Absa (Remote + Hybrid)

To apply, click on the link at the end of the posts and all the best with your applications.

1. Growth Credit Analyst
2. Analyst Model Validation
3. Senior Specialist: Strategy
4. Specialist: Financial Accounting
5. Relationship Executive – Small Business (FAIS)
6. Specialist: People Change Manager
7. Manager Analytics: Financial Control
8. Controller Risk Management, Governance and Control
9. Card Issuing Support Officer
10. Asset Finance Consultant (CAF Business Development – Limpopo)
11. Group Financial Planning & Analysis Manager
12. IT Finance TCO Analyst
13. Specialist Legal Recoveries On & Off Balance
14. Senior Manager: Finance
15. Senior Specialist: Finance and Performance
16. Pan Africa Trade Finance Product Manager- Institutional Trade
17. Business Support: Team Leader (Distressed Asset Manager)
18. FX Product Lead
19. Specialist BSSA Valuation Quality Contrl
20. Senior People Partner: Group Internal Audit
21. Lead Product Engineer
22. Relationship Exe Commercial Premium
23. Head of Reporting: Financial Decision Support
24. Lead Scrum Master
25. Administrator Sales Supp Rural AVAF
26. Investigator
27. Asset Finance Specialist
28. Senior Communications Manager
29. Financial Adviser Life Bank (FAIS)
30. Senior Specialist Pillar 2 Reporting
31. ARO Manager: Internal Audit (Technology)
32. Team Lead Trade Operations
33. Senior Specialist: People Change Management (Behavioral Science/Industrial/Organizational Psychology)
34. Manager: Card Finance
35. Analyst Credit Premium

Growth Credit Analyst

Job SummaryTo support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients

Job Description

Risk Management: To conduct quality credit risk assessments and reviews, Proactively manage credit risks associated with clients, Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions | Data and Systems Management: To produce and analyse relevant management information and insights management | Governance: Ensure the bank’s credit, philosophy and all relevant legislation is adhered to | Customer Management: Investigate and resolve all escalated customer complaints | :  | :  | :  | :

EducationBachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

Analyst Model Validation

Job SummaryThe role entails the validation of models (Wholesale Credit risk), focusing on identifying, mitigating and monitoring of key model risks. You will conduct validations on a diverse range of AGL models, produce validation reports, negotiate the findings & actions with internal & external stakeholders and influence the continuous improvement of model quality & use. These areas make use of a wide range of models (Regulatory Capital, Economic Capital, impairments, pricing, behavioural, application, stress-testing, valuation, derivatives, insurance risk, etc.) and cover products used across all of AGL’s business units. Opportunities to gain experience across validation teams and within the greater Model Risk team are possible and encouraged by management.

Job Description

Key Accountabilities

End-to-End Validation of Assigned Models across AGL

• Obtain the required model documentation from the model developer and model owner. Ensure that the documentation is sufficiently detailed to allow a qualified independent party to replicate the model, understand its business scope and use, explain the main model assumptions and limitations, describe the tests performed by business, highlights the various stakeholders and any model monitoring approaches.
• Ensure that business provides IVU with a testable implementation of the model. Confirm that you can run the model and produce the model outputs outlined in the model documentation.
• Review the documentation and provide business with any initial concerns and identify any significant validation requirements that might delay the validation process (such as the build of challenger models).
• Discuss estimated timelines with business and line manager.
• Record the various stakeholders and model details in the Group Models Database (GMD). The model status at this point will be submitted.
• Assess the accuracy and appropriateness of the data used.
• Review the design and theoretical soundness of the model. Assess if this is applicable for the specified model scope and use.
• Confirm that the model was implemented according to the model documentation.
• Review the model monitoring results or the appropriateness of the intended monitoring approach.
• Assess the model against internal policies and standards as well as any regulatory requirements
• Identify any model limitations or shortcomings that will negatively impact the outputs of the models. Ensure that these are identified early in the validation process and discuss with business to ensure that your concerns are valid.
• Recommend any remedial actions to compensate for any identified model shortcomings during the validation process. Assign a level of significance to the findings.
• Ensure quality and timeous delivery of the scheduled validations and that validation documentation is in line with the requirements outlined in the validation standard.
• Submit validation report for line manager review and sign-off
• Arrange business meeting to discuss validation report with various stakeholders
• Submit validation report to Model Approver. Attend model approval committees if required and present validation findings to committee.
• Update the GMD model entry to ensure that the model is compliant with the BAGL GMD Standard. Obtain Model Owner sign-off.
• Plan periodic validations of models and ensure that you obtain the required model information well in advance. Follow up with business around annual model reviews and escalate where necessary.
   

Management of Stakeholder Relationships

• Maintain a professional relationship with all stakeholders. These include, but are not limited to, Model Owners, Model Developers, Model Approvers and Audit.
• Effective communication of model validation findings to all stakeholders.
• Ensure that all concerns are communicated as early as possible and that these concerns are relevant and material.
• Provide sufficient and constructive challenge to proposed concepts and ideas.

Development of Technical and Product Knowledge

• Required to proactively increase technical skills through active research and independent implementation of challenger models.
• Exposure to diverse range of models across different business areas.
• Be involved with new developments and initiatives within the bank.
• Actively manage soft skills development.
• Be involved in regular knowledge share sessions facilitated by the Model Risk Team.
• Provide assistance to research projects conducted by students from different universities.

EducationBachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)

Senior Specialist: Strategy

Job SummaryProvide complex advice and support in facilitating long term strategy development for the Product Solutions Cluster (Secured Lending, Insurance and Advice & Investments) in Absa

Job Description

​Business Development: Conduct and facilitate strategic and market analytics to drive out customer and business insights. Extract key intelligence to present to the Management on a monthly basis to support their strategy definition and tactical change decision making.

Research: Investigate and embark on a continuous market scanning to identify and stay abreast of market trends and activities to inform opportunities for new or enhanced products and services.

Business Strategies and Planning: To facilitate and develop targeted segment specific strategies.

Stakeholder Management: Develop relationships with business leadership, and ensure that business improvement recommendations are monitored and sustained.

EducationBachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

Specialist: Financial Accounting

Job SummarySpecific Role Purpose: Role will be focused on building financial models using historical data; product related information based on various industry & internal inputs in support of business cases, strategic initiatives, potential new products and partnerships.
The Finance Analyst performs financial reconciliations’, analysis and reporting in an accurate, complete and timely way; and continuously seeks to improve operations by scaling automated financial processes to doing deep dive and trend analyses to crafting financial solutions aligned to all appropriate controls, business financial health and growth objectives. The Finance Analyst equips finance and business leadership with sound financial information to support decision making at all levels.
The Finance Analyst of the business enables achieving the operational objectives of the business by building an agile finance enablement to transform, to bring stewardship, financial integrity & insights to the current state of the business & its future possibilities to deliver on the new operating model and to achieve the business objectives set by Absa Africa United for PSC.
The Finance Analyst co-creates Finance capabilities required to lead to exponential growth and business effectiveness

Job Description

Commercial Finance Execution Accountabilities

• Serve as a subject matter expert on financial data integrity, accounting processes, reconciliations’, analysis and reporting for end-to-end Financial Management in business area.
• Develop and sustain knowledge and experience on the end to end processes, including relevant systems within scope of work.
• First line of operational support to internal and external auditors within scope of work; and all queries addressed effectively and efficiently.
• Responsible for continuous operational excellence and real-time responsiveness of finance to enable business to achieve growth and profitability objectives.
• Prepare for all cycles in advance and ensure adequate engagement with the relevant finance and business teams.
• Focus on information-driven performance improvement and formulate data into easy access standardised views.
• Ensure that the CFO is appraised of key financial issues that need to be raised with executive leadership to enable integrity and timely management the BU.
• Create unprecedented, seamless customer experiences via finance BU enablement.
• Embrace our distinctive brand aspiration and infuse in business.
• Identify and innovate operating practices to optimize the function. Embrace digital solutions.
• Drive continuous process efficiency, financial rigor and controls. 
• Adopt what’s ‘best for absa’ approach in finance practices.
• Have a holistic eco-system view of business, that is, geography, customer, channel and product in developing information views of business.
• Book of work contribution: Build innovative finance business case financial information, insights and benefits tracking’s’ solutions to continuously inform management decisions.
• Transform and evolve Finance planning, tracking and control processes.
• Know BU financial ambitions and balance sheet aspirations of PSC in performance reporting.
• Contribute to the effectiveness of the core finance processes for PSC Finance (annual planning, forecasting, spend trajectory and reporting).
• Understand and integrate Treasury, Risk, and Finance data from a BU perspective, where appropriate.
• Maintain stewardship and excellence which drives performance and sustainable growth through preservation of financial integrity.
• Be an active force for good in society through business execution.
• Contribute to BCM & cybersecurity processes relevant to the BU and finance execution.

Financial Reporting Accountabilities

• Build trust in the finance function through the creation of a single source of financial information which is corroborated by related management information sources and alignment to the agreed accounting principles, methodologies, and underlying data are correctly applied.
• Generate innovative easy to comprehend progress reports for leaders on their strategic agenda, short-term and long-term plans and investments, operational success metrics, efficiencies, risks and mitigations.
• Interact with the stakeholders to agree minimum quality standards, as well as an agreed method of communicating and resolving any identified quality deficiencies in the reporting process.
• Own the process of delivery of high-quality information for regular and ad-hoc enhanced reporting to agreed requirements, timelines, and standards.
• Act in line with the correct governance and control frameworks across the Finance team, as well as for proactively addressing any deficiencies and exceptions.
• Develop and implement control procedures as deficiencies or exceptions are identified which support the production of error-free reports. Assess and drive improvement of business accounting practices and policies.
• Take a commercial view on business and provide contextual insights into performance reports.
• Integrate advanced modelling and analysis capability to provide actionable intelligence, beyond data within the function.
• Generate finance narratives and insights driving business; and build pioneering new propositions.
• Ensure appropriate, quality and timeous delivery of accurate financial and non-financial management information to support business objectives and expectations, including appropriate financial and non-financial metrics, valid and insightful comments and packaging the information in a relevant and appropriate manner.
• Deliver reporting reflecting deep commercial, holistic understanding, coherency, clarity, and contextualisation. Tell the story with passion and conviction.
• Provide thought-leadership, insight, influence and challenge on evolving stakeholder information requirements and reporting processes to deliver analytics.
• Align to processes around month-end, year-end and planning cycles across the PSC finance community and BU based on the requirements from Group. Prepare for all cycles in advance and ensure adequate engagement with the relevant finance and BU teams.
• Manage the production of regular, high quality, standardised financial and non-financial reporting and analytics to Business and Finance; and focus on effective collaborative stakeholder hand-offs in the production.

