Capitec – Client Experience Delivery Jobs – 11 June

To apply, click on the link at the end of the posts and all the best with your applications

Manager: Data and Analytics

Location: Century City, WC, ZA

Company: Capitec Bank Ltd

Join us in becoming the best bank in the world!!

We appoint energized and motivated people for their potential and continuously look for talented, drivenindividuals to help us innovate and evolve. That is why we focus on finding the right people for the rightjobs. We love what we do because we focus on making a positive difference for our clients andemployees. Our company DNA is built around talented and committed teams dedicated to build abrand that we are proud of and earns the trust of our clients.

Who we are:

We are a bank, but we’re much more than that. We believe that banking is about enabling people tocontrol their financial lives through banking that is simplified, accessible, affordable and delivered throughpersonal experience. By helping our clients manage their financial lives better, we enable them to livebetter.

Why choose us:

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Clientfirst, act with Energy and take Ownership. And to support people in
being their best, our Employee ValueProposition offers every value to all team members through cohesive teams, growth opportunities as wellas employee benefits and savings. We make it a priority to ensure that each member of the Capitecteam feels welcome, valued, focused, and has the opportunity to grow.

About the role:

As Manager: Data Analytics at Capitec Business Banking, you will deliver data-driven solutions, identifybusiness opportunities, and use analytics and predictive models to enhance decision-making. You willturn strategic plans into actionable insights and promote best practices. By encouraging collaboration and using advanced solutions, you will help strengthen Capitec’sleadership in analytics and data-driven insights.

Our ideal candidate has:

• Over ten years of experience in a commercial setting, including four years in a team leadership ormanagerial capacity. Ideally with a proven track record of delivering value through data-drivendecision-making.
• Proficient in SQL and delivering complex analytical requirements.
• Managing senior and executive level stakeholders and influencing decision making at these levels
• Experience with cloud platforms (AWS).
• Experience with low/no code AutoML tools like Power BI or AWS Sagemaker.
• Data visualisation with tools such as PowerBI
• Big data frameworks – Hadoop/Kafka
• Github experience or Git

Soft Skills:

• Analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Strong facilitation and presentation abilities.
• Commercial and strategic thinking skills.
• Attention to detail and accuracy.
• Ability to drive innovation and simplify processes.

Education:

Completed a Bachelor’s Degree in Commerce, Engineering, Mathematics, or Statistics.
If you are interested in being part of this dynamic team, on a mission to build the best bank in the worldthrough unlocking the potential of its people, please apply. We would love to hear from you!

Click here to apply

Data Solutions Analyst II_Pipeline

Purpose of the role

Over 23 million people bank with us. The data that powers every decision behind that – from product design to credit risk to client experience – needs to be clean, trusted and built to scale. That’s where you come in. This isn’t a maintenance role. You’ll have a direct say in how our data warehouse grows, shape architectural decisions and work with senior stakeholders to turn complex business questions into reliable data that teams across our entire organisation can act on. You’ll also lead a Community of Practice, bringing data practitioners together to share knowledge and raise standards across the business. We work openly, we move fast and we trust people who know their craft. If you see data as an outcome, not just an output, this is the role for you.

What you’ll do

• Define how data is structured, sourced and stored – so that one trusted set of data powers many different teams and tools across our business
• Work directly with business stakeholders to understand what they need, then turn those needs into clear data requirements and well-documented solutions
• Write user stories with clear acceptance criteria and coordinate delivery across development and quality assurance teams
• Lead test plans, validate transformation logic and drive defect resolution – so that what gets built is exactly what was agreed
• Define and maintain data quality rules, engage governance processes and make sure issues get resolved, not just reported
• Build relationships across multiple business areas and adapt how you communicate depending on who’s in the room

Education (Minimum)

• Honours Degree in Information Technology – Computer Science or Information Technology

What we looking for:

Minimum Requirements:

• 5–10 years in business and data analysis, translating requirements into technical specifications
• At least 5 years working across teams, leading data capability initiatives in large-scale data environments

