Capitec – Business Banking

To apply, click on the link at the end of the posts and all the best with your applications.

Account Analyst (East London)

Date: 2 Aug 2024

Location: East London, Eastern Cape, ZA

Company: Capitec Bank Ltd

Apply by: 08/08/2024 

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for customer service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions. 

Experience

Minimum:

• At least 5 years, of which 1 year should have been spent in the Business Banking environment. 
• Experience in preparing and motivating Credit applications is essential

Qualifications (Minimum)

• Diploma in Commerce or Banking

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Banking or Commerce

Knowledge

Minimum:

• The features, benefits and value propositions of respective company product/service offerings. 
• General banking practices and procedures.
• Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market 
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 
• The Financial Intelligence Centre Act (FICA). 
• Administration processes and procedures pertaining to Business Banking transactions.
• Client relationship management and service principles.

Ideal:

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
• Capitec/Business Bank systems and processes

Skills

• Communications Skills
• Negotiation skills
• Problem solving skills
• Analytical Skills
• Planning, organising and coordination skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Account Analyst- Gauteng Commercial

Date: 1 Aug 2024

Location: Bedford, GT, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.

Experience

Minimum:

• At least 5 years, of which 1 year should have been spent in the Business Banking environment. 
• Experience in preparing and motivating Credit applications is essential

Qualifications (Minimum)

• Diploma in Commerce or Banking

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Banking or Commerce

Knowledge

Minimum:

• The features, benefits and value propositions of respective company product/service offerings. 
• General banking practices and procedures.
• Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market 
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 
• The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
• Administration processes and procedures pertaining to Business Banking transactions.
• Client relationship management and service principles.

Ideal:

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
• Capitec/Business Bank systems and processes

Skills

• Communications Skills
• Negotiation skills
• Problem solving skills
• Analytical Skills
• Planning, organising and coordination skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Specialist: Rehabilitation, Insolvencies and Deceased Estates

Date: 1 Aug 2024

Location: Sandton, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by: 27 June 2024

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

• To initiate, monitor and control suitable debt recovery processes, to ensure the optimal realization of various collateral types held across all product offerings, in respect of the relevant non-performing loan portfolio.
• To provide specialist inputs (relating to Pre-legal Collections – Rehabilitation, insolvencies and deceased estates) towards:
  • maximising recoveries and impairment releases 
  • minimising recovery costs and impairment raises
  • Financial assessment, negotiation and restructure of distressed debt

Qualifications (Minimum)

• Bachelor’s Degree in Law

Experience

Minimum:

• At least 3 – 5 years in a banking environment comprising of at least 2 years in a Collections / Recoveries space

Ideal: 

• 5+ years in a banking environment comprising of 3+ years in a Collections / Recoveries space

Knowledge

Minimum: 

• The whole credit life-cycle
• Broad business knowledge and acumen
• Insolvency legislation and processes 
• Banking and Financial Services Industry
• Debt Recovery processes 
• Collateral variants / types

Ideal:

• Understanding of:
  • Commercial, business, and financial principles and practices 
  • Governance and risk management principles
  • Data analytics
  • Banking and Financial Services Industry 

Skills

• Negotiation skills
• Problem solving skills
• Interpersonal & Relationship management Skills
• Analytical Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Business Manager (Sandton)

Date: 1 Aug 2024

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Apply by: 07/08/2024 

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

• To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience

Minimum:

• Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
• Experience of managing a complex portfolio of business customers with a service and financial analysis focus.
• Significant experience in preparing and motivating Credit applications 
• Cost control and sales management 

Ideal:

• 1-2 years managerial /leadership experience
• 1-2 years managing a small business centre 

Qualifications (Minimum)

• A relevant tertiary qualification in Business Management or Finance

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Business Management or Finance

Knowledge

Minimum:

• Principles and practices of business economics and the current business economic environment. 
• Customer relationship management (CRM) principles and techniques
• Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on the agricultural market (if there are agric clients in the portfolio). 
• Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio. 
• General banking practices and procedures. 
• Knowledge of competitor product offerings/ channels/ operational and marketing tactics. 
• Credit principles and practices, including an understanding of credit application, securities 
• Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective. 
• Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
• Able to extract, analyse and apply CRM insights to influence the client management approach and strategy 
• General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings. 
• Multi-level products available and pricing structures
• Current taxation laws as they apply to customers. 
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions
• Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)

Skills

• Interpersonal & Relationship management Skills
• Analytical Skills
• Negotiation skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial Thinking Skills
• Strategic Thinking Skills
• Communications Skills
• Influencing Skills
• Attention to Detail
• Decision making skills

Conditions of Employment

• Clear criminal and credit record
• Willingness to work flexible hours (including Saturdays and Public Holidays)

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Account Analyst (Boksburg)

Date: 1 Aug 2024

Location: Boksburg, GT, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for customer service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions. 