People Investment Accountabilities

• Peer responsibility: Coach, inspire, engage, mentor and develop finance and business savvy leaders.
• Network with finance colleagues across GFD and create awareness of challenges, opportunities and issues and encourage collaboration
• Focus on Finance skills evolution and remaining relevant.
• Embrace the value of finance partnership in Big Data, Advanced Analytics, mergers and acquisitions, and partnerships into the core of our business.
• Ensure deep personal understanding of income statement, balance sheet, margin returns, variance analysis, capital and liquidity requirements, revenues, assets, liabilities and capital, expenses, headcount analytics and other key ratios through relevant business engagement.

Role / Person Specification

• CA(SA) and 2 years post article experience in a financial services environment
• Minimum B-degree (NQF level no.7) Desired Post Graduate Degree (NQF level no.8+), CA (SA) or CIMA or MBA qualification preferred.
• 3+ years professional financial management experience
• 2+ years Banking Experience
• Knowledge and skills:
• Experience in executing finance processes.
• Experience in commercial innovation environments
• Broad Finance including strategic, commercial, legal, risk and operational aspects
• Understanding of the financial services sector within a professional business environment
• Knowledge of building collaborative work environments

EducationBachelor`s Degrees and Advanced Diplomas: Financial Sciences (Required)

Relationship Executive – Small Business (FAIS)

Job SummaryOptimise the profit and economic value of portfolios of Small Business key account clients requiring low to medium complexity commercial banking requirements by focusing: a) origination efforts to quire new clients; b) cross-sell to existing client base; c) coverage efforts to service clients in accordance to the segment CVP

Job Description

Relationship Management: Own the primary relationship with the client by being the client’s main contact point for all corporate and investment banking needs. | Client Solutioning: Take overall accountability for service delivery by setting the rules of engagement for the cross functional team, which includes Transactional Banker, Credit Analyst, Segment Support Client Control Team, Client Service Consultant & Product & Sector teams. | Manager Risk Assessment: Take ownership of the portfolio’s risk management by ensuring a good understanding of both the Bank’s and the clients regulatory and compliance environments | : | : | : | : | :

EducationBachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

Specialist: People Change Manager

Job SummaryManage the people-side of change on a low to medium complex project, by identifying and addressing the human risks involved in implementing the change, enabling impacted stakeholders to ensure adoption, embedment and proficient utilisation of the change/s.

Job Description

Establish people change context:

• Advocate & create awareness of the Accountable Executive (AE) enablement online Programme to ensure visible and active sponsorship
• Contribute to the design of Case for Change (C4C)
• Gather stakeholder information to ensure stakeholder ecosystem mapped and identified
• Determine anticipated people change impacts to ensure people change risks are addressed 

Develop people change plans:

• Develop people change plans to ensure change adoption and embedment
• Ensure people change plans and approach align with project plan and approach
• Develop Accountable Executive (AE) Enablement Plan to ensure visible and active sponsorship
• Provide the People Change Management (PCM) Dashboard & Tracking approach to contribute to project delivery progress reporting

Implement change management plans

• Implement people change plans to ensure change adoption and embedment
• Support AE by providing guidelines to ensure visible and active sponsorship
• Track and report on PCM Plan progress to ensure alignment with the project plan

Implement change reinforcement & embedment close-out actions

• Perform a people change compliance audit to highlight PCM gaps in order to mitigate embedment risks
• Perform impacted stakeholder satisfaction assessments to determine future PCM improvements
• Perform a lessons learned retrospective for PCM organisational learning

EducationBachelor’s Degree: Human and Social Studies (Required)

Manager Analytics: Financial Control

Job SummaryThe role is a senior, full scope financial management role for the Enterprise Functions and Head Office (EF&HO), Relationship Banking (RB) and Everyday Banking (EB) clusters. Stakeholder engagement and commercial understanding are key success factors and the successful applicant will support financial decision making and execute on internal and external reporting. Insurance and wealth management business knowledge is not a specific requirement for the role. Successful applicants will have the opportunity to upskill and learn about these more specialized businesses.
The successful applicant will also be expected to understand and contribute to the wider Financial Control strategy threads of process improvement and credible reporting. Credible, quality reporting will be a minimum business as usual expectation in the role. Alignment and participation in Financial Control’s continuing functionalization and process improvement imperatives will also be critical deliverables in the role.

Job Description

Key Accountabilities

Accountability: Analytics

Analytics accountabilities for the role span both internal and external reporting. The role will support senior internal stakeholders in the EF&HO, RB and EB business and the successful applicant will be expected to provide analytic insight based on commercial business understanding to senior stakeholders. Stakeholders include senior management of the EF&HO, RB and EB business and the Financial Controller for the EF&HO, RB and EB Cluster.

Specific accountabilities include :

• Designing, developing and implementing analytical tools which will provide comfort that internal and external reporting is accurate (including scenario analyses to anticipate and challenge reporting results)
• Ensuring that team members have a detailed understanding of products and businesses to enable relevant design and interpretation of analytics to enable accurate timeous commentary on reporting
• Provide input into external reporting deliverables using business knowledge obtained through analytical processes
• Provide commentary on external or internal reporting
• To assist the Financial Controllers to continuously evaluating the control framework in Financial Control and to enhance it as appropriate;

Accountability: Reporting

The reporting function for the role is supported by various teams. However, the successful applicant will have certain business as usual reporting responsibilities.

• Designing, developing and implementing processes and systems which will provide comfort that external reporting is accurate
• Responsible for ensuring that all external reporting is delivered on time and is accurate
• Reviewing internal and external reporting and commentary to ensure that reporting is accurate
• Assisting with the implementation of best practice financial disclosures and presentation

Accountability: Product and process management

• Successfully manage and deliver major projects from commencement to completion within the scope, budget and time agreed to;
• Manage project resources internally or externally to ensure that time lines are being met;
• Ensure quality of project implementation;
• Ensure that adequate documentation is delivered as part of the implementation to sustain the process;
• Responsibilities would include the co-ordination of different groups of people, from varying disciplines associated with the project. 

Accountability: Project & Staff Management:

• Providing leadership to junior team members in the area of strategically improving reporting processes;
• Ensure that assigned projects are planned, staffed accordingly and successfully implemented within agreed timelines. Communicate if risks arise to successful implementation of assigned projects, and finalise and propose alternatives
• Help execute the people management strategy for Financial Control;
• Assist in embedding formal Performance Development and informal coaching in the team;
• Review training needs of team members and ensuring that team members receive the relevant training;
• Assist in the interviewing of junior team members

Role/Person Specification

Education and Experience:

• Chartered Accountant (Financial Services/Insurance experience preferred),
• Given the technical nature of insurance accounting/valuations, additional postgraduate qualifications focused on insurance and/or additional quantitative qualificatons are preferred
• 4 – 6 Years of relevant reporting, analytics and or project management experience (insurance/banking preferred);
• Very strong academic track record.

Knowledge & Skills:

• Strong problem solving skills
• Strong data analytical skills
• Banking Product Knowledge.
• Strong technical accounting skills;
• Experience designing and implementing calculation tools
• Exceptional interpersonal and team-working skills and the ability to communicate at all levels;
• The ability to work in a pressured and unstructured environment and to cope with the demands of working to tight deadlines;

Competencies:

The position requires a technically minded accountant with a passion for investment banking.

• Analysis skills & technical ability;
• Judgment / decision making – demonstrates logic, rationality and objectivity in decision making whilst balancing speed vs. thorough approach;
• Integrity – consistent, earns trust, fights fair, uses the facts;
• Team player – approachable, establishes collaborative relationships;
• Oral and Written Communications – fluency, clarity, precise, well organised communications;
• Resourcefulness – action oriented, goes “beyond the call of duty” to solve problems;
• Adaptability – adapts quickly to change and copes well with complexity;
• Experience – Designing and implementing project or system solutions

EducationPostgraduate Degrees and Professional Qualifications: Financial Sciences (Required)

Controller Risk Management, Governance and Control

Job SummaryThis role involves the implementation of processes that ensure the integrity of the Balance Sheet, identify/evaluate and report risk items in the Balance Sheet to enable management to make decisions and take actions where necessary.

Assume responsibility for execution, change and embedment of risk assessment, testing and monitoring processes. It requires analysing key risk information, identifying financial reporting risk, and providing information to support the assessment of the control environment as well as escalation, via the appropriate governance forums, of significant findings to finance management and the business. Monitors Finance business remediation.

Job Description

Key Accountabilities

Coordination of External Financial Reporting Key Risk (FRKR) Governance and ownership of the Balance Sheet Attestation Tool (i.e. Consigno) across the Group (70%)

• Ensure the operation of a robust FRKR Governance process, including the review and consolidation of information and the production of management information required for FC attestation, AFRC and other forums (e.g. GLRS’s) across all clusters, countries and entities in Africa;
• Full understanding of the allocated business or cluster Balance sheet through performing monthly analytical review and variance analysis and through discussions with business. Provide output of analysis to stakeholders;
• Support Business Unit owner for Consigno and other Financial Reporting attestation processes. This includes monitoring of system performance, and co-ordination of remedial actions for system failures and other issues;
• Provide appropriate management information to process owners for consideration before communication to Finance Management on the assessment of FRKR, ensuring accurate and validity of information and high quality and appropriate commentary;
• Adhoc projects that require timely and sustainable resolution;
• Produce management information packs and presentations to support the risk assessment of FRKR to relevant Risk Committees;
• Produce and communicate appropriate Key Risk Indicators (KRI’s) to monitor the level of financial reporting risk and effectiveness of controls, to ensure that the Key Controls are appropriately implemented and understood by stakeholders;
• Monitoring and tracking remediation plans resulting from the above;

Process Execution: Provide inputs and execution of quality control and process improvements (15%)

• Ensure alignment of process with organizational strategy; take accountability for relevant processes within area of responsibility and ensure delivery and maintenance of standardized processes and controls
• KPI’s, and performance management thereof
• Constantly review and improve processes (automation included) to drive and implement a sustainable and effective process in support of quality and accuracy
• Drive sustainable cost and processing efficiencies through continuous innovation, industry benchmarking and alignment to best practices
• Recommend areas for improvement in order to reduce cycle times, improve productivity, create capacity and improve process reliability and customer satisfaction;
• Management of relevant executors of processes within ambit of control including coordination and management of capability and performance
• Assist in the implementation of new and/or enhanced processes;
• Identify activity-specific risks and work with Process Owner / Process Architect to mitigate risks;
• Maintain awareness of own activities and the impact thereof on related / inter-dependent activities;
• Actively supports the operational effectiveness of the Consigno system.