Technical skills

• Strong SQL skills for data validation, reconciliation and transformation logic
• Experience with dimensional modelling, star and snowflake schemas, and fact and dimension tables
• Ability to read and contribute to logical and conceptual data models, and document metadata with full traceability
• Working knowledge of data warehouse and Lakehouse concepts, including data ingestion, ETL processes, data marts and reporting

Ways of working

• Comfortable writing user stories and coordinating development and QA teams through full delivery cycles
• Experienced in Agile methodologies and project management
• Confident communicator who works equally well with technical and non-technical stakeholders
• Strong analytical thinker with commercial awareness and a practical approach to problem-solving

Skills

• Analytical Skills
• Commercial Thinking Skills
• Communications Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record

Software Engineer: Back-End III

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

The Capitec Way

Capitec is more than a bank. We exist to simplify banking and help our clients take control of their financial lives. Our focus is on delivering accessible, affordable banking through personal experience, while constantly evolving our technology to support how clients engage with us. Our success is driven by talented, committed teams who take ownership, act with energy, and always put the client first.

Why Choose Capitec

At Capitec, we are guided by our CEO values in everything we do: putting the client first, acting with energy, and taking ownership. We support our people through a strong Employee Value Proposition that focuses on cohesive, high‑performing teams, meaningful learning and growth opportunities, and competitive employee benefits and savings. We are committed to creating an inclusive environment where every team member feels welcomed, valued, supported, and empowered to grow their career.

About the Role

We are looking for a highly skilled Software Engineer to join our Cash Devices team on a permanent basis. This role focuses on the development, integration, and support of custom ATM solutions, forming a critical part of the software platform that supports Capitec’s ATM estate.

This is a specialist role combining strong Postilion expertise with SDK‑based Java development, with a primary focus on configuration, integration, and operational stability, rather than pure greenfield software development. The role is based in Stellenbosch, where hands‑on access to the ATM lab environment is required.

Key Responsibilities

• Develop and maintain custom applications and interfaces using the Postilion SDK
• Build and support Cash Devices applications and device integration solutions (ATM, POS, etc.)
• Customise and extend Postilion functionality to meet business and operational requirements
• Develop and maintain SDK‑based integrations using Java
• Support and upgrade integration drivers between devices and ATM applications
• Provide technical support, troubleshooting, and issue resolution for Postilion‑related systems
• Collaborate with cross‑functional teams including QA, infrastructure, and business analysts
• Support patching, upgrades, and lifecycle management of ATM software platforms

Our Ideal Candidate Has

 

• Minimum 5 years’ experience in a Postilion systems role, including exposure to:
  • Postilion Realtime
  • PostCard
  • Postilion Office
  • ATM Application environments
• Minimum 5 years’ current experience with either:
  • Postilion SDK or
  • Java development in integration‑heavy environments
• Strong understanding of ISO 8583 messaging and ATM transaction flows
• Experience with ATM device protocols (e.g. Diebold 912, NCR NDC)
• Experience working with modern source control systems (Git / GitHub), including branching, merge requests, and code reviews
• Scripting experience (preferably PowerShell or Python)
• Solid database knowledge; SQL Server experience preferred
• Strong analytical, troubleshooting, and debugging skills
• Excellent communication and documentation abilities
• Experience in banking, fintech, payments, or switching platform environments

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record

Click here to apply

Software Engineer: Full Stack III

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Build secure, reliable payment solutions used every day

Why this role exists

We’re growing our Payments team and are looking for an experienced full‑stack software engineer to help us build and support systems that sit at the centre of how money moves. This role exists to strengthen our delivery capability across backend and frontend platforms, ensuring we continue to build reliable, high‑quality payment solutions as our systems evolve. 

What you’ll do

• Design and build backend services that support payment processing and related functionality 

• Develop and maintain frontend features that connect users and systems to payment capabilities 

• Build and support APIs and services that are secure, reliable, and scalable 

• Work closely with engineers, testers, and product partners to deliver end‑to‑end solutions 

• Take ownership of your work from design through to production support and improvement 

About the team

Our Payments team builds and runs systems that support critical financial transactions. The work we do is essential to how payments are processed and managed across our platforms. We work in a highly collaborative environment where engineers are trusted to take ownership, contribute ideas, and help maintain reliable systems that operate at scale. 

