citi Vacancies

To apply, click on the link at the end of the posts and all the best with your applications

Client Management Associate – JOHANNESBURG

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Client Management Associate role is a client facing banker within the Global Network Banking business responsible for a seamless execution on onboarding and implementation, service coordination and credit management. This position acts as a central point of contact for clients and internal partners, ensuring operational efficiency and effective relationship support.

Responsibilities:

1. Relationship & Origination Support

• Maintain professional relationships with client representatives.
• Understand client drivers and support Subsidiary Account Managers, Regional Account Managers (RAMs) and Parent Account Managers (PAMs), as applicable, in origination activities.
• Independently identify and originate low-complexity opportunities.
• Actively contribute to business campaigns, including account planning, wallet sizing, and corridor or product initiatives.
• Filter, prioritize and validate potentially complex and dynamic material from multiple sources
• Assist with coaching and training of new staff, as needed

2. Credit Management

• Manage credit requests in close coordination with various internal teams
• Monitor credit lines and escalate exceptions

3. Onboarding & Implementation

• Own the end-to-end client onboarding experience, from initiating CRM requests to post-implementation follow-up.
• Oversee client documentation and facilitate client training to ensure a smooth transition.

4. Service Coordination

• Serve as the primary point of contact for managing and resolving client escalations.
• Facilitate day-to-day operational flows and track client feedback

5. KYC Ownership

• Act as the designated KYC (Know Your Customer) owner for a portfolio of clients.
• Take responsibility for completing and maintaining accurate client profiles.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Experience: 5-8 years of experience in a client management or related role within the financial services industry.
• Technical Skills: Strong product knowledge and understanding of operational processes and KYC/AML regulatory requirements.
• Organizational Skills: Excellent organizational and time-management skills with the ability to manage multiple priorities and stakeholders simultaneously.
• Problem-Solving: Proven ability to resolve client issues, manage escalations, and improve processes.
• Interpersonal Skills: Strong communication and interpersonal skills, with a commitment to delivering a high level of client service and ability to develop and maintain strong client relationships. Proven planning, negotiation and analytical skills
• Attention to Detail: High level of accuracy and attention to detail in all aspects of work.

Education:

• Bachelor’s/University degree or equivalent experience

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Job Family Group:

Institutional Banking

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Job Family:

Corporate Banking

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

Click here to apply

South Africa Learnership Graduate Program – Markets, South Africa – Johannesburg, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

You are ready to bring your knowledge from the classroom to the boardroom, and Citi wants to help you get there. Whether it’s honing your skills or building your network, we know that success can’t come without growth. Our programme equips you with the knowledge and training you need to play a valuable role on your team and establish a long-term career here. At Citi, we value internal mobility, and career growth is not a question of if, but when. Citi South Africa is looking for Graduates to join our year-long Learnership Programme.

The year-long programme provides exposure and practical work experience to newly qualified university graduates across various Citi businesses. Graduates are allowed to apply to permanent positions in the year and are also sponsored a postgraduate qualification during their year of work, relevant to their area.

Your time here will look something like this…

Roles and responsibilities include:

• Supporting rates traders in the bonds and rates space.
• Preparing and analysing risk and various reports for the desk.
• Monitoring market moves and providing commentary.
• Learning and understanding how to manage risk and make prices across asset classes.
• Analyse macro-economic data and market trends.
• Engage and communicate with sales traders and operations to ensure processes are completed efficiently.
• Participation in morning meetings.
• Ensuring processes and procedures are up to date relevant to job responsibilities.

We want to hear from you if…

• You are a motivated and dynamic individual with a passion for financial markets.
• Have a desire to excel in a fixed income role.
• You thrive in a fast-paced environment and enjoy building relationships with clients,
• Have a keen interest in fixed income products.

Note: Application to include CV, Cover letter and full academic transcript

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Job Family Group:

Management Development Programs

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Job Family:

Intern

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Time Type:

Full time

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

Click here to apply

Corporate Credit Underwriter

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW” or “UW”) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships.

ICM Underwriters manage a portfolio of relationships across [region / industry as applicable], being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership with Banking and Risk. This role reports to SSA Underwriter – Director

Key Responsibilities:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:

· Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums

· Detailed review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resources

· Review and approval of Credit Approval Memos (CAM) packages

· Partner with Front Office on structuring and production of term sheet for new transactions

· Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions

· Support ICM Underwriting organization on strategic initiatives / projects as required

Risk Management Experience:

· Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience

· Experience in and exposure to global credit risk management standards

· Ability to understand capital markets products and complex financing and product structures

· Ability to provide strategic insights and strong sensitivity to macro and regulatory issues

· Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations

Client Relationships / Business Partnership:

· Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors

· Navigates organizational complexity and breaks silos

· Creates and sustains a network of strong partnerships with the business in all segments geographies and other risk functions

· Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships

· Proven track record of partnering with global peers in leveraging and implementation of best practices

Qualifications:

· 6-10 years risk/risk-related credit work experience in banking/financial institutions

· Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit

· Demonstrates strong ethics and integrity

· Ability to see the ‘big picture’ in a complex environment

· Can make decisions under pressure and short timeline

· Excellent verbal & written communication skills. Active listening skills.

· Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies

· Bachelor’s/University degree, Master’s degree preferred

•Working Environment: office setting, minimal travel required.
• Effort: minimal physical effort required.

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Job Family Group:

Risk Management

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Job Family:

Credit Risk

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

Click here to apply

We wish you all the best with your applications