Understand of the Groups Financial Reporting processes, systems, Controls, policies and frameworks (10%)

• Develop an appropriate knowledge of the financial reporting systems and processes that operate across businesses within Absa
• Develop a working understanding of Absa Financial Reporting policies and risk management frameworks in order to assess compliance in relevant areas;
• Provide support for Financial Reporting policies and risk management frameworks;
• Input into the operational planning of assurance and conformance testing plans to support risk assessments; and
• Assist business to document action plans for risk mitigation identified during Analytical review, GLRS’s, conformance testing or in the KRI process.
• Provide training on Financial Reporting policies and risk management frameworks

Provide support to other process executors through motivation and employee engagement (5%)

• Understanding and managing team dynamics to maximise performance;
• Escalate issues around allocation of resources to process architects tasks to ensure delivery of team objectives;
• Ensure continued development of resources, through couching and mentoring, to empower value added delivery of tasks.

Role/Person Specification

Knowledge & Skills

• Exceptional academic track record
• Understanding of financial reporting processes and related controls (Expert)
• Ability to identify control gaps and weaknesses (Expert)
• Ability to analyse and interpret financial data (Expert)
• Ability to write concise effective reports (Expert)

Education and experience

• CA (SA) is required
• One year + post articles experience is preferred, ideally in a Banking environment gained from Finance, Product

Competencies

• Persuading and influencing
• Effective communication and collaboration
• People person
• Decisive and initiating action
• Analysis skills & technical ability
• Entrepreneurial and commercial thinking
• Relating and networking
• Adapting and responding to change
• Creating and innovating

EducationBachelor`s Degrees and Advanced Diplomas: Financial Sciences (Required)

Card Issuing Support Officer

Job SummaryProvides financial services to meet client specific needs to promote, market and sell Financial Solutions in accordance with relevant legislation, to meet sales targets and achieve strategic business objectives.

Job Description

Portfolio management and Service  80%

Outputs: Credit and Debit

• Designing and implementing key interventions to grow card usage for active cards and meet laid down growth targets.
• Develop strategies to ensure increased activation of cards by the inactive card base.
• Provide data that will enable the sales team to drive their sales targets.
• Satisfy client’s ongoing financial planning needs identified by Portfolio MI analyst and develop strategies and plans to implement unique customer solutions as appropriate such as Loan on Card and Loan on Phone products.
• Optimize portfolio potential in conjunction with Product Manager, planning/undertaking effective marketing campaigns.
• Establish and develop card usage opportunities to meet the clients’ needs, introducing and working in conjunction with segment specialists, key among which will be Marketing.
• Optimize portfolio potential in conjunction with Sales Manager/Portfolio manager by supporting the various campaigns that the portfolio team runs with.
• Liaising with other departments to ensure smooth low of work and that customer queries are resolved in the shortest time possible.
•  Customer service and complaints management
• Push Installments products, Spend Campaigns, CLM Model and Upgrades, pre approved card sales. Barclaycard Operations within the service level agreement times and sending weekly request to customer service for generation of LOP/EIP advise letters. Ensure delivery of Pre approved card application forms to CROPS.

Business Management 10%

Outputs:

• Ensure that targeted level of business results (i.e. income, costs, client satisfaction and client recruitment) for jobholder’s own portfolio are maintained

• Adhere to standards, legal and regulatory, in accordance with the Barclaycard guidance

Staff Management     5%

Outputs:

• Implement and maintain a coaching and training programme for the Portfolio team members.

• Manage and motivate staff recognizing outstanding performance

• Lead and direct staff to achieve business objectives

Governance, Control and Risk 

5%

Mandatory Risk and Control objective

Outputs

• Understand technical/regulatory matters affecting the business. Ultimate responsibility for the continuing compliance.
• Ensure Governance, Compliance, Risk and Control are implemented and adhered to meet Group Standards by Centre. Staff at all levels to be clear on what is expected of them. Any new regulatory or Group requirements are implemented and reviewed throughout Barclaycard in a timely fashion.

Technical skills/competencies

Time split:

Essential

• People Management
• Communication and Presentation
• Business awareness
• Business management
• Performance management
• Resource management
• Relationship management
• Team building
• P C skills
• Planning

Knowledge and Expertise, Experience (relating to specialist knowledge and expertise required to undertake the role. May include knowledge of the Bank’s products, services and policies)

Preferred

• Good overall knowledge of the Card Industry
• Good understanding of Barclaycard operations and products
• A good understanding of Barclaycard’s systems, processes and procedures
• Detailed knowledge of the Bank’s telephone service standards
• A good understanding of the techniques of Performance Management
• Understanding of the call centre management information systems

Key Success Measures / Key Performance Indicators

Essential

• Experience with call centre operations preferably in the banking industry

Preferred

Knowledge of the Credit Card Industry

Risk

Mandatory Risk and Control objective

. “Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards. Understand and manage risks and risk events (incidents) relevant to the role.”

EducationFurther Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

Asset Finance Consultant (CAF Business Development – Limpopo)

Job SummaryProvide specialist advice and support in the implementation/development of operational planning and associated service delivery processes, methods and techniques.

Job Description

• Relationship Management: Establish and maintain professional relationships through networking with industry leaders, regulators and policy makers as well as business partners that are key in the development of new ventures.

• Delivery Business Development: Champion and manage business bulk acquisition strategic plan in line with Absa Business unit strategy.

• Market Intelligence: Collect market intelligence through research by reading articles, publications, internet, word of mouth and networking on a daily basis to keep abreast of market developments.

• People Management: Coach, mentor and manage team members toward driving business objectives and ensuring colleague development.

• Operations & Compliance: Actively keep up to date with all relevant knowledge, legislation and developments within the business unit and banking industry that may have an impact on the Business Advantage.

EducationBachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

Group Financial Planning & Analysis Manager

Job SummaryGroup Financial Decision Support (FDS), formerly known as BP&A, supports decision making within the Absa Group through the provision of relevant financial information and analysis at a Group-wide level. This function is also responsible for integrated planning and leading the annual budgeting process. This role supports the Head of Financial Planning and Analysis in ensuring that internal financial planning across the Group supports effective decision making.

The Planning team is responsible for:
• the overall financial planning across Absa Group (preparation and review of forecasts and short- and medium-term budgets that inform the Integrated Plan including restatements and rebase of plan where required)
• preparation of key financial reports including commentary for use by the Absa Group Exco and Board
• analysis of competitors, trends, revenues, new products/businesses etc
• preparation of briefing notes for annual results presentations
• ad hoc analysis and research, often related to presentations to Exco and other senior management

Job Description

Key Accountabilities

Accountability: Assist the team in team executing the following deliverables to Exco and other members of senior management:

• Project management and analysis of key planning deliverables throughout the year: RAF, STP, Stress Testing and Integrated Planning outputs
• Monthly and quarterly key financial reports on financial performance
• Competitor analysis
• Research projects – gathering financial data and creating insightful, decision useful analysis and thought pieces
• Results presentations at half year and year end
• Other ad hoc projects and presentations
• Financial scenario analysis and stress testing
• Consolidating financial information for senior management
• Attend meetings to assist executives to understand and complete their tasks to achieve team goals

Accountability: RAF and STP review packs

• Assess the attainability and reasonability of the various strategic plans put forward by comparing them to market expectations, past performance and management expectations. Reliance is not simply placed on the numbers themselves but utilisation of various key metrics (RoE, RoRWA, CTI etc) is essential.  
• Compile review pack for submission to Exco and any other relevant committee. The pack together with commentary is necessary to provide a sounds basis on which the budget is approved.
• Interact with other departments such as Treasury, Risk and Group tax may be necessary to provide comfort and assurance that the more technical aspects of submissions (Risk weighted assets, Tax, Economic Capital etc) have been scrutinized and appear reasonable given the Groups economic out-look. Accountability: Ad-hoc requirements/submissions
• Execute ad-hoc queries on a daily basis that are dependent on external and internal requirements and vary considerably throughout the year.

Accountability: Ad-hoc requirements/submissions

• Attend various committee meetings in which one will use their understanding of e.g. margins, impairment trends or economic understanding to provide a valuable contribution. In some instances the contribution will be on a discussion basis and in others a submission to the committee is required.
• Provide other departments (Efficiency office, office of the CEO, treasury etc) with a range of information (analysis, forecasts and actual financial data etc) to perform their respective tasks. The information supplied may need to be package in a different format to make it relevant for their respective needs. An understanding of the roll-up structures within the Absa Business and good financial understanding is vital in this instance so as to avoid misrepresenting information.

Accountability: Interim and year-end reporting (Twice a year)

• Compile briefing packs used as summary and in some instances as additional detail for the annual and half year end financial statements. The packs are utilised by senior executives as a summary for interim and annual financial statements.
• Compile quick reference packs. An individual is required to engage with stakeholders such as Investor relations and the various business unit representatives to ascertain possible topical subjects and key financial data for the relevant period. Scope is also given to frequently asked questions by investors.
• Attend investor “one on one” sessions in which one would either play a support role to a more senior Absa representative or through a more passive role for educational purposes.
• Compile competitor analysis which compares the Group’s performance to peers.

Accountability: Cluster Relationship Manager (CRM) roles

• Provide analysis support relating to role to respective cluster through submissions, due dates and planning Interact with and supply guidance to Business units on a daily basis

Accountability: People Investment

• Peer responsibility: Coach, inspire, engage, mentor and develop finance and business savvy leaders.
• Play to our A-Game culture of Culture of inclusivity, diversity, entrepreneurship, and ownership.
• Network with finance colleagues across GFD and create awareness of challenges, opportunities and issues and encourage collaboration
• Focus on Finance skills evolution and remaining relevant.

Perform all other duties as reasonably assigned.

Role / Person Specification

Qualifications and experience:

• B Com degree with Honours of Masters (major in Accounting, Financial Management or Economics)
• CA SA / CIMA (5-8 years post qualifying)
• Non-CA SA / CIMA (7-10 years’ experience in Financial Services organisation)
• Able to work effectively across a multi-service Financial Services organisation
• Previous exposure to financial management reporting in a financial services organisation

Knowledge and skills:

• Financial Accounting
• Report writing
• Analytical skills
• Self-driven and good interpersonal skills
• Attention to detail
• Deadline driven
• Advanced Excel and PowerPoint skills

Preferred:

• Knowledge of financial markets
• Knowledge of economics

Competencies:

• Deciding and initiating action
• Learning and researching
• Entrepreneurial and commercial thinking
• Relating and networking
• Adapting and responding to change
• Persuading and influencing
• Creating and innovating

EducationPostgraduate Degrees and Professional Qualifications: Financial Sciences (Required)

IT Finance TCO Analyst

Job SummaryWe are looking for an analyst to work closely with our team to manage and deliver total cost of ownership modeling to our internal technology stake holders.