Why this role is different

• You’ll work across the full stack on systems that have real, day‑to‑day impact 

• You’ll be trusted to take initiative rather than wait for direction 

• You’ll have exposure to complex, real‑world payment challenges 

• You’ll be part of a positive, collaborative team that values accountability and quality 

What we’re looking for

• Strong experience building backend services using Node.js (TypeScript) and/or Java 
• Frontend development experience using Angular and/or React 
• Experience building and operating systems on AWS 
• Solid experience with relational databases such as MySQL or PostgreSQL 
• A proactive approach with a strong sense of ownership 
• Someone who works well in a collaborative, delivery‑focused team 

Ready to apply?

If you enjoy working across the full stack, building payment systems that matter, and taking ownership of meaningful work, we’d love to hear from you. 
Apply now and help us build payment solutions people can rely on. 

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Additional Information

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Click here to apply

Analytics Engineer II

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

Purpose of the role:

The role bridges the gap between Data Engineers and Data Analysts by transforming complex data into accessible, reliable and performant data models and insights that support organisational decision‑making. The Analytics Engineer collaborates with stakeholders to understand analytical needs and partners with Data Architects and Data Modellers to design scalable data models aligned with enterprise data strategy. The role is responsible for designing and building efficient, reproducible data assets. This includes data models, data marts, semantic layers and working environments, as well as scalable transformations and pipelines. These assets enable Analytical Engineers and Data Analysts to deliver insights and reports quickly, consistently and with minimal friction.     

What you’ll do

Design, build and maintain production‑ready data models that transform raw data into usable datasets Develop scalable data transformations with strong validation, testing and quality controls Create and optimise semantic layers and aggregation logic that support reporting and analysis Maintain and troubleshoot live data models, resolving incidents and improving performance Lead and influence design decisions, balancing quality, speed and long‑term sustainability Support and guide less experienced engineers through reviews, documentation and practical coaching

Minimum Experience

• At least 5 years’ experience in analytics engineering or a closely related data role
• Honours degree in an analytics/engineering  or STEM  or  related field, PLUS at least 5yrs relevant experience  OR
• Bachelor degree in an analytics or STEM  or  related field, PLUS at least 8yrs relevant experience 
• Proven experience delivering and supporting production data models and pipelines
• Strong data modelling capability and confidence designing business‑ready datasets
• Advanced SQL skills and experience using Python for data transformation or automation
• Experience building, testing and deploying data transformations using structured release practices
• Experience working on cloud data platforms and workflow orchestration tools such as Airflow or Prefect
• A solid understanding of data quality, governance and documentation
• Experience influencing technical decisions and working closely with stakeholders
  

Qualifications (Minimum)

• Bachelor’s Degree in Analytical/Data/Technical or Other

Qualifications (Ideal or Preferred)

• Honours Degree in Analytical/Data/Technical or Engineering – Other

Knowledge

Advanced grasp of:

• Data modelling best practices.
• Data governance and quality assurance.
• Cloud data platforms and orchestration tools (e.g., Airflow, Prefect).
• Understanding of software engineering principles (e.g., CI/CD, testing).

Skills

• Analytical Skills
• Communications Skills
• Planning, organising and coordination skills
• Problem solving skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record

Click here to apply

Lead: Software Testing

Location: Stellenbosch, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Lead a team. Shape how quality shows up at scale

Why this role exists

We are strengthening how we test and release our digital products. This role exists to lead our software testing capability forward — balancing today’s manual testing needs with a clear move towards automation, while developing our people and raising the quality bar across everything we deliver.

What you’ll do

• Lead and support a team of software test analysts, helping them grow into stronger, more automated testers. 

• Own the end-to-end testing approach for your product area, from planning through to release readiness. 

• Increase test automation coverage while ensuring manual testing remains effective where it matters. 