Experience

Minimum:

• At least 5 years, of which 1 year should have been spent in the Business Banking environment. 
• Experience in preparing and motivating Credit applications is essential

Qualifications (Minimum)

• Diploma in Commerce or Banking

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Banking or Commerce

Knowledge

Minimum:

• The features, benefits and value propositions of respective company product/service offerings. 
• General banking practices and procedures.
• Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market 
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 
• The Financial Intelligence Centre Act (FICA). 
• Administration processes and procedures pertaining to Business Banking transactions.
• Client relationship management and service principles.

Ideal:

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
• Capitec/Business Bank systems and processes

Skills

• Communications Skills
• Negotiation skills
• Problem solving skills
• Analytical Skills
• Planning, organising and coordination skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Manager: Enablement

Date: 1 Aug 2024

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

To interpret the department/function business plan and be responsible for the day-to-day management of a department/function to deliver the objectives and goals. Embed appropriate processes, practices, standards and delivery.

To enable the Business Centres to deliver on strategic objectives through:

• Providing tactical direction for the future operating-, sales- and service model of the Business Centres, in line with client, market and technology needs.
• Leading the implementation of systems and processes in line with best practices
• Driving and managing continuous improvement and optimisation of the existing model
• Overseeing the effective implementation of the Business Centres aligned to project deliverables and overarching objectives, as well as future implementations, updates or capability introductions.
• Driving internal market share with the Business centre network

Experience

Minimum:

• Minimum 5years banking / financial services experience in a similar capacity, with a minimum of 3 years exposure to business banking at management level. 
• Minimum 3 years’ leadership or managerial experience which provided exposure to some form of operational management, project management or change management in a specific environment.
• Proven experience in systems, processes and procedure improvement and implementation.
• Initiation and implementation of continuous improvement capability
• Banking sector experience.
• Using influence and relationships to drive and achieve objectives.

Ideal:

• 5+ years banking / financial services experience in a similar capacity, with 5 years exposure to business banking at management level.
• 5 years’ experience within a business process improvement, business improvement, IT system development in a retail banking/financial environment at management level.
• Experience in leading large teams, especially sales force/customer relationship manager team.

Qualifications (Minimum)

• Bachelor’s Degree in Commerce or Business Management

Qualifications (Ideal or Preferred)

Knowledge

Minimum:

• Business banking practices and procedures, and coverage model/distribution network in Business Banks
• Thorough knowledge and understanding of the features, benefits and value proposition in Business Banking and product and service offerings for businesses.
• Principles and practices of business bank economics.
• Business and financial management principles and practices 
• Data analytics, market research principles and competitor analysis.
• Understanding of the South African business market, specifically the SME market
• Understanding of product, lending, and credit as it relates to the business market.
• Knowledge and understanding of relevant business legislation, for example: BBBEE Act (Broad Based Black Economic Empowerment).
• Successful development of SME customer value propositions and offerings.
• Good understanding of banking practice in general.
• Knowledge on compliance of processes
• Client experience

Ideal:
Methodologies and processes

• Agile Development Methodology.
• Corporate consulting experience.
• Applicable regulatory requirements: NCA, POPI, CPA, etc.
• Continuous improvement best practices (Lean, 6-Sigma, Theory of constraints).
• Supply chain methodologies.
• Business process mapping/modelling methodologies
• Business Analytics and IT systems developments (Design standards and best practice)
• Project Management principles and methodologies
• Incident management and workflow methodologies.
   

Skills

• Commercial Thinking Skills
• Interpersonal & Relationship management Skills
• Leadership Skills
• Negotiation skills
• Planning, organising and coordination skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Business Intelligence Analyst III [BI Analyst III]

Date: 1 Aug 2024

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To build value for the product line by solving client and business challenges using data. 
• To utilise data and analytical skills and experience to build insights which enable senior decision makers to make better, informed decisions faster.

