grow. Picture yourself in the heart of a dynamic, fast-paced environment, where you can harness the power of your experience to make a real impact. The successful candidate will join the Credit Granting team, the team is responsible for all data and analytics relating to credit applications. The division deals with sales metrics to credit card tracking, all ensuring efficient well monitored credit models.

Join Us in Becoming the Best Bank in the World

We appoint people for their potential and continuously look for talented, driven individuals to help us innovate and evolve the banking industry. That’s why we focus on finding the right people for the right jobs. We love what we do – it takes a great team, commitment and dedication to build a brand that we are proud of and that our clients trust. If you are looking for a rewarding role, with exposure to rapidly changing technologies, solving complex problems and hands-on exposure dealing with data analytics that assist the bank in making key decisions; you should apply today!

Purpose Statement

  • To contribute to the design and development of new applications / systems to meet the business requirements of the data platform environment. 
  • To analyse business or system requirements and build and enhance the data platforms.
  • To participate in and provide input to the Architect during the compilation of solution design documentation for new and existing data platforms.        

Education (Minimum)

  • A relevant degree in Information Technology or Data Analysis

Education (Ideal or Preferred)

  • A relevant degree in Data Engineering

Knowledge and Experience

Minimum:

Experience:

  • At least 6 years’ proven experience within management information systems (MIS) | data warehousing |  data transformation information systems / systems analysis together with a relevant 3 year tertiary qualification 

OR

  • At least 6-8 years’ proven experience within management information systems / system analysis
  • Proven experience in:
    • Working in a cloud environment.
    • Data storage and access technologies
    • Testing methodologies
    • Mentorship
    • Quality assuring work of others

Knowledge:

  • IT systems development processes (SDLC)
  • Data pipelines
  • Rational database system and / or cloud data warehousing and / or big data frameworks 
  • Dimensional modelling
  • Standards and governance
  • Testing practices 
  • People leadership practices and principles
  • Quality assurance practices and processes

Ideal:

Experience:

  • Experience working in an AWS environment as well as with AWS Technologies and Azure
  • Orchestration technologies
  • Data modelling

Knowledge:

  • Data architecture (technical design and implementation processes)
  • Banking systems environment
  • Banking business model
  • Best practices for Quality Assurance (QA)  

Skills

  • Analytical Skills
  • Communications Skills
  • Decision making skills
  • Interpersonal & Relationship management Skills
  • Problem solving skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)

Additional Information

  • Clear criminal and credit record

Manager: Credit Sales Forecasting

Location: Stellenbosch, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by: 19 April 2024 

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.

About the Role

In this role, you will lead the design, development, and implementation of credit portfolio take-up propensity and price elasticity models. You will recommend strategic changes to the credit policy based on data-driven analyses at both the portfolio and segmented levels. Your will focuses on optimizing credit profits, pricing, and propensity modeling, ensuring alignment with our organization’s strategic objectives while actively monitoring and advocating for policy adjustments.

Our Ideal Candidate has

  • At least 5 years’ experience in building forecast models (Sales, Propensity) or Credit Risk models (scorecards)
  • At least 2 years’ management experience (leading a project or managing a team)
  • Relevant Tertiary Qualification 
  • Solid proven ability to manipulate data (SQL/AWS)

What will YOU be doing

  • Effect policy change to enable achievement of strategic objectives relating to credit profitability, pricing and portfolio propensities
  • Address the operational interface (client experience and bank consultant environment and training) by liaising and coordinating with the Finance, IT and Operations teams as regards profitability, pricing and propensity related initiatives.
  • Management of the Credit Profit and Propensities department
  • People management
  • Reporting

Conditions of Employment

  • Clear criminal and credit record

Click here to apply

All the best with your applications.

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