• Set clear testing standards and make sure quality risks are identified early and managed well. 

• Work closely with software engineers, product partners and operations to deliver reliable releases. 

• Build confidence in testing outcomes by making results visible, clear and trusted. 

About the team

We are part of a product-focused technology team working on high-impact digital journeys, including credit and lending products used by millions of clients. Our broader team includes software engineers, test analysts, system analysts and operations specialists. In this role, you will directly lead four testers, with a strong mandate to modernise how testing works across the team.

Why this role is different

We give you real influence over how testing evolves, not just how it is executed. 

You will work on products that matter at national scale, where quality directly affects people’s lives. 

We trust our leaders to lead — to shape direction, develop people and make thoughtful decisions. 

We value collaboration, learning and steady progress over noise or hierarchy. 

What we’re looking for

• Solid experience in software testing, covering both manual and automated testing. 

• Hands-on experience with test automation, including scripting and modern automation tools. 

• At least one year of experience leading or managing a testing team. 

• A strong understanding of the full software delivery lifecycle and where testing adds the most value. 

• The ability to create clear test plans and guide others through them. 

• Confident communication and a calm, structured approach to problem-solving. 

• A relevant tertiary qualification in information technology or a related field. 

Ready to lead quality where it counts?

If you want to shape how testing is done, grow a capable team and work on products with real reach, we would love to hear from you. Apply now and help us build software people can rely on. 

Qualifications (Minimum)

• Bachelor’s Degree

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Information Technology – Computer Science or Information Management

Skills

• Analytical Skills
• Change Management Skills
• Communications Skills
• Management skills
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Click here to apply

Product Head: Scored

Location: Sandton, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

• The Product Head is accountable for end-to-end ownership of scored lending products and capabilities across Business Banking, including strategy, architecture alignment, roadmap, engineering delivery, product and system performance, regulatory compliance and client experience.
• The role ensures scored credit products are competitive, scalable, digitally led and underpinned by robust, secure and modern technology foundations. This includes ownership of score-more strategy, advanced decisioning integration, automated workflows, and continuous optimisation across secured, unsecured and transaction-linked scoring ecosystems.
• The Product Head operates at the intersection of product, technology, risk and data, ensuring credit capabilities are architecturally sound, cloud aligned, observable, resilient and future ready.

*NB. In the context of the operating model, a ‘product’ could be a product (e.g. Live Better) a channel (e.g. the App), a platform (e.g. Bancs) or a capability.

Education (Minimum)

• Bachelor’s Degree

Education (Ideal or Preferred)

• Honours Degree

Knowledge and Experience

Product & Business Leadership:

• • 10+ years senior leadership experience in banking, fintech or digital financial services.
  • Proven experience in scorecard integration and credit workflow optimisation.

Technology & Engineering Leadership:

• • Experience operating within modern cloud ecosystems (AWS preferred).
  • Understanding of microservices architecture, API-driven design and event-driven integration.
  • Experience in building scalable cloud-native services.
  • Knowledge of DevOps practices including CI/CD, observability and resilience engineering.
  • Oversight of engineering standards and secure coding practices.
  • Understanding of data engineering principles including feature stores and data governance.
  • Exposure to AI and machine learning enablement in credit decisioning and fraud detection.
  • Ability to translate architectural constraints into product roadmap decisions.

Data & Decisioning Capability:

• • Advanced understanding of credit scorecards and decision strategy frameworks.
  • Experience with policy rule engines and decision modelling standards.
  • Champion–challenger testing and model performance monitoring.
  • Operational metric tracking across approval rates, conversion and profitability.

Governance, Risk & Compliance:

• • Strong understanding of credit regulatory frameworks.
  • Oversight of model governance lifecycle and audit traceability.
  • Ensures compliance with security, risk and responsible lending standards.

People & Operating Model Leadership:

• • Leads multidisciplinary squads across product, engineering, data and risk.
  • Drives engineering capability uplift and technical maturity.
  • Mentors technical leads, systems analysts and product managers.
  • Aligns delivery through a unified product operating model.