Job Description

Responsibilities:

• Participate as part of a close-knit team to deliver the Total Cost of Ownership to Africa Technology of Absa bank.
• Support and continuously manage existing model.
• Execute against reporting tasks and deliverables of Magic Orange model.
• Activity data acquisition and preparation.
• Participate in and execute against the cost model roadmap and strategy.
• Stakeholder management and data management of consumption and driver data.
• Be accountable for the cost model output and cost model delivery for specific given areas of ITO.
• Build and manage relationships with key stakeholders.
• Present cost model results to different business units and senior management.
• Interpret data to extract cost efficiencies, identify opportunities and support decision-making.
• Leverage technology for improved efficiency in processes.
• Manage Magic Orange User access requests and roles.
• Document services, drivers and methodologies for the ITO services.

Role/Person Specification

Education

• A relevant Bachelor’s degree in Finance, Information Systems, Computer Science, Engineering, or equivalent work experience
• Certification in Accounting, ITIL or TOGAF is favourable

Essential Competencies

• Ability to manipulate and transform large data sets in a timely and accurate fashion
• Ability to work to a deadline and prioritise and manage workload independently
• Takes the initiative and drives their own deliverables while contributing to a fast-paced deliverable focused team environment
• Capability to quickly understand data, processes and procedures and identify the value-add capabilities contained within the data
• Capability to learn new systems and technologies
• Excellent communication and interpersonal skills

Desirable

• Experience of visualization tools such as Microsoft Power BI
• Management and project experience in a Financial Services environment
• Experience in activity-based costing and cost allocations
• Basic understanding of IT infrastructure stack
• Experience with Public Cloud (AWS, Azure etc.)
• Understanding of corporate Budgeting and Forecasting process
• Experience of working in technology consulting
• Knowledge of IT Technical stack, servers, storage, etc.
• Experience in cost modelling software (SAS; Magic Orange; Apptio)
• Capability to quickly understand data, processes and procedures and identify the value-add capabilities contained within the data.
• Experience in programming on the Microsoft .Net

Specialist Legal Recoveries On & Off Balance

Job SummaryThe main purpose of the role is to conduct risk management through cost effective legal recovery of outstanding bad debt exposure by instructing 3rd party professional service providers and engaging with internal customers in the collections, legal and insolvency process.

Job Description

The main purpose of the role is to conduct risk management through cost effective legal recovery of outstanding bad debt exposure by instructing 3rd party professional service providers and engaging with internal customers in the collections, legal and insolvency process.

Key Accountabilities:

Managing the assigned legal portfolio

• Formulate the appropriate recovery strategy to recover as much as possible and to mitigate any additional impairment requirements
• Instruct panel attorney to institute legal action against all liable parties and management of legal process until the matter is resolved
• Initiate, entertain and approve any negotiations or settlements proposals within personal discretion and refer to mandate official if outside personal mandate.
• Provide ongoing instructions to attorney inclusive of evidence required by court such as factual evidence, reconciliations and documentation
• Draw and submission of claim and documentation required in
  liquidations/sequestrations and deceased estates
• In liquidation/sequestration ensure that the liquidator is protecting the Bank’s interest with regards to our assets, whether it is a vehicle, immovable property or any other.
• Assess the risk position by analysing the overall security position to ensure the
  correct level of impairment is raised.
• Perform financial and non-financial analysis on the client that will support and
  underpin the recovery strategy to be implemented for a particular group or
  customer
• Produce relevant management information and statistics as required. This includes reports to the Watchlist Committee if required.
• Manage bad debt exposures by taking daily legal recovery decisions and reviewing information from various systems and taking loss decisions accordingly.
• Report all risk and loss events as a result of fraud or error
• Monitor progress on defended/opposed matters in consultation with Group Legal and submit Form B.
• Engage with Team Leaders and higher levels on a matter to matter basis regarding complex matters.
• Submit Khula claim and attend to all queries until finalised
• Action all new accounts within prescribed time frame
• Follow up on all accounts regularly and manage diary dates
• Ensure that correct risk types and status codes are allocated to accounts
• Accept full and final settlements or refer if outside mandate
• Recommend write-off or canning of account
• Attend any meetings or committees as and when required, e.g Watchlist Committee.
• Negotiate with clients where necessary within own mandates, on the most
  favourable terms possible and the execution of written recommendations to
  mandate holders and or committees in respect of those matters which exceed own mandate.
• Requesting of valuations of properties
• Sign all documentation e.g. affidavits for legal action when required.
• Appear in court and present evidence when required to do so.
• Decide whether to grant leave to defend or proceed with Summary Judgment
  application
• Accept payment arrangements and monitor adherence to the agreement
• Consider and accept/recommend any offers on security assets like vehicles or
  immovable property.
• Attend to and finalise all queries/disputes and complaints from clients. If complaint has been officially lodged attending to and finalising it within timeframe on CCP system.
• Peruse offers to purchase (e.g. on property) and make detailed recommendation as to whether it should be accepted or not.
• Attend auctions as and when required
• Visit properties and attorneys as and when required

Management of 3rd party relationships

• Responsible to provide instructions to 3rd party service providers as first point of entry with clear guidelines including monitoring the progress to protect the Bank’s interest
• Maintain effective and professional working relationships with attorneys, EDC’s, insolvency practitioners and auctioneers
• Identification of poor performance trends and recommendations to management to exit relationship
• Pro-actively manage legal risks associated with the legal recovery portfolio, client interaction, internal customer interaction and other role players in the organisation
• Embed and maintain internal stakeholder relationships with Business Units
  including monthly interactions to discuss and resolve account specific issues and opportunities

Financial performance of assigned portfolio

• To optimise recovery cash flows by implementing effective and timely action
• Ensure that security values are updated and correct as to ensure that losses are accurately accounted for in terms of policy and accounting practices
• Investigate and question 3rd party fees and commission invoices including Liquidation and Distribution (e.g. for Capital Gains Tax) accounts to ensure correctness and to minimize the level of legal and other expenses.
• Assertive engagements with clients and service providers in order to close transactions, settlements and compromises to the benefit of the Bank focusing on the releasing of impairment requirements and recovering as much as possible.

Competencies:

• Values Driven
• Digitally Empowered
• Customer Obsessed
• Exceptional Team Player
• Creative Problem Solving
• Drives Results
• Pan African Citizen

Minimum requirements:

• B-degree preferably B Com or Legal (NQF level 7) and/or
• AIPSA insolvency Diploma or other Diploma in Insolvency
• 3 years Credit, legal or Insolvency experience
• Preference will be given to South African Citizens and Permanent residents of South Africa in possession of proof of permanent resident status.

General

The appointment will be made in line with the Divisional Employment Equity strategy.

Senior Manager: Finance

Job SummaryTo develop tactical strategy and delivery plans, formulate associated practice and to ensure operational implementation and adoption across a single practice i.t.o. Finance methodology, governance and delivery objectives.

Job Description

Financial Advisory Support:

Provide support to business with strategy implementation, ensuring an alignment between MTP, forecasts and strategy

• Sectors finance support
• Peer analysis
• Scorecard review
• Support Financial Resources Management processes

Stakeholder Management:

• Communicate financial policies, procedures, standards and guidelines to the Senior Business Manager and Group Finance Management Team.
• Support projects by developing the financial component of the business case that is created by the management team to actively track and change benefits and costs of the project.
• Provide strong support to the operational team by having regular meetings with to share financial performance.

Executive Administration:

• Prepare the key themes, presentations and reviews for the Senior Business Manager and assist with detailed content when required.
• Ensure that presentations are packaged to reflect the business unit’s brand and the Senior Business Manager’s preferred style.
• Screen requests for meetings or events to be attended by the Senior Business Manager and determine which ones would be appropriate for personal attendance and which ones should be delegated to other managers in the business unit. Sign off proposals, quotes, invoices etc. based on the mandate delegated by the Senior Business Manager.

Qualification / Experience

• Minimum B-degree (NQF level no.7) Desired Post Graduate Degree (NQF level no.8+), CA (SA) or CIMA or MBA qualification preferred.
• 5+ years professional financial management experience
• 5+ years Banking Experience at a management level
• Preferred team lead in Finance Function teams or in professional environments
• Experience in business transformation contexts related to exponential business growth
• Experience in commercial innovation environments
• Broad Finance including strategic, commercial, legal, risk and operational aspects
• Ability to build, develop & lead professional level teams 
• Understanding of the financial services sector within a professional business environment
• Knowledge of people change management

Senior Specialist: Finance and Performance

Job SummaryTo provide advice and support in finance performance practice formulation and associated best practice improvement tactics; enabling the provision of specialist expertise.

Job Description

Financial & Performance Reporting:

• Prepare financial and performance reports, both management and adhoc, by coordinating the execution of the day to day and general accounting functions in order to enable decision making.
• Present monthly reports by ensuring the completeness, accuracy and relevance of the information to be presented to enable Group Finance Management Team to make informed decisions.
• Prepare, sign off and discuss the short term plan (STP), medium term plan(MTP) and rolling forecast(RAF) and budgets with the relevant stakeholders to enable consolidation into Finance forecast and budget.
• Work with the team to consolidate the financial plans generated by MTP, STP and RAF and sense check the consolidations prior to recommending 2 approval by the Head of Group Finance

Advisory Support:

• Provide advice and support to management on financial risks that might have an impact on profitability by discussing at regular intervals all financial related matters

Financial Control and Compliance:

• Sign off on the quarterly supplementary schedules and attestation to Group Finance prepared by the relevant staff in the prescribed format.
• Maintain appropriate internal controls in line with Absa group policy by reviewing regularly all variance reports and other reports where applicable.
• Interact with the Internal and External Audit team and provide necessary information as and when required
• Ensure cost centre Managers comply with all regulations and policies when reflecting the financial position of the business

Stakeholder Management:

• Communicate financial policies, procedures, standards and guidelines to the Senior Business Manager and Group Finance Management Team.
• Support projects by developing the financial component of the business case that is created by the management team to actively track and change benefits and costs of the project.
• Provide strong support to the operational team by having regular meetings with to share financial performance.

Executive Administration:

• Prepare the key themes, presentations and reviews for the Senior Business Manager and assist with detailed content when required.
• Ensure that presentations are packaged to reflect the business unit’s brand and the Senior Business Manager’s preferred style.
• Screen requests for meetings or events to be attended by the Senior Business Manager and determine which ones would be appropriate for personal attendance and which ones should be delegated to other managers in the business unit.
• Sign off proposals, quotes, invoices etc. based on the mandate delegated by the Senior Business Manager.

