Capitec – Financial Management Jobs – 11 June

To apply, click on the link at the end of the posts and all the best with your applications

Senior Investment Analyst – Strategic & Enterprise Investments

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

About The Role

You can read a set of financials, build a five-year forecast and tell us exactly what a business is worth. You understand valuation methodologies – free cash flow to the firm, free cash flow to equity, PE multiples, revenue multiples, payback period – and, critically, when to use each one. A CA or CFA qualification backs your thinking. If this is you, we want to hear from you. 

Your role is to play a pivotal role in supporting strategic decision-making related to equity investments, monitoring and reporting on investment performance, ensuring good corporate governance and driving enterprise development initiatives. 

What You’ll Do

Enterprise and Supplier Development (ESD)

• Oversee our ESD portfolio – track financial and impact metrics through quarterly reviews
• Evaluate SMME investment opportunities in line with our investment mandate
• Develop and implement investment criteria as our ESD vehicle grows
• Administer grant programs that align with B-BBEE requirements and our strategic goals
• Identify new mechanisms and partnerships that grow our ESD impact
• Keep all investment and grant documentation audit-ready
• Ensure full compliance with B-BBEE scorecard requirements and ESD regulations
• Schedule compliance checks and internal audits at least twice a year

Strategic Investments

• Build financial models – forecast income statements, balance sheets and cash flows across sectors (FinTech, banking, insurance, SMMEs and beyond)
• Apply the right valuation methodology to each investment decision
• Value businesses we want to buy or sell, and support negotiations with a clear, defensible number
• Monitor and report on strategic investment performance – deliver a real-time portfolio dashboard
• Provide recommendations to senior management on portfolio adjustments and strategic direction
• Develop scenario analyses that support faster, smarter decisions
• Use data to spot trends and recommend portfolio changes

Stakeholder Engagement

• Build and maintain strong relationships with incubators, accelerators and industry bodies in the SMME space
• Develop a stakeholder communication plan to keep partners informed and aligned
• Represent us at industry events and forums

What You Need

• 5–10 years of experience in corporate finance, investment analysis, enterprise development, or related fields.
• Proven track record in evaluating investment opportunities and managing portfolios.
• Experience working independently and collaboratively in a fast-paced environment.
• Stakeholder engagement and relationship-building to achieve objectives. 

Ideal:

• Exposure to managing investment portfolios, impact investing SME development or B-BBEE-compliant vehicles.
• Evaluating and executing investments in SMMEs.
• Designing and administering grant funding programs.
• Building partnerships with incubators, accelerators and industry bodies.

Qualifications (Minimum)

• Bachelor’s Degree in Finance or Economics

Qualifications (Ideal or Preferred)

• Qualified Chartered Accountant (CA)

Knowledge

• Deep understanding of B-BBEE legislation and ESD frameworks.
• Investment analysis or portfolio management knowledge
  Financial modelling, valuation techniques and investment analysis.
• Corporate Finance Principles: Capital structure, cost of capital, working capital management, and capital budgeting.
• South African SMME ecosystem and enterprise development trends.
• Regulatory environment affecting ESD and strategic investments.

Skills

• Commercial Thinking Skills
• Communications Skills
• Problem solving skills
• Project Management Skills (Methodolgy Specific)
• Researching skills
• Strategic Thinking Skills

Conditions of Employment

• Clear criminal and credit record

Click here to apply

Systems Accountant

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

About the role

You’ll own key accounting functions and give us an accurate financial picture across all our systems. Your work keeps our banking data honest — and drives operational excellence every day.You’ll also be a go-to expert for others, sharing your technical know-how and guiding your team.

What You’ll Do

Lead and guide

• Quality-check the technical work of team members
• Mentor and coach others in your area
• Drive standards and make sure the team applies them consistently
• Handle escalated matters and share your expertise on frameworks and policies

Reconcile

• Run daily reconciliations of settlements to various source systems, and perform daily, weekly and monthly reconciliations across bank accounts, general ledger and intercompany accounts
• Investigate and resolve discrepancies quickly, and keep automated reconciliation processes running smoothlyJob Profile Preview.pdf
• Work with stakeholders to spot and act on process improvement opportunitiesJob Profile Preview.pdf

Handle exceptions

• Analyse, investigate and resolve exceptions in financial data, transactions and reports — timeously
• Keep exception-handling procedures documented for audit purposes and train your team on best practices