Education (Minimum)

• A relevant tertiary qualification in Information Technology or Mathematics
• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• Certification in Business Analysis or Similar
• A relevant tertiary qualification in Information Technology – Computer Science or Statistics

Knowledge and Experience

Minimum Knowledge and Experience:

• At least 5+ years’ proven experience in a similar Business Intelligence Analyst role
• Experience in identifying, quantifying, and analysing complex data sets to solve business challenges and subsequently deliver value
• Experience with stakeholder engagement (including senior management)
• A good understanding of Database Management, Data Warehousing, Data Mining, and Data Visualisation
• Experience in building Data Visualisations using tools such as Power BI
• Experience in and knowledge of using complex SQL to prepare and analyse data
• Experience in and knowledge of the ETL (extraction, transform, load) data flow

Ideal Knowledge and Experience:

• Experience as a Business Intelligence Analyst within the Banking sector 
• Experience in working with data on Cloud platforms, such as AWS or Microsoft Azure
• Experience with modelling tools such as Power BI or AWS Sagemaker
• Understanding of Agile project management and experience with tools such as Jira
• Knowledge and understanding of data privacy and security regulations and best practices
• Experience in data quality, quality assurance, and incident management
• Knowledge of change management principles and practices
• Programming/coding exposure

Skills

• Commercial Thinking Skills
• Facilitation Skills
• Numerical Reasoning skills
• Presentation Skills
• Problem solving skills
• Analytical Skills
• Communications Skills
• Interpersonal & Relationship management Skills

Additional Information

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Account Analyst (Cape Town)

Date: 30 Jul 2024

Location: Cape Town, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for customer service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions. 

Experience

Minimum:

• At least 5 years, of which 1 year should have been spent in the Business Banking environment. 
• Experience in preparing and motivating Credit applications is essential

Qualifications (Minimum)

• Diploma in Commerce or Banking

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Banking or Commerce

Knowledge

Minimum:

• The features, benefits and value propositions of respective company product/service offerings. 
• General banking practices and procedures.
• Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market 
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 
• The Financial Intelligence Centre Act (FICA). 
• Administration processes and procedures pertaining to Business Banking transactions.
• Client relationship management and service principles.

Ideal:

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
• Capitec/Business Bank systems and processes

Skills

• Communications Skills
• Negotiation skills
• Problem solving skills
• Analytical Skills
• Planning, organising and coordination skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Head: Business Delivery

Date: 30 Jul 2024

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Apply by: 08 August 2024 

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

• To support business planning, strategy and delivery across Product and Technology teams as well as prioritise work according to Business needs.
• To lead the capacity planning, funding and forecasting to deliver against the business plan and proactively address risks, impediments, bottlenecks and blockers.
• To lead and manage the Business Delivery department, accountable for optimising departmental performance through goals and metrics, standards, principles and processes.
• To provide teams with a service of Portfolio and Project management and the Way of Work across Business Bank and determine way of work patterns that drive continuous improvement and better delivery.

Experience

Minimum:

• 10yrs+ generalist management in a senior role overseeing a large organizational unit
• or as a specialist in a leadership role such as a manger or head of Project / Portfolio Management Office or Transformation Delivery.
• At least 5 years of management experience across a diverse array of major project/programme initiatives.
• At least 2 – 4 years’ of Project Portfolio Management experience;  including forecasting, prioritisation and tracking.
• Proven experience of using influence and relationships to drive and achieve objectives. 
• Experience of successfully leading, planning and managing strategic initiatives across a large organisation

Ideal:

• 10+ years of Management experience in Capitec Bank.
• Experience in the same or a similar industry
• Leading and managing teams of 20+ employees

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• A relevant degree in Commerce or Information Systems

Qualifications (Ideal or Preferred)

• A relevant qualification in Project Management or Project Management Certification (i.e. Prince 2, Agile, DSDM, Atern)

Knowledge

Minimum:

• Knowledge and experience of financial services life cycle/value chain.
• Expert knowledge of Business Delivery best practice
• Leadership, mentoring and coaching methods and practices.
• Reporting, budgeting, planning, networking practices
• Commercial, business and financial principles and practices. 
• Building and developing effective teams.
• Business knowledge of products, processes, policies and systems
• Governance and risk management principles
• Fundamental IT systems and data analysis
• Quality principles and practice
• Systems Development Lifecycle
• Principles and application of methodologies such as Agile, Lean etc. 
• Understanding of change and motivation
• Change management
• Project Management methodologies

Ideal:

• IT within the banking industry 
• Financial services industry at a senior management level

Skills

• Facilitation Skills
• Project Management Skills (Methodolgy Specific)
• Problem solving skills
• Commercial Thinking Skills
• Interpersonal & Relationship management Skills
• Analytical Skills
• Leadership Skills

Conditions of Employment

• Clear criminal and credit record
• A valid driver’s license and own vehicle is required

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Business Manager (Bloemfontein)

Date: 27 Jul 2024

Location: Bloemfontein, Free State, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience

Minimum:

• Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
• Experience of managing a complex portfolio of business customers with a service and financial analysis focus.
• Significant experience in preparing and motivating Credit applications 
• Cost control and sales management 