Education/ Experience

• Minimum B-degree (NQF level no.7) Desired Post Graduate Degree (NQF level no.8+), CA (SA) or CIMA or MBA qualification preferred.
• 5+ years professional financial management experience
• 5+ years Banking Experience at a management level
• Preferred team lead in Finance Function teams or in professional environments
• Experience in business transformation contexts related to exponential business growth
• Experience in commercial innovation environments
• Broad Finance including strategic, commercial, legal, risk and operational aspects
• Ability to build, develop & lead professional level teams 
• Understanding of the financial services sector within a professional business environment

Pan Africa Trade Finance Product Manager- Institutional Trade

Job SummaryThis role will be responsible for managing & building out key Trade and Working Capital products for the Pan African Trade and Working Capital business within the given product portfolio. It will have accountabilities for all the existing allocated products, including sub products, country specific domestic product propositions, as well as designing and implementing both the tactical and long-term strategic end to end product life cycle roadmaps per product. The role will be responsible for the management of the P&L for all the allocated products and sub products.

Job Description

Your key accountabilities in this role will include the following;

Strategy and Planning:

• Undertake market analyses to determine product/market share opportunities and niches for the Bank.
• Define the service model for the product set across the various service providers including but not limited to Channels, Operations, IT, Sales, and Client on boarding.

Business Change:

• Portfolio management: Plan and manage on-going product investment and activity in-line with defined portfolio balance required. Include capacity and capability planning and development.
• Stakeholder management: Identify key stakeholders per product. Ensure clear understanding of their expectations and appropriately manage these together with the agreed objectives.

Product Performance:

• Responsible for managing, monitoring & driving product essentials including, but not limited to:
  • Product profitability and cost management;
  • Product and service quality and performance;

Product Development and Enhancements:

• Pipeline: Build a product improvement & innovation pipeline for prioritisation and build an initial view of the underlying commercial value and potential.

Risk and Control:

• Ensure that all members of the product value chain understand processes and control requirements and risk management frameworks that have been designed for the area.
• For audit findings that have an impact on the area, identify, sign off and ensure implementation required actions.

Send in your CV if you have the following;

• Bachelor’s Degree in Commerce, Banking, Economics or Similar
• 5 plus years Product and/or Banking experience
• 5 plus years Technical and/or Managerial experience in Trade Finance

Business Support: Team Leader (Distressed Asset Manager)

Job SummaryThe role holder is expected to strategically manage a team of Business Support Specialists who manages a portfolio of financially distressed clients, which are defined as Watch List (WL) 2 or worse.

Job Description

Credit Risk Management

• Take ownership for the strategic management of the top tier  distressed debt customers in their respective portfolio ensuring that effective strategies are devised and implemented to ensure the management of impairments within acceptable norm.
• Lead detailed negotiations with customers, other lenders, creditors and 3rd party advisors regarding the agreement to, and implementation of strategy, to ensure properly mitigated credit risk for the Bank, based on continued bank support. 
• Where appropriate, obtain customer’s agreement to the use of professionals including accountants, turnaround professionals, attorneys and property professionals
• For turnaround customers, agree critical success factors with the relevant Portfolio Managers / Specialists in liaison with Relationship Executives, Area Segment Managers, Regional Credit Managers, and other Credit teams to ensure credit risk normalisation and relationship preservation.
• Obtain customer commitment and agreement to implement appropriate risk mitigation strategies and remedial actions to improve the client credit risk profile.
• Monitor customer progress against agreed strategies and action plans through analysis/appraisal of plans and budgets & cash flow.
• Identify where risk mitigation strategies have broken down and negotiate and implement remedial or corrective action in consultation with the client.
• Deliver high standards of credit quality for high-risk cases through the application of best practice to credit proposals.
• Ensure high standards of credit discipline are applied to monitoring and control activities especially unauthorised borrowing.
• Make lending decisions within an appropriate personal mandate at a Level 3 mandate.

Business Management

• Responsibility for team adherence to governance, compliance and lending portfolio controls and MI.
• Champion the Business Support team’s relationship with internal and external customers, develop a strong network of internal contacts, external and panel professionals to maximise financial benefit for the Bank.
• Position and promote the team with Regional Credit Managers, Relationship Teams and Credit Managers as well as external customers and industry specialists and peers.
• Where applicable, manage and monitor the use of professionals including accountants, turnaround professionals, attorneys and property professionals within their team.
• Ensure that impairment (per Capital at Risk ) decisions are appropriately taken and escalated where necessary.
• Ensure proper asset management of the portfolios under overall control.
• Drive the implementation of appropriate strategies and/or risk mitigation measures with the primary goal being to limit and/or reduce the overall level of Capital at Risk for Business Banking clients
• Fortnightly/monthly impairment (per Capital at Risk) forecasting, as required from time to time.
• Ensure that monthly Portfolio Risk Committee pack submission is accurate and complete
• Ensure that the monthly Watch List per case manager is accurate and completed in line with the relevant policies and procedures

People Management

• Coach and support members of the team by assisting their technical development. Be responsible for the sharing of knowledge including technical solutions, tips, ideas and good practices within own and across other teams.
• Ensure that the resources and skills within the team are appropriate and comply with the requirements of the business area.
• Closely monitor and drive Key Performance Indicators/Drivers (as agreed from time to time).
• Ensure adherence to Absa’s values.
• Ensure that employee survey mechanisms are in place and based on the results, that corrective action is taken where necessary.
• Drive diversity management.
• Build a pool of A players and raise talent levels.

Change Management

• Drive the development and execution of strategic projects (as required) from time to time.

Stakeholder Management

• Raise local profile in the team as well as the broader  Group Risk team and business partners.
• Ensure stakeholder alignment and satisfaction utilising sound stakeholder management techniques.

Governance

• Ensure that appropriate mandates are in place and reviewed annually.
• Ensure that standards (policies) are in place and they aligned with strategies and reviewed annually
• Ensure that processes and procedures are documented, aligned with strategies and reviewed annually.
• Maintain the necessary meeting and reporting structures to support a highly effective governance structure.

FX Product Lead

Job SummaryWork as part of an integrated (run & build) tribe to provide enterprise wide application support across multiple stakeholder groups (in high complexity environments) by maintaining & optimizing enterprise-grade applications (tech products & services) & building capability in others to do the same.

Job Description

The FX Product Lead is an IT professional responsible for detailed product and system analysis of Business requirements.  The Product Lead will directly face off to the FX Business within Absa CIB in relation to the FX Product and Operational Support and Enhancement.

Your goal will be to leverage Tech solutions to meet organizational needs.

Key Responsibilities:

• Understand the entire FX Trading infrastructure, establish relations with business stakeholders (FX Trading, FX Sales) and Tech teams across Markets and Digital areas, become the main point of contact for Tech support of FX IT systems and provide reporting to business about systems stability.
• Schedule and leading meetings to identify product issues, assist with the execution of the roadmap on a quarterly basis and assisting with iterative and daily traction, to achieve Business outcomes.
• Understand Business and Technology needs to meet the key deliverables of the organization.
• Perform detailed analysis of Business and Technical requirements and assist in the implementation of complex and resilient FX Trading platform solutions.
• Anticipate internal and external factors impacting the FX Business and implement plans to mitigate risks and capitalize opportunities.
• Collaborate with the Tech Development, Support, Business and Vendor teams deliver world class FX solutions in South Africa and the Rest of Africa
• Facilitate stakeholder engagement and hold workshops where necessary – within the Absa CIB IB Product team as well as external parties.
• Collaborate with Business to drive New Business Initiatives from concept through to delivery, including requisite approval processes and post implantation reviews (PIR)
• Ensure strong controls are in place end-to-end and adhered to, including activities related to client on-boarding, operational processes, legal, compliance and regulatory.
• Responsible for Customer Application Support – Engage L1 & L2 Support, internal & external application users, clients, and vendors on issues and drive incident resolution and ensure ongoing management and support of existing FX Services and product sets.
• Engage and communicate with stakeholders on a regular basis to assess and understand their business requirements.
• Partner with a broad range of stakeholders across the FX flow to define new product capabilities and operating modes then work with in house technology teams to deliver those products and expectations.
• Be comfortable with documenting new and existing requirements using online tooling (Confluence) and writing user stories (Azure)
• Work with the agile delivery team, technical leads, and product management team to build and implement world class technology solutions.

Minimum experience & qualifications

• Relevant B-Degree in Computer Science preferred but not essential if minimum requirements of experience and practical application that enables application support is evident
• 8+ years’ Technology experience
• Min 5 years’ business & systems analysis experience

​Advantageous

• Knowledge and experience with web applications
• Experience and knowledge of financial and FX products and solutions
• Min 3-5+ years’ experience in financial services or similar role

Core competencies, knowledge, and experience

• Ability to work under pressure on complex solutions and under tight deadlines
• Creative and innovative thinker
• Independent and highly motivated self-starter
• Abreast with the latest Business Analysis practices and have a proven record on utilizing BA best practices as well as latest industry and technology trends
• Agile and willing to pivot where necessary based on business requirements and intended outcomes
• Have a data lead approach to decision making and solutioning
• Non-Negotiable: Experience/knowledge in forex, payments, banking, and regulatory environments
• Non-Negotiable: Interpersonal skills and developing relationships with team members, stakeholders, and customers
• Proven track record of managing a technical operations team as direct reports and Front Office Business as the primary stakeholders
• Proven track record of implementing successful products and systems in a demanding environment

Specialist BSSA Valuation Quality Contrl

Job SummaryManage the valuations performance of the External Valuation Contractors within the agreed and contracted SLA’s. and TAT.
Manage all valuation activities and complaints from clients, stakeholders, and business partners in terms of property values, quality, and service delivery.
Provide advice on technical and administration requirements including Building Loans.

Job Description

Stakeholder Management: Actively engage internal and external stakeholders to ensure customer satisfaction.

Business Performance: Ensure own and team performance against business, efficiency and continuous improvement targets, as well as customer outcomes.

Be solution driven with regards to Building Loan queries and disputes.

Compliance and Risk Management: Ensure that all team activities are in adherence to relevant control and compliance requirements, and quality standards.

Administration: Effectively fulfil all required administrative duties, including tracking and reporting.

Senior People Partner: Group Internal Audit

Job SummaryThe purpose of this role is to serve as a strategic people partner within the Internal Audit function, offering professional advice, guidance and expertise in addressing business needs through the implementation of Human Capital people strategies.

Job Description

Key Accountabilities:

Commercial awareness and strategic partnering:

• Demonstrates a clear understanding of how, through the Human Capital People Strategy, business needs are met. Demonstrated ability to engage with highly qualified professionals and exhibit behaviors that align with a professional services culture.Proficiency in conducting strategic-level conversations, providing insights that contribute to business unit goals.Engaging with executive-level stakeholders and demonstrating the ability to influence at the highest levels.Uses analytics both internally and externally to diagnose people issues and strategically position and recommend effective solutions.Manages external networks and is well connected with the appropriate bodies to shape the external perception of the Internal Audit Function to be in a position to attract the best capabilities to the function and have influence in the marketplace.