Post journals

• Prepare and post journal entries daily in line with accounting principles and regulatory requirements — recorded by close of business
• Review entries for accuracy and completeness, following proper documentation and approval procedures

Settle third parties

• Run the full settlement process for third-party transactions — payments, receipts and reconciliations — every day
• Make sure all transactions are settled accurately and on time, in line with contractual and regulatory requirements

Report and analyse

• Keep the daily system register and balance sheet register up to date, and meet all month-end deadlines
• Support financial audits by preparing schedules and responding to auditor queries
• Complete ad hoc analytics tasks assigned by your team leader by agreed deadlines

What you’ll need

Minimum qualification

Bachelor’s Degree in Accounting, Financial Accounting or Finance

Preferred

A relevant postgraduate qualification in Accounting, Financial Accounting or Information SystemsJob Profile Preview.pdf

Experience

3+ years’ experience in reconciliation

Knowledge

Computerised accounting systems and principles (SAP) · Financial analysis and interpretation
Management of accounts

Click here to apply

Team Leader: Credit Pricing and Provisioning

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

Purpose Statement

• Lead the embedding, optimisation and maintenance of the accuracy of the Credit Pricing or Provisioning framework and all related models for the Capitec Group
• Lead the team responsible for the design, development, testing, implementation and maintenance of existing and new models, while adhering to standards, principles, methodologies and frameworks for any one of the below functions:
  • Credit pricing and capital requirement calculations
  • Modelling and forecasting of bad debt (Provisioning)
     

Experience

Minimum:

• Honours Degree with 7+ years’ experience in an analytical capacity, working in a dynamic, mathematically complex environment – focusing on financial modelling.
  • Of which at least 3 years in working with credit pricing or provisioning.
• OR Masters Degree with 6+ years’ experience in an analytical capacity, working in a dynamic, mathematically complex environment – focusing on financial modelling.
  • Of which at least 3 years in working with credit pricing or provisioning.
• Previous leadership experience
• Regular exposure to members of the Executive Committee.

Ideal:

• Capitec Experience
• Supervisory experience

Qualifications (Minimum)

• Honours Degree in Mathematics or Statistics

Qualifications (Ideal or Preferred)

• Masters Degree in Mathematics or Statistics

Knowledge

Minimum:

• Forecasting / budgeting
• Advanced statistical analysis
• Advanced financial mathematics
• Expert knowledge on credit pricing or provisioning principles, standards, methodologies, frameworks and best practices.
• Relevant legislation and regulatory frameworks (Basel, IFRS 9)
• Regulatory analytics (ICAAP, AIRB)
• Expert knowledge on the impact of the economic, operating and regulatory environment on credit pricing or provisioning strategies
• Monitoring framework development and execution
• Leadership principles

Ideal:

• Commercial, business and financial principles and practices. 
• Operational environments across the credit life cycle 

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Numerical Reasoning skills

Conditions of Employment

• Clear criminal and credit record

Click here to apply

Analyst: Profitability

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

Purpose Statement

Provide commercial analytical support to business decision-makers by analysing financial and non-financial data, profitability modelling and identifying opportunities across all dimensions including transactions, products and distribution channels. 

Experience

• 2+ years’ experience in a similar analytical role i.e. costing analyst.

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• Bachelor’s Degree in Accounting – Financial Accounting or Commerce

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Accounting – Financial Accounting or Commerce

Knowledge

• Accounting principles
• Costing principles (ABC: Activity-Based Costing)
• Budgeting & Forecasting principles
• Financial modelling and data manipulation (e.g., Excel)

Skills

• Communications Skills
• Numerical Reasoning skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Attention to Detail
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record
• Willing to work regular shifts or weekends or rotational standbys

Click here to apply

Department Head: Financial Management

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

To lead a complex Financial Management portfolio by translating enterprise finance strategy, policy and standards into effective delivery, strong control environments and high-quality financial insight.

Through layered leadership and advanced judgement, ensure financial integrity, enable informed decision-making and build sustainable financial management capability across the business.

Experience

• 8+yrs post‑qualification experience in financial management, financial control or financial reporting within complex environments.
• Proven experience leading managers and/or senior finance professionals.
• Demonstrated ability to apply accounting standards, governance frameworks and internal controls within highly regulated or complex business contexts (e.g. financial services, insurance).
• Strong track record of partnering with senior stakeholders and influencing financial outcomes through insight and judgement.