Ideal:

• 1-2 years managerial /leadership experience
• 1-2 years managing a small business centre 

Qualifications (Minimum)

• A relevant tertiary qualification in Finance or Commerce

Qualifications (Ideal or Preferred)

Knowledge

Minimum:

• Principles and practices of business economics and the current business economic environment. 
• Customer relationship management (CRM) principles and techniques
• Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on the agricultural market (if there are agric clients in the portfolio). 
• Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio. 
• General banking practices and procedures. 
• Knowledge of competitor product offerings/ channels/ operational and marketing tactics. 
• Credit principles and practices, including an understanding of credit application, securities 
• Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective. 
• Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
• Able to extract, analyse and apply CRM insights to influence the client management approach and strategy 
• General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings. 
• Multi-level products available and pricing structures
• Current taxation laws as they apply to customers. 
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions
• Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)

Skills

• Communications Skills

Conditions of Employment

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Manager Sales: Capitec Rental Finance

Date: 25 Jul 2024

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

To be the custodian for sales operational excellence, and enable an optimal sales and service experience, provide input into, and drive the sales strategy and manage end to end supplier relationships.

Experience

• 8-10 years relevant management experience in a corporate sales environment
• Managing a large national sales team
• Experience in the Rental Industry is required, banking and vehicle finance experience will be advantageous. 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant degree in Marketing

Knowledge

• Sales principles and processes
• Competitor tactics, distribution channels and product offering
• Market segmentation propositions and supplier profiles
• Sales strategies and operations in the Rental environment

Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Influencing Skills
• Interpersonal & Relationship management Skills
• Negotiation skills
• Networking
• Presentation Skills
• Problem solving skills
• Selling Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Vetting Officer: Foreign Exchange Operations

Date: 24 Jul 2024

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To examine and check all requests for Foreign Exchange Payments for correctness and conformity to Exchange Control Regulations and rulings.

Experience

Minimum:

• 2-4 yrs Foreign Exchange experience with exposure to Exchange Control Rulings 
• Client service standards and practices
• Exchange Control rulings, Foreign Exchange settlements, SWIFT standards, and cut-off times

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification

Knowledge

Minimum:

• Knowledge in vetting of payment documentation such as invoices, transport documentation, customs documentation and interpreting agreements.
• Knowledge of exchange control and the application of the Currency and Exchanges Manual for Authorised Dealers (CEMAD).
• Exposure to SARS e-filing portal and knowledge of TCS pin verifications.
• Understand requirements and application in respect of Advanced Payment Notification (APN) numbers for advanced imports
• Understand accounting and reconciliation concepts (understand entries and be able to do account reconciliations.
• The SARB Import Verification System (IVS) system and understand the requirements in respect of Unique Consignment Reference (UCR) and Movement Reference number (MRN) references.
• Understanding of Balance of payments to establish appropriate BoP categories

Ideal:

• Knowledge of AML, FIC and suspicious transaction monitoring and reporting policies. 
• Relevant knowledge of International Foreign Exchange, payment and clearing systems,
• Knowledge of operational risk concepts and principles

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Administration Skills

Conditions of Employment

• Clear criminal and credit record
• Willing and able to work shifts, including weekends

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Business Banker-East London

Date: 3 May 2024

Location: East London, Eastern Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience

Minimum:

• Banking experience of at least 3 years
• Experience of managing a portfolio of business customers with a service and financial analysis focus.
• Experience in preparing and motivating Credit applications 
• Cost control and sales management 

Ideal:

• 1+ yr spent in the Business Banking environment preparing and motivating credit application

Qualifications (Minimum)

• Diploma in Commerce or Finance

Qualifications (Ideal or Preferred)

• FAIS accredited as Key Individual and approved by FSCA

Knowledge

Minimum:

• Customer relationship management (CRM) principles and techniques
• How to interpret financial statements, balance sheets and basic financial ratios
• Standardized business banking transactional products and other core products relevant to small enterprises
• Business banking product offerings
• Understanding of collateral and balance sheets
• Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
• Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
• Knowledge of competitors offerings
• Regulations, Acts and Codes related to the banking environment.
• Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) 

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings. 
• Current taxation laws as they apply to customers. 
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions

Skills

• Interpersonal & Relationship management Skills
• Analytical Skills
• Negotiation skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial Thinking Skills
• Strategic Thinking Skills
• Communications Skills
• Influencing Skills
• Attention to Detail
• Decision making skills

Conditions of Employment

• Clear criminal and credit record
• Willingness to work flexible hours (including Saturdays and Public Holidays)

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

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All the best with your applications.