• Trusted Advisor:
  • Comprehensive knowledge of the HR value chain, with the capability to leverage human capital strategies to address business needs effectively.Skilled in managing end-to-end Human Capital operations, ensuring seamless execution and alignment with business objectives.Proven track record of championing change initiatives and driving organizational transformation to meet evolving business requirements.

• Ownership of end-to-end Human Capital delivery:
  • Operates as the relationship manager for business unit leaders and employees to execute the defined people strategy.Works with business unit leadership to identify and develop talent and robust succession for the area.Has a high level of focus on customer relations. Drives a culture of customer-centricity and responsiveness across the business.

• Qualification/s:
  • B Degree / Advanced Diploma

• Knowledge, Skills, and Experience:
  • Experience in a professional services environment.Broad people management knowledge including strategic, commercial, legal, and operational aspects.Credible people partner to business in delivering results with a proven track record.Integrity and confidentiality in handling people data and information.Ability to build, develop & lead professional level teams.Understanding of the financial services sector within a professional business environment.Sound knowledge of the HR value chain and people change management practices.

Lead Product Engineer

Job SummaryBuild high-performing, scalable, enterprise-grade applications & build capability in others to do the same. This includes but is not limited to applying critical thinking, design thinking and problem solving skills in an agile team environment to solve complex technical problems (Front End, Back End and Integration) with high quality solutions & leading all phases of the development lifecycle to deliver.

Job Description

Absa Corporate and Investment Bank (CIB), is a leading South African Investment Bank with global reach, offering clients financing, risk management and advisory solutions in a wide range of currencies and structures. The firm has a global reach and distribution power to meet the needs of issuers and investors worldwide.

Our distinctive business model is fit for purpose and allows the firm to provide clients with solutions to match their financing and risk management needs. This ability is supported by a dedicated infrastructure unit, including (but not limited to) Legal, Compliance, Human Resources, Marketing and Corporate Communications, IT, Risk, etc. which in turn supports the firm’s vision of becoming the leading investment bank across Africa.

Purpose of the role

The Risk and Finance Tech team is looking for a skilled C# Developer to work on code and .Net solutions with Kubernetes development experience who is highly skilled and can work independently. You will be responsible for implementing design patterns for distributed systems, configuring and managing CI/CD pipelines. Designing, writing, and maintaining C# code for our future and existing projects. Participate in design and planning discussions, as well as develop ways for current coding problems.

Experience with microservices, containers, and Kubernetes is required. The developer will also be responsible

Key Responsibilities:

• Create actionable C# solutions and services
• Work on creating feature-rich scheduling, tracking, and reporting solutions
• Perform checks to detect technical risks and difficulties connected to projects, then report and propose a solution strategy
• Create, integrate, and test new features in a variety of apps
• Maintain frequent communication with team members and work closely with them throughout the development process
• Write C# code that is clean, efficient, scalable, and dependable Conduct post-release/ post-implementation testing
• Work with cross-functional teams to ensure quality throughout the software development lifecycle
• Create and nurture highly available systems on Kubernetes

Competencies

• Ability to research and grasp new concepts at a fast pace
• Excellent English and effective communication skills
• Planning and organizing
• Delivering results and meeting customer expectations

Knowledge, skills and experience required

• Relevant B-Degree in Computer Science preferred but not essential if minimum requirements of experience & practical application is evident
• 8+ years’ development experience
• Cross domain knowledge
• Min 3 – 5 years of experience working with Kubernetes, Docker and C#
• Capability to collaborate with a group of developers
• Experience with full-stack development
• Well-versed in technologies such as C#, JavaScript, and Postgres databases
• Strong expertise in DevOps and CI/CD implementation
• Thorough knowledge of cloud-native development
• Experience with container technologies like Docker
• Understanding of microservice design and architectural patterns
• Familiar with complex event processing and event-driven architecture
• Agile methodology
• Working experience and knowledge of the SQL and C# ecosystem
• Basic cloud knowledge
• Business knowledge Finance domain – advantageous

Relationship Exe Commercial Premium

Job SummaryOptimise the profit and economic value of portfolios of Premium Business key account clients requiring high complexity commercial banking requirements by focusing: a) origination efforts to quire new clients; b) cross-sell to existing client base; c) coverage efforts to service clients in accordance to the segment CVP

Job Description

Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base | Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients | Manage Risk Assessment: Adhere to the bank’s policies and procedures and ensure compliance. Take ultimate ownership of the portfolio’s risk management by ensuring a good understanding of both the Bank’s and the clients regulatory and compliance environments. | Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

Head of Reporting: Financial Decision Support

Job SummaryTo lead the central reporting function, collaborating with stakeholders to deliver quality insights on market dynamics, business drivers and financial performance, and playing the essential role of supporting the cluster CFO in driving informed strategic decisions.

Job Description

Financial Reporting:

• Prepare financial reports, both management and adhoc, by coordinating the execution of the day to day and general accounting functions in order to enable decision making.
• Present monthly reports by ensuring the completeness, accuracy and relevance of the information to be presented to enable Group Finance Management Team to make informed decisions.
• Prepare, sign off and discuss the short term plan (STP), medium term plan(MTP) and rolling forecast(RAF) and budgets with the relevant stakeholders to enable consolidation into Finance forecast and budget.
• Work with the team to consolidate the financial plans generated by MTP, STP and RAF and sense check the consolidations prior to recommending 2 approval by the Head of Group Finance

Advisory Support:

• Provide advice and support to management on financial risks that might have an impact on profitability by discussing at regular intervals all financial related matters Financial Control and Compliance
• Sign off on the quarterly supplementary schedules and attestation to Group Finance prepared by the relevant staff in the prescribed format.
• Maintain appropriate internal controls in line with Absa group policy by reviewing regularly all variance reports and other reports where applicable. Interact with the Internal and External Audit team and provide necessary information as and when required Ensure cost centre Managers comply with all regulations and policies when reflecting the financial position of the business

Stakeholder Management:

• Communicate financial policies, procedures, standards and guidelines to the Senior Business Manager and Group Finance Management Team.
• Support projects by developing the financial component of the business case that is created by the management team to actively track and change benefits and costs of the project.
• Provide strong support to the operational team by having regular meetings with to share financial performance.

Executive Administration:

• Prepare the key themes, presentations and reviews for the Senior Business Manager and assist with detailed content when required.
• Ensure that presentations are packaged to reflect the business unit’s brand and the Senior Business Manager’s preferred style.
• Screen requests for meetings or events to be attended by the Senior Business Manager and determine which ones would be appropriate
• for personal attendance and which ones should be delegated to other managers in the business unit. Sign off proposals, quotes, invoices etc. based on the mandate delegated by the Senior Business Manager.

Lead Scrum Master

Job SummaryThe Scrum master will be the facilitator for a product development team that uses scrum/agile as the development methodology. The scrum master will lead a team that ensures self-organisation and the ability to make changes quickly. The role will ensure that agile principles and concept are adhered to ensure effective preparation of the product backlog, sprint backlog and burn down charts.

Job Description

Delivery
• Lead multiple sprints for teams using Agile methodology
• Ensuring SCRUM artefacts are maintained and updated
• Ensuring that sprints are running smoothly and corrective actions taken wherever
• appropriate.
• Effectively communicate to project manager/delivery manager about the progress
• as well as blockages in the on-going sprints.
• Ensuring all change governance and standards are adhered to
• Ensuring code quality is maintained
• Developing plans to ensure delivery of teams’ work.

Accountability: Transition to Agile
• Understand current development/delivery model and guide teams to adapt agile strategy.
• Apply best practices to implement and/or resolve adoption issues
• Satisfactory resolution of issues raised during transition.
• Support Project/Delivery Manager in planning and transition of releases.
• Providing expert guidance and assistance to colleagues for successful transition.
• Accountability: Leading others and business skills
• Responsibility for supervising, co-ordinating, participating in, and accountable for sprints of teams located at different geographic locations.
• Making effective use of resources during the sprint to ensure that business objectives are met and deliverables achieved to agreed time, cost and quality.
• Familiar with the details of at least one business area and has experience of liasing with peers in that area
• Is respected and consulted by business area peers and seen as a point of contact within the team
• Is able to teach and coach team members to deeper understanding of Agile

Accountability: Delivery Capability
• Ability to maintain a dialogue in difficult situations
• Ability to coach team members and product owners in the adoption of Agile
• Experience in maintaining and supporting multiple sprints
• Knowledge of major functions and features of workflow analysis tools
• Resolves major problems and fluently applies escalation and notification procedures for incidents

Accountability: Management
• Adapts style to contribute and enhance overall team performance and works effectively with people across a wide range of disciplines and levels (both internal and external/3rd party suppliers)
• Experienced at leading or managing a variety of teams and projects.
• Deals comfortably with ambiguity and uncertainty and is effective when working with unstructured teams, situations and environments
• Aware of project costs and resources, help in tracking actual against budget and managing the balance of delivery within time/cost/quality constraints

Accountability: Application Management
• Understands how service support applies to own technical function:
• Has experience of incident & problem management disciplines
• Has experience of maintaining configuration items, raising changes and planning releases
• Has good operational knowledge of the service desk and incident systems
• Has experience in developing and maintaining technical reference documents
• Familiar with technical documentation standards, guidelines and best practices
• Working knowledge of scripting/utility tool component, features and facilities

Accountability: Stakeholder Management
• Can effectively manage and develop relationships with key decision makers and
stakeholders to achieve successful outcomes
• Uses stakeholder management strategy effectively and knows how to navigate
the organisation
• The ability to facilitate and negotiate with multiple parties to bring about
agreement and resolution, even when position is not initially shared by others
• Clearly and effectively communicates difficult or complex ideas clearly to
stakeholders, peers and subordinates
• Adapts style to contribute and enhance teams performance by working effectively
with people across a wide range of disciplines and levels, both internal and external.

Administrator Sales Supp Rural AVAF

Job SummaryDeliver day-to-day knowledge work, in order to execute predefined objectives as per agreed standard operating procedures (SOPs).

Job Description

General and Office Administration: Provide administrative sales support against standard operating procedures | Contract Administration: Responsible for all customer enquiries, service level agreements, and to ensure delivery according to set standards. | Customer Service: Handle all customer interactions professionally and efficiently | Facilitation of Deal Process: Drive the end-to-end process of application approvals and contracts as per take-up

Investigator

Job SummaryTo provide specialist advice and support in area of specialisation enabling the provision of effective fraud risk management services.

