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Data Engineer
Location: Stellenbosch, ZA
Company: Capitec Bank Ltd
Apply by: 16 October 2026
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
About the team
The Data & Analytics team is responsible for transforming data into actionable insights that support strategic decision-making across the organisation. The team manages the full data lifecycle — data collection, integration, governance, engineering, analytics, reporting and business intelligence. Working closely with business stakeholders, the team develops scalable data solutions, maintains data quality and integrity, and delivers meaningful insights through dashboards, reports and advanced analytics. The team builds and maintains automated CI/CD pipelines for data solutions — enabling faster delivery of trusted data products, improved quality and greater scalability across the data ecosystem.
The team’s work spans five core areas:
- Data Platform Support — data integration across source systems, performance tuning and optimisation
- Data Operations — pipeline monitoring, data quality management, incident management, batch processing and reconciliation
- Analytics Enablement — semantic model support, Power BI administration and data consumption support for business users
- Infrastructure & DevOps — CI/CD pipeline deployment and environment management across Dev, Test and Prod
- Data Engineering Support — data model design, transformation logic, architecture standards, technical debt management and stakeholder coordination
What you’ll do
- Design, build and maintain robust, scalable and efficient data pipelines and systems that meet the team’s data environment need
- Analyse business and system requirements to build and enhance data platforms
- Provide input to the Data Architect on solution design for new and existing data flows
- Contribute to the design and development of new applications and systems
- Support and maintain data infrastructure to keep it reliable and efficient
What the team is looking for
Knowledge:
- Basic SQL and modelling principles
- Familiarity with batch processing concepts and a basic understanding of stream processing
- Proficiency in at least one programming language (Python preferred) — with knowledge of basic data structures
- Understanding of ETL concepts — able to make minor modifications to established pipelines
- Basic knowledge of cloud services — storage and compute (AWS advantageous)
- Ability to identify simple performance issues and basic query optimisation
- Basics of version control and CI/CD principles
- Basic knowledge of containerisation concepts
- Awareness of infrastructure as code principles (Terraform or AWS CloudFormation advantageous)
Minimum Experience:
- Bachelor’s degree in Computer Science, Information Technology or a related field, PLUS at least 3-5yrs relevant experience
- Experience in an entry-level data engineering role
- Experience in projects involving data collection, processing and analysis
Advantageous:
- Exposure to AWS data services — Amazon S3, AWS Glue, Amazon Redshift, Amazon Athena or AWS Lambda
- Familiarity with PySpark or similar big data processing tools
- Exposure to DataOps or DevOps practices
What the team values
- Strong analytical and problem-solving skills
- Curiosity and a drive to keep learning
- Collaboration with business and technical teams
- Innovation and automation
- Data accuracy, governance and compliance
- Delivering business value through insights
Education (Minimum)
- Grade 12 National Certificate / Vocational
- Bachelor’s Degree in Information Technology or Other
Education (Ideal or Preferred)
- Honours Degree in Information Technology – Computer Science or Other
Additional Information
- Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Click here to apply
Software Engineer: Back-End III
Location: Stellenbosch, ZA
Company: Capitec Bank Ltd
The Capitec Way
Capitec is more than a bank. We exist to simplify banking and help our clients take control of their financial lives. Our focus is on delivering accessible, affordable banking through personal experience, while constantly evolving our technology to support how clients engage with us. Our success is driven by talented, committed teams who take ownership, act with energy, and always put the client first.
Why Choose Capitec
At Capitec, we are guided by our CEO values in everything we do: putting the client first, acting with energy, and taking ownership. We support our people through a strong Employee Value Proposition that focuses on cohesive, high‑performing teams, meaningful learning and growth opportunities, and competitive employee benefits and savings. We are committed to creating an inclusive environment where every team member feels welcomed, valued, supported, and empowered to grow their career.
About the Role
We are looking for a highly skilled Software Engineer to join our Cash Devices team on a permanent basis. This role focuses on the development, integration, and support of custom ATM solutions, forming a critical part of the software platform that supports Capitec’s ATM estate.
This is a specialist role combining strong Postilion expertise with SDK‑based Java development, with a primary focus on configuration, integration, and operational stability, rather than pure greenfield software development. The role is based in Stellenbosch, where hands‑on access to the ATM lab environment is required.
Key Responsibilities
- Develop and maintain custom applications and interfaces using the Postilion SDK
- Build and support Cash Devices applications and device integration solutions (ATM, POS, etc.)
- Customise and extend Postilion functionality to meet business and operational requirements
- Develop and maintain SDK‑based integrations using Java
- Support and upgrade integration drivers between devices and ATM applications
- Provide technical support, troubleshooting, and issue resolution for Postilion‑related systems
- Collaborate with cross‑functional teams including QA, infrastructure, and business analysts
- Support patching, upgrades, and lifecycle management of ATM software platforms
Our Ideal Candidate Has
- Minimum 5 years’ experience in a Postilion systems role, including exposure to:
- Postilion Realtime
- PostCard
- Postilion Office
- ATM Application environments
- Minimum 5 years’ current experience with either:
- Postilion SDK or
- Java development in integration‑heavy environments
- Strong understanding of ISO 8583 messaging and ATM transaction flows
- Experience with ATM device protocols