Qualifications (Minimum)

• Honours Degree in Accounting – Financial Accounting or Finance
• Qualified Chartered Accountant (CA)

Qualifications (Ideal or Preferred)

Knowledge

• Financial accounting standards (IFRS / GAAP as applicable)
• Financial governance, risk and control frameworks
• Finance operating models and the finance value chain
• Budgeting, forecasting and performance management principles
• Financial systems, data and process optimisation
• People leadership and capability development

Skills

• Analytical Skills
• Commercial Thinking Skills
• Communications Skills
• Decision making skills
• Leadership Skills
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Click here to apply

Financial Accountant II

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

About The Role

Numbers are the backbone of everything we do. As a Financial Accountant II, you’ll make sure ours are right – recording transactions accurately, reviewing Balance Sheet reconciliations and keeping our financial records complete. You’ll also guide and mentor team members, sharing your know-how to help the team grow.

This role suits someone who takes ownership, thinks carefully and doesn’t let errors slide.

What you’ll do

Financial accounting

• Record financial transactions accurately and on time throughout the month
• Execute month-end entries in line with the ‘Month End Task List’
• Review and release Purchase Orders – checking VAT compliance, correct General Ledger allocation and budget availability
• Maintain Accruals, Contingencies, Provisioning and PrePaid schedules

Control environment

• Spot and act on opportunities to strengthen controls
• Design and maintain effective accounting processes and systems
• Review SAP Master Data regularly and keep it current

Analysis and reporting

• Perform month-on-month Income Statement expense analysis
• Review monthly Balance Sheet reconciliations and resolve items timeously
• Produce clear reports that other teams can use directly

Team support

• Guide and mentor team members in your area of expertise
• Review kilometre claims, personnel claims and payment requisitions before they go to Accounts Payable
• Review outstanding Purchase Orders weekly and work with Business to action them
• Help with internal and external audit requests

What You”ll Bring

Minimum qualifications and experience

• Bachelor’s Degree in Accounting – Financial Accounting
• Completed SAICA or SAIPA Articles
• 0–2 years post-articles experience in Financial Accounting, covering a wide range of accounting functions

Preferred

• Honours Degree in Accounting – Financial Accounting
• SAP accounting module experience

Knowledge

• IFRS and GAAP
• Accounting principles and computerised accounting systems
• South African Tax, including VAT
• Financial data analysis and interpretation
• Microsoft Office Suite

Skills

• Strong analytical and numerical reasoning
• Sharp attention to detail
• Clear written and verbal communication
• Problem solving and reporting

Click here to apply

Manager: Procurement Categories

Location: Stellenbosch, WC, ZA

Company: Capitec Bank Ltd

Purpose Statement

We’re looking for a commercially minded Senior Procurement Manager to lead category strategy and drive enterprise-wide value across a complex, fast-moving environment.

This is not a traditional procurement role. You’ll operate at the intersection of strategy, commercial decision-making, and stakeholder partnership, leading a team of experienced specialists while remaining close to execution.

You’ll play a key role in shaping how procurement supports the business, building scalable approaches, enabling better buying decisions, and driving meaningful outcomes across multiple categories.

What you’ll do

Lead Category Strategy

• Design and implement end-to-end category management frameworks that can be applied across the organisation
• Analyse business purchasing behaviour and define commercial strategies that optimise cost, value, and supplier performance
• Translate complex business needs into practical, repeatable procurement approaches

Lead a High-Performing Team

• Manage and develop a team of senior procurement and category specialists
• Provide strategic direction, coaching, and support — enabling the team to operate with autonomy and accountability
• Create a culture focused on problem-solving, ownership, and delivery

Stay Close to the Work

• Take ownership of selected categories, including negotiation, sourcing, and supplier management
• Act as a senior escalation point for complex commercial decisions
• Ensure delivery is commercially sound, timely, and aligned to business priorities 

Partner with the Business

• Work closely with stakeholders across functions (including areas such as marketing, financial services, and support functions)
• Build trusted relationships to influence decision-making and deliver client-centric solutions
• Balance commercial outcomes with business enablement and customer impact