Job Description

Investigations:

• Investigate all theft, fraud and corruption cases allocated, end to end by ensuring that all investigative/operative methodologies and standards (e.g. planning, reporting) are adhered to within prescribed time limits
• Compile a comprehensive case report containing the factual findings of the investigation, recommendations addressing people, processes, procedures and system failures or internal and external threats and forward the final report to Stakeholders.
• Provide relevant findings and evidence for the use in disciplinary purposes and CCMA matters to Line Management and Employee Relations to ensure that appropriate and successful sanctions are handed down. Attend disciplinary / CCMA hearings when required.
• Attend criminal / civil court proceedings when summons to do so, to provide expert evidence in Court, relating to Absa’s products, processes and flow of transactions to obtain successful prosecutions.

Risk Identification and Fraud Prevention:

• Identify fraud risks or emerging risks during the course of an investigation or interactions with internal and external stakeholders, escalated upon discovery, to the relevant business unit and the Fraud Defence/Strategy Recoveries and Remediation Department for assessment and closing of gaps related to processes, policies and systems.
• Conduct a proper risk assessment with each investigation, which includes quantification of the loss, insurance claims, media impact / exposure, blocking accounts, claims, provisions, risk mitigation and compliance reporting,
• Ombudsman queries and engaging with Group Legal Services etc. Identify high-risk Business areas, through feedback received from parties attending risk forums / investigations outcomes and perform specific fraud awareness presentations at the respective Business Units to the identified staff.
• Inform Heads of Business via e-mail of new trends / scams identified with further escalation to Stakeholders and Business Units for further actions.

Operational Requirements and Compliance:

• Identify areas of improvement, make suggestions/recommendations on ways of working, concerning the investigative and operating methodologies, to line management, for further consideration, to improve standards and workflow.
• Adhere and comply with the Group policies and procedures as set out on the Absa Intranet i.e. attestations, compulsory compliance training, via the Absa Learning system. Work co-operatively with colleagues, contributing positively and constructively to the achievement of the organizations’ objectives.

Stakeholder Management:

• Develop and maintain relationships (establish relevant networks) with all internal and external stakeholders such as however not limited to (Absa Business Units, SAPS, other Banks, SARS etc..) to ensure that their co-operation can be obtained when required for key operations (e.g. recovery actions, data mining). Interact with counterparts in the industry to share information, gain an understanding of the threats and risks and to ultimately keep abreast of changes in the field and in the industry.
• Actively participate in regular meetings with stakeholder / business, providing meaningful input and sharing information on best practices / investigation findings /risk identifications etc.

Asset Finance Specialist

Job SummaryProvide specialist advice and support in the implementation/development of operational planning and associated service delivery processes, methods and techniques.

Job Description

Relationship Management: Establish and maintain professional relationships through networking with industry leaders, regulators and policy makers as well as business partners that are key in the development of new ventures | Delivery Business Development: Champion and manage business bulk acquisition strategic plan in line with Absa Business unit strategy | Market Intelligence: Collect market intelligence through research by reading articles, publications, internet, word of mouth and networking on a daily basis to keep abreast of market developments | People Management: Coach, mentor and manage team members toward driving business objectives and ensuring colleague development | Operations & Compliance: Actively keep up to date with all relevant knowledge, legislation and developments within the business unit and banking industry that may have an impact on the Business Advantage

Senior Communications Manager

Job SummaryIncumbent must have min 5 yrs exp within corporate communications and public relations. Preff from a financial institution. Product Solutions Cluster (Short-term insurance, life, home loans, vehicle finance and advice and investment solutions). Bachelors degree preff (public relations, media studies, journalism, corporate communications)

Job Description

Incumbent must have min 5 yrs exp within corporate communications and public relations. Preff from a financial institution. Product Solutions Cluster (Short-term insurance, life, home loans, vehicle finance and advice and investment solutions). Bachelors degree preff (public relations, media studies, journalism, corporate communications)

Develop communication strategy across Product Solutions Cluster

Conduct and facilitate strategic analysis of media landscape to identify and stay abreast of communication trends and activities and generate business profiling opportunities. Extract key intelligence to present to the Management on a monthly basis to support their strategy definition and tactical change decision making.

Communication Strategies and Planning: To facilitate and develop targeted audience specific strategies

Stakeholder Management: Internal and external. Develop relationships with business leadership and key media, and ensure that communication improvement recommendations are monitored and sustained.

Financial Adviser Life Bank (FAIS)

Job SummaryProvide specialist advise and support for day-to-day work, in order to execute predefined objectives as per agreed standard operating procedures (SOPs).

Job Description

Administration: Effectively fulfil all required administrative duties, including tracking and reporting | Customer Experience: To provide service excellence and achieve customer satisfaction | Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards

Senior Specialist Pillar 2 Reporting

Job SummaryThe Pillar 2 reporting team within Group Treasury is responsible for the annual preparation of the Absa Group Internal Capital and Liquidity Assessment Processes (ICAAP) and (ILAAP) documents in
collaboration with the Risk, Finance, and Strategy teams with Internal/External Audit function providing oversight. The documents get submitted to the Prudential Authority. The team currently manages over >150 stakeholders across the continent.

The ILAAP and ICAAP underlying processes are well integrated into the risk management processes to support the decision-making culture of the Group and evolve to align with business requirements and global best practice.

The Senior Specialist in the Pillar 2 Reporting team will be required to co-ordinate and prepare the ICAAP and ILAAP (ICLAAP) documents for submission to the Committees, Boards and the Prudential Authority within set deadlines.

To achieve this, the ideal candidate is expected to:

. Be a self-starter, curious, assertive, with excellent leadership, stakeholder
management, verbal, written and presentation skills.
. Have a good understanding of Capital, Funding and Liquidity Management and
ICLAAP key components and functions to be able to effectively contribute to
the consolidation, documentation, review and challenge, management, and
reporting of the ICLAAP.
. Lead stakeholder engagements and collaborate in the planning, production,
Project management, and Independent reviews of the ICLAAP documents.
. Collaborate with stakeholders and provide guidance on the process
requirements and further ensure that Regulatory feedback is addressed
timeously including planning for regulatory engagements/on-sites and
preparation of relevant materials.
. Have a solid understanding of the Financials, Banking regulations, capital,
funding, and liquidity risks including risk frameworks and regulatory returns to
effectively evaluate the ICLAAP content.
. Understand the Group’s Principal Risks (Financial and non-Financial) and
underlying risk management processes to ensure adequate coverage in the
documents.
. Contribute content from the Financial results Booklet, Pillar 3 Report, Medium
Term Planning (Funding planning) to ensure consistency in messaging.
. Contribute to the Risk and Governance culture by embedding appropriate
controls.
. Collaborate with the Risk and Financial Resources management functions to
ensure embedment of
ICLAAP principles within the businesses.
. Lead and co-ordinate Step-in Risk management across the Group.

Job Description

• Manage the outcomes of the Prudential Authority’s Review Supervisory, Review and Evaluation Process (SREP) feedback, including planning onsite engagements and contributing material to meet requirements. • Support colleagues across various levels, challenging, and embedding appropriate risk management practises for the ICLAAP.
• Contribute to enhancements and lead further embedment of the 3 lines of defense model for the function and across multiple jurisdictions.
• Lead various teams by providing oversight, training, and appropriate level of guidance for ICLAAP production including review and challenge of content as a Subject Matter Expert.
• Develop strong networks and exposure to diverse stakeholders at various levels of the organisation and increase visibility and footprint across Group Treasury and multiple functions for effective delivery. Ensure consistency in messaging of underlying key processes underpinning the ICLAAP and interlinkages to strategic processes such as the Insurance Business Own Risk Solvency Assessment Process (ORSA), Pillar 3 Reporting, Recovery Plan (RP) and Integrated Report, Financial Planning and Reporting.
• Utilise Project and Workflow management tools to manage milestones and project risks across the process.
• Facilitate the implementation of end-to-end change through effective collaboration with Information Technology development teams to drive process efficiencies in the ICLAAP documentation.
• Understand the Group’s Principal Risks (Financial and non-Financial) in line with the Enterprise Risk Management Framework (ERMF) and underlying risk management processes to ensure adequate coverage in the documents.
• Drive a consistent message to the entities to ensure appropriate narrative from the Medium-Term Planning (Finance, Capital and Risk), is adequately covered in the ICLAAP document.
• Collaborate with Absa Regional Operations (10 countries) country Treasurers, CFOs and CROs in formulating the ICAAP strategy in alignment with the Centre support teams.
• Support Absa Regional Operations teams with audit and regulatory queries as required.
• Stay abreast of emerging regulations impacting the ICLAAP to enhance existing knowledge and further understanding of the Basel and Banking regulations.
• Participate in ad-hoc projects, policy reviews to deepen understanding of risk management and enhance existing processes.
• Lead the change management initiatives pertaining to Step-in risk management.
• Participate in cultural initiatives in an environment where Diversity, Equity, Inclusion and Belonging are valued.

ARO Manager: Internal Audit (Technology)

Job SummaryTo plan, execute and manage audit assignments in accordance with the country and Group Audit plan and relevant policies, procedures and quality standards. The Audit Manager is responsible for the quality of the audit work performed and the efficiency and effectiveness of the audit team.

Job Description

Audit Planning

• Participate in the 6+6 audit planning cycle; provide input by taking into account the risk and control profile, business strategy and material risks affecting the business.

Assurance

• Plan the delivery of assigned audits to a high quality and in line with Key Performance Indicators as per the methodology. This will include adequate resourcing scheduling, meeting key deliverables in terms of audit timelines and review of audit work to confirm that the minimum requirements as per methodology are met.

• Manage the execution of Design Effectiveness Testing (DEA) and Operational Effectiveness Testing (OET) of the audit team in line with methodology requirements and as per the requirements of the QA scorecard.
• Ensure audits and issues assurance within Key Performance timelines and resource budget

Leadership and Management

• Mentor and coach less experienced team members by providing guidance around the methodology and audit process, and manage the teams that assigned to the audit effectively by delegating audit work to empower each individual team member
• Develop a high performing team by embedding formal performance development and informal coaching. Encourage frequent knowledge sharing between team members

Teamwork

• Support IA management team to identify, attract, develop and retain talent on an ongoing basis.
• Engage proactively with Internal Audit colleagues during assignments and request technical assistance where required and based on knowledge of business areas, provide guidance to other auditors and peers by sharing best practice so that their work meets and sometimes exceeds quality standards.

