Capitec Business Banking Jobs – 12 Jobs

To apply, click on the link at the end of the posts and all the best with your applications

Relationship Banker

Location: Sandton, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To manage clients (many-to-many basis) by providing excellent client service which aims to retain and optimise client value whilst attracting new clients to ensure future client growth.

Experience

Minimum:

• 2 years plus previous experience within Business Banking environment 

Ideal:

• Sales, features, benefits and value propositions of products & services 
• Administration of processes and procedures pertaining to Business Banking transactions
• Client Service experience 
• Understanding and analysing financial statements
• Proven capability in preparing, motivating, and written credit applications in a structured and compliant manner

Qualifications (Minimum)

• Certification in Commerce or Banking
• A relevant tertiary qualification in Finance or Accounting – Financial Accounting

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Accounting – Financial Accounting or Business Management

Knowledge

Minimum:
Knowledge and understanding of:

• Business banking environment including features, benefits and value propositions of products & services
• General banking practices and procedures. 
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. 
• The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
• Administration processes and procedures pertaining to Business Banking transactions.
• Client relationship management and service principles.

Ideal:
Knowledge and understanding of:

• Capitec Business Bank products and services
• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
• Capitec/Business Bank systems and processes

Skills

• Communications Skills
• Administration Skills
• Planning, organising and coordination skills
• Problem solving skills
• Interpersonal & Relationship management Skills
• Attention to Detail

Conditions of Employment

• Clear criminal and credit record

Click here to apply

Manager: Litigation (Business Banking Collections and Recoveries)

Location: Sandton, ZA

Company: Capitec Bank Ltd

Purpose Statement

• To be responsible for the institution and management of legal process to ensure the optimal realisation of various collateral types held across all product offerings in Business Bank in respect of the non-performing loan portfolio in order to maximise recoveries and impairment releases and to minimise recovery costs and impairment raises.
• To manage people (customers, colleagues and external service providers), portfolios and processes so as to reduce the non-performing loan ratio in line with industry norms.

Experience

Minimum:

• At least 3 years’ post-admission experience in civil and/or commercial litigation practice 
• 4 years’ experience in a banking environment comprising of at least 2 years at a managerial level and 2 years in a Collections / Recoveries space

Ideal:

• Management experience in Capitec Bank.
• Experience in the same or a similar industry

Qualifications (Minimum)

• Bachelor’s Degree in Law or Architectural Technology

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Commerce or Economic and Management Sciences

Knowledge

Minimum:

• Insolvency legislation and processes 
• Credit and corporate legislation and processes
• Banking and financial services industry
• Debt recovery processes 
• Collateral variants / types 
• Commercial, business and financial principles and practices 
• Governance and risk management principles
• Business products, processes, policies and systems
• Fundamental IT systems and data analysis
• Quality principles and practice
• Stakeholder management principles

Skills

• Analytical Skills
• Interpersonal & Relationship management Skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Attention to Detail
• Management skills
• Leadership Skills
• Negotiation skills

Conditions of Employment

• Clear criminal and credit record

Click here to apply

Head: Intuitive Credit

Location: Sandton, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what this job is about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below 

Purpose Statement

• To influence and provide Intuitive Credit insight to the Business Bank Credit divisional strategy and translate it into a strategy and operating model for Intuitive Credit.
• To lead and manage the Intuitive Credit department, accountable for departmental strategy and optimal performance through business planning, budgets, goals and metrics, people, standards, principles and processes.

Experience

• 8yrs+  management in a senior role within a business and commercial banking and/or credit environment, preferably at a commercial level, given the complexities involved in the Intuitive Credit segment;  Or 
• As a specialist in a leadership role such as a Credit Analyst, Actuary.
• Proven experience of using influence and relationships to drive and achieve objectives. 
• Experience of strategically leading, planning and managing Credit initiatives.

Qualifications (Minimum)

• Bachelor’s Degree in Accounting – Financial Accounting or Management Sciences

Qualifications (Ideal or Preferred)

• Post Graduate Diploma in Finance or Business Management

Knowledge

• Strategic credit risk management 
• Credit scoring and credit risk strategic experience across the credit life cycle
• Banking and financial Services Industry
• Basel II
• Broad business knowledge and acumen
• Up to date knowledge of the Credit Risk regulatory requirements
• Knowledge and experience of Intuitive Credit life cycle/value chain.
• Commercial, business and financial principles and practices. 
• Building and developing effective teams.
• Intuitive Credit  relevant management systems.
• Governance and risk management principles
• Business products, processes, policies and systems
• Fundamental IT systems and data analysis
• Quality principles and practice

Skills

• Communications Skills
• Decision making skills
• Commercial Thinking Skills
• Strategic Thinking Skills
• Analytical Skills
• Management skills

Conditions of Employment

• Clear criminal and credit record

Click here to apply

Franchise Specialist

Location: Sandton, ZA

Company: Capitec Bank Ltd

Apply by:  

Grow our franchise partnerships and shape how we support franchise brands

We are growing our franchising focus within Business Banking and are looking for a specialist to build strong franchisor partnerships, grow a sustainable pipeline, and enhance how we support franchise brands and clients. This role combines relationship management, commercial growth, and strategic influence, working closely with leading franchise brands to turn insight into actionable opportunities. It offers the chance to drive real impact by strengthening partnerships, shaping internal capability, and delivering meaningful growth in a fast‑paced, outcome‑focused environment.

Location

Sandton, Johannesburg

What you’ll do

• Build and maintain trusted relationships with franchisors and key franchise role players to generate quality leads and long-term growth.
• Grow franchise production across our allocated region by enabling business centres to source, onboard and support franchise clients effectively.
• Lead brand accreditation work for an allocated portfolio, using strong financial and franchise insight to assess brands and recommend the right approach.
• Shape and negotiate franchise value propositions, including pricing, and ensure these are kept current and practical to use.
• Partner with internal teams (including sales, credit and risk stakeholders) to improve franchise client experience while protecting healthy exposure.
• Plan and host franchise events and present confidently to senior stakeholders, both internally and within franchisor groups.

What we’re looking for

• At least 7 years experience working directly with franchisors and franchise role players, bringing a strong, credible industry network.
• Proven experience driving franchise deals end‑to‑end, from early screening and structuring through to quality handover, tracking and ongoing portfolio oversight.
• Strong financial, credit risk and portfolio management capability, including assessment, mitigation and ongoing risk awareness across franchise brands.
• Sound commercial judgement and numerical ability, with confidence in deal structuring and applying financial analysis to real business decisions.
• Confident relationship management skills, with a track record of building trust and credibility with senior internal and external stakeholders.
• Well‑developed negotiation skills, including experience agreeing pricing and other commercial terms with partners.
• A practical, hands‑on approach, with the energy to spot opportunities, close gaps and maintain momentum.
• High ethical standards and discretion when working with sensitive client and brand information.
• A relevant commerce or finance qualification is preferred.

Conditions of employment

• A clear criminal and credit record
• A valid driver’s licence and access to your own vehicle

Ready to grow franchise banking with us?

Apply now and let’s build franchise success together.

Click here to apply

We wish you all the best with your applications