What you bring

• 8+ years’ experience in Procurement, Sourcing or Commercial roles
• Category Management experience in a previous role
• Providing expert advice and guidance, operating across multiple categories across a large and complex organisation.
• Proven experience of using influence and relationships to drive and achieve objectives. 
• Dealing with external third parties. 
• Developing and executing category sourcing strategies 
• Strong leadership, collaboration and influencing skills
• Strong business acumen, skillfully navigating functional priorities while delivering business objectives
• Ability to develop business cases, presentations and stakeholder communications.
• Strong digital dexterity skills, including the ability to quickly adapt to new technologies and leverage data
• Experience with SAP or site-relevant ERP systems, e-sourcing platforms, Request for quotation tools and project management tools

Qualifications (Ideal or Preferred)

• Bachelor’s Degree
• A relevant tertiary qualification

Conditions of Employment

• Clear criminal and credit record

Click here to apply

Team Leader: Finance Business Partnering

Location: ZA

Company: Capitec Bank Ltd

Apply by:  

This advert is purposed at attracting talent for future dated opportunities.

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Why This Role Exists

We’re strengthening our Finance Business Partnering capability to support growth, scale and better decision‑making across the organisation. This role goes beyond partnering the business. It’s about leading people, setting direction, and raising the standard of insight we deliver to executives. 

As a Finance Business Partner Team Lead, we’ll rely on you to lead a team of finance professionals, partner closely with senior leaders, and turn complex financial information into clear, actionable insight that shapes strategy and outcomes. 

What You’ll Do

• Lead, coach and develop a team of Finance Business Partners, creating a high‑performance, accountable environment. 
• Partner with executives and senior leaders to support strategy, planning, and decision‑making across multiple portfolios. 
• Translate business drivers into meaningful financial insight that influences direction and outcomes. 
• Oversee budgeting, forecasting and performance management cycles. 
• Guide complex financial modelling, scenario analysis and strategic investment evaluation. 
• Ensure strong financial governance, quality reporting and disciplined delivery against business plans. 
• Drive continuous improvement in how finance partners with the business. 

Why This Role Is Different

• We work at executive level on complex, real‑world challenges that matter. 

• We value commercial thinking, leadership and judgement as much as technical excellence. 

• We encourage constructive challenge, ownership and curiosity. 

• We invest in long‑term capability, not just roles. 

What We’re Looking For

• Professional designation is mandatory (CA(SA). 
• Honours degree in Finance, Accounting or a related field. 
• 5–7+ years’ experience in finance, including substantial business partnering or financial planning and analysis experience. 
• Experience with scenario analysis, contract modelling or strategic investment evaluation (financial modelling). 
• At least 2–3 years in a leadership or team management role, leading or supervising finance professionals. 
• Proven track record of partnering with senior management and delivering insights at executive level. 
• Experience managing multiple portfolios or complex financial planning processes. 
• Strong exposure to strategic planning, budget cycles and executive‑level financial reporting. 
• Comfortable operating in a high‑performance environment with accountability for delivery against business objectives. 

Click here to apply

Lead Analyst: Profitability

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

Purpose Statement

The Lead Analyst: Profitability plays a critical role in shaping business strategy by turning complex financial and data insights into clear, actionable profitability intelligence. Positioned within Finance, the role partners closely with the business to deeply understand revenue and cost drivers across products, transactions and distribution channels. Initially focused on supporting Personal Banking Credit, the role offers exposure to broader profit centres over time, making it a unique opportunity to influence performance at scale. By combining strong financial acumen with advanced data analytics capabilities (SQL and Power BI), this role delivers insight that directly informs decision-making, drives sustainable growth, and contributes to the overall success of the division and the bank.

Experience

• 2 – 4 years’ experience in analytical roles that included exposure to activity-based costing and project appraisal, leading projects and engaging with senior management
• Proven experience in building activity-based cost models and constructing business cases
• 2 – 4 years’ experience within financial services 

Qualifications (Minimum)

• Bachelor’s Degree in Accounting – Financial Accounting or Mathematical Sciences

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Accounting – Financial Accounting or Mathematical Sciences

Knowledge

• Activity based cost models
• Forecasting and budgeting
• Financial mathematics
• Capital cost calculations

Skills

• Numerical Reasoning skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Programming skill (SAS, SQL, R, Python)
• Commercial Thinking Skills
• Interpersonal & Relationship management Skills
• Analytical Skills

Conditions of Employment

• Clear criminal and credit record

Click here to apply

We wish you all the best with your applications