Relationship Management

• Present effectively at stakeholder meetings and forums (e.g.: Risk and Governance Forums etc.) by sharing knowledge and information, including methodology, standards, changes and new developments, with business stakeholders on an ongoing basis, and develop and maintain relationships with accountable stakeholder management on each audit.
• Build effective relationships with CoE counterparts and fully engage them during audit reporting

Reporting

• Use business knowledge to assess evolving risks, write high quality reports with observations which are insightful, address the root cause, have agreed actions that fully mitigate the risk, support the Issues Assurance process and require no further audit work to support them

Knowledge Management

• Continuous upskilling on both technical and other core competencies.
• Keeping up to date with industry trends, regulatory changes and professional standards
• Develop an in-depth knowledge of the methodology, by attending training sessions and using knowledge gained during audits, use this proactively in executing audit activities.
• Based on knowledge of business areas, provide guidance to other auditors and peers by sharing best practice so that their work meets and sometimes exceeds quality standards

Team Lead Trade Operations

Job SummaryBring your technical knowledge and experience in Trade & Working Capital to manage all elements of operations.

Job Description

Your key accountabilities will be;

• Ensuring department policies and procedures are always followed and that correcting actions are taken in respect of reported events, discrepancies, or inaccuracies
• Delivering of a range of business-critical processes
• Optimizing the use of resources to successfully meet and exceed challenging SLAs
• Meeting targets relating to people development, running costs, service quality and overall productivity of the department
• Establishing High Performance Organization standards through the effective use of Performance Development standards and measurements (including where appropriate Disciplinary, Capability and Grievance procedures)
• Aggregating impacts of daily BAU volume demand and resource management to achieve success, whilst also expected to support change requirements as required
• Developing a culture of continuous improvement within the department
• Placing the Client at the heart of the operating model, ensuring that only value add services are provided
• Developing scalability and volume insensitivity, aligning the department to both the Product team and Clients needs
• Accountable for the production and maintenance of process documentation
• Managing technology performance and issue escalation
• Developing and implement strategic change initiatives to improve Client service and/or reduce operating costs

Send in your applications if you a National Diploma as well as over 5 years’ experience in Trade and Working Capital in a Corporate and Investment Bank plus over 2 years supervisory level experience

Senior Specialist: People Change Management (Behavioral Science/Industrial/Organizational Psychology)

Job SummaryTo provide advice, support and enable the provision of specialist change management expertise, practice formulation and associated best practice improvement tactics related to people change management.

Job Description

Education/Qualifications             :               Bachelor`s Degrees and Advanced Diplomas within Industrial/Organizational Psychology, Behavioral Sciences &/or Business, Commerce and Management Studies

Ideal candidate                                 :               Experience within Industrial, Organizational Psychology &/or Behavioral Sciences environments and roles together with knowledge of People Change management principles and practices.

Key Responsibilities

Project Delivery:

• Liaise with the Change Council to gain approval on projects/change initiatives requested by the various business units (BUs) Assign the project/change initiative to the relevant portfolio manager in order for them to effectively resource the project.
• Vet the resources assigned to the project by the portfolio manager and approve or decline the proposal.
• Oversee the development of the project plan, funding approvals through regular discussions with the portfolio manager or project manager.
• Provide corrective guidance where needed and approve the final recommendations that the project manager will present to the business units.
• Hold weekly meetings with either the portfolio or project manager to discuss and review progress made, risks and issues identified and where needed, provide guidance and resolution on any relevant matters.
• Attend project governance meetings, for example, Steering Committees (SteerCo’s), Change Councils, etc to maintain oversight of and review the project with all the relevant stakeholders.
• Review the architectural design proposed for the project/change initiative to ensure that it complies with the principles of scalability, reuse, sustainability, financial feasibility and ensure that the business processes are pragmatic.
• Any non-compliance to these principles will need to be reworked with the necessary individuals or they will need to liaise with the Sector’s Chief Information Officer to provide dispensation.
• Where a vendor needs to be involved in the particular change initiative, work closely with the project managers to identify the most relevant vendor based on the desired change.
• Approve and manage the vendors’ responsibilities and accountabilities on projects through regular reviews, meetings, steer co’s, and other general feedback sessions.
• Provide feedback on the various change initiatives currently in focus to the Chief Operating Officer (COO) on agreed period basis through one on one interaction.
• Provide feedback on a monthly basis for Executive Committee (EXCO) by updating the monthly EXCO report.
• Attend other Meetings to provide feedback as and when requested to do so by the COO.
• Provide feedback to any other stakeholders, for example, another General Managing, Project Sponsor etc as and when requested to do so by the stakeholder.
• To provide a holistic overview of all change projects by collating weekly and monthly progress and performance reports based on submissions from project managers.
• Develop executive summaries based o the key risks, issues and milestones for review by the Chief Operating Officer and all other key role players for each report pack.
• Timing of reports are dependent on project deadlines as determined by project managers and business process owners.
• Understand the business strategies and medium term plans (MTP) and ensure that new proposals for projects or initiatives are aligned to the elements before approving proposals.
• Prioritise the change portfolio by reviewing all new business cases against strategic priorities and negotiating with Head of the business area to finalise the priority lists.
• Mobilise executives within the business to support key programmes by communicating project intent and obtaining buy-in and resource allocation for delivery of key components.
• For all new project and system change requests, ensure that a thorough risk assessment is conducted to determine the interdependencies between this and other projects and the impact proposed changes may have on seemingly unrelated processes and systems.
• Review recommendations prepared by the team on how to address these and determine whether the risk and mitigation is adequate or the change should be altered or declined.

Solutions Development and Implementation:

• Drive new thinking within the business by proactively identifying, incubating and packaging relevant concepts/solutions that can be applied to the BUs in such a way that they improve efficiencies, productivity and competitiveness, whilst reducing costs.
• Engage with the BU Heads on a regular basis, to understand the business drivers and areas in the business that compromise the business to deliver services efficiently and effectively and that are extremely expensive to operate or fulfil on.
• Creatively explore ideas that can help solve business problems identified above, by facilitating think tank session with staff to encourage the development of ideas that will lead to resolution.
• Provide specialised advice and direction to ensure that the team move these ideas from concept to action and that they prototype the ideas and test the effectiveness, feasibility and adoptability of the solution.
• Approve the packaged offering and ensure that it’s presented by the relevant individual, to the business as an implementable solution.
• Support Change initiatives in which new concepts are being investigated or proposed and provide input, guidance and direction to these discussions.
• Contribute to the development of business unit strategy for the next 1-2 years by providing a view on potential improvements for product or services and an assessment of the existing situation and anticipated changes in the external environment.
• Review project closure documentation prior to giving the go-ahead to formally close a project.
• This includes reviewing the project deliverables against actual deliverables, the benefits realisation reports and the plans to move the processes or systems into business as usual.

Architecture:

• Ensure that the business environment is appropriately architecture, so that the business as a whole can benefit from one holistic architecture, as opposed to individual silos which support each BU.
• In designing the architecture of business, specific focus needs to be placed on the Services Orientated Architecture (SOA).
• In conjunction with Group Technology, review, design, discuss and depict a single architecture for the business area.
• Give input to design architecture into discrete layers of functionality that support loose coupling and scalability from channel to back end applications.
• Conduct research on a frequent basis in order to remain up to date with trends in the industry and the extent to which they impact technology, processes and architecture and evaluate business position against these trends.

People Management:

• Work with managers in the team to achieve excellent business results through continuous people development and mentoring activities
• Ensure the development of a high-performing team through embedding formal Performance Development and informal coaching for the management team on how to conduct meaningful Performance Development discussions with their direct reports and ensure that they conduct the process effectively Determine and analyse training and development needs for managers and ensure they do the same for their teams.
• Ensure that identified training is budgeted for and executed Establish and maintain succession plan for the management team in the area using the formal Talent Management process for identified talent and an informal process for remaining roles
• With the support from the HR Business Partner, interview and recruit direct reports and provide support to them during the recruitment of their teams on request
• Ensure that managers create effective workforce plans and recruitment demand plans for their areas
• Review requests from managers in the team for headcount changes. Recommend, approve or decline of the request to the COO.
• Approve leave requests for direct reports and ensure that they manage the leave planning for their teams effectively Act as second level escalation point for all grievances raised in the business unit
• Ensure that all poor performance is addressed through the Absa Performance Accelerator (APA) Programme and that continued poor performance is adequately dealt with.
• Review APA reports to determine effectiveness of interventions
• Motivate employees in the department and ensure that their efforts are recognised
• Develop appropriate Employee Opinion Survey (EOS) action items together with the

Manager: Card Finance

Job SummaryTo develop tactical strategy and delivery plans, formulate associated practice and to ensure operational implementation and adoption across a single practice i.t.o. Finance methodology, governance and delivery objectives.

Job Description

Management Accounting and Financial Reporting:

• Involved in key elements of the month-end financial results process.
• Prepare and present monthly financial reports by ensuring the completeness, accuracy and relevance of the information to be presented to enable the Consumer Products and Everyday Banking Finance Management Team to make informed decisions.
• Providing analysis to highlight key trends and themes on the financials, and providing insightful commentary on performance relative to plan
• Recommendation of corrective actions where this is evident from financial performance
• Responsible for elements of the budgeting process (medium term plan, short term plan, rolling annual forecast) which includes coordinating the activities between business and functions, aligning to overall Consumer Products and Everyday Banking expectations and commitments, and ensuring that the underlying financial plan supports business ambitions
• Cross-functional collaboration with colleagues in business, cost teams and FDS teams to ensure that overall Consumer Products strategic objectives are achieved.

Advisory Support:

• Provide advice and support to management and the business on financial risks that might have an impact on profitability by preparing insightful reports and discussing them at regular intervals with the Business team
• Ownership and embedment of process to identify and implement business and process optimisation initiatives which includes the utilisation of profit models to support with sound decision making
• Review, understand & give advice on the commercials on contracts

Financial Control and Compliance:

• Follow relevant governance process and maintain appropriate internal controls in line with Absa group policy.
• Interact with the Internal and External Audit team and provide necessary information as and when required

Stakeholder Management:

• Support projects by developing the financial component of the business case that is created by the management team to actively track and change benefits and costs of the project.
• Provide strong support to the operational team by having regular meetings with to share financial performance.

Analyst Credit Premium

Job SummaryTo support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Premium Business clients

Job Description

Analysis and Research:  – Conducts analysis and research in areas of specialisation/expertise, leveraging a variety of applicable information’s sources; – Analyses information, generates and publishes written reports summarising findings and prepares recommendations within area of expertise; – Quality assures analysis and recommendations | Stakeholder Management:  – Establish relationships with key internal and external stakeholders to source information and make recommendations to; – Build relationships with stakeholders spanning the enterprise in order to collaborate and share findings and recommendations. | Control:  Accountable for complying with all risk management, regulatory and  compliance frameworks within area of accountability; Where applicable ensures that colleagues managed are aware of and comply with all compliance requirements.

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All the best with your applications.