Skills

• Commercial Thinking Skills
• Decision making skills
• Interpersonal & Relationship management Skills
• Problem solving skills
• Strategic Thinking Skills

Additional Information

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Click here to apply

Data Analyst II_Pipeline

Location: Stellenbosch, WC, ZA

Company: Capitec Bank Ltd

Why this role exist

At Capitec, we believe better decisions start with better insights. This role exists to unlock the value of our data by turning complex information into clear, practical insights that help our teams make smarter decisions and deliver better outcomes for clients.In this role, you’ll work closely with stakeholders across the business to understand their needs, identify opportunities, and use data to solve real problems. Your insights will support how we design products, improve processes and measure performance — helping us grow as a truly insights‑driven organisation.If you enjoy working with data that has real‑world impact — and explaining insights in a way people can easily understand — this role could be for you.

What you’ll be doing:

In this role, you’ll:

• Transform complex data into actionable insights that support business strategy and performance
• Lead and contribute to end‑to‑end data analysis initiatives with measurable business impact
• Analyse large, complex datasets using advanced analytical tools and techniques
• Partner with cross‑functional teams to understand business challenges and data requirements
• Build clear, intuitive dashboards and reports for decision‑makers
• Identify trends, risks and opportunities across products, processes and customer journeys
• Communicate findings and recommendations clearly to non‑technical stakeholders
• Apply your understanding of financial products, business processes and industry context to your analysis

What we’re looking for

Minimum Experience : 

• An Honours degree in Analytics, STEM or a related field, with at least 5 years’ relevant experience, or
• A Bachelor’s degree in Analytics, STEM or a related field, with at least 8 years’ relevant experience
• Solid experience in data analysis, ideally within banking or financial services
• A proven track record of delivering insights that drive business decisions and outcomes
• Strong capability in advanced data analysis tools such as SQL, Python, R, Tableau or Power BI
• Experience performing complex analysis and statistical modelling
• Confidence working with cross‑functional teams to translate business needs into data solutions
• The ability to explain insights clearly and influence decision‑making at different levels
• A good understanding of financial products, industry trends and regulatory requirements, and how these affect data analysis

Knowledge

• Advanced proficiency in writing complex SQL queries, optimizing query performance, and working with large datasets.
• Expertise in advanced Excel functions, including macros and VBA.
• Proficiency in creating advanced visualizations and dashboards using tools like Tableau, Power BI, or similar
• Advanced skills in Python or R, including data manipulation libraries (e.g., pandas, numpy) and data visualization libraries (e.g., matplotlib, seaborn).
• Strong understanding of statistical methods and their application in financial data analysis.
• Understanding of predictive analytics techniques and their application in financial analysis.
• Knowledge of data modelling techniques to structure and organize data effectively.
• Understanding of risk analysis methods and their application in financial services.

Qualifications (Minimum)

• Bachelor’s Degree in Analytical/Data/Technical or Other

Qualifications (Ideal or Preferred)

• Honours Degree in Analytical/Data/Technical or Other

Knowledge

• Advanced proficiency in writing complex SQL queries, optimizing query performance, and working with large datasets.
• Expertise in advanced Excel functions, including macros and VBA.
• Proficiency in creating advanced visualizations and dashboards using tools like Tableau, Power BI, or similar.
• Advanced skills in Python or R, including data manipulation libraries (e.g., pandas, numpy) and data visualization libraries (e.g., matplotlib, seaborn).
• Strong understanding of statistical methods and their application in financial data analysis.
• Understanding of predictive analytics techniques and their application in financial analysis.
• Knowledge of data modelling techniques to structure and organize data effectively.
• Understanding of risk analysis methods and their application in financial services.

Disclaimer:

This is an ongoing talent pipeline. By applying, you are expressing interest in joining Capitec’s Data Analytics team and will be considered for current or future opportunities as they arise. We will contact you when relevant roles open up and encourage you to stay connected for exciting possibilities!

Conditions of Employment

• Clear criminal and credit record

Click here to apply

We wish you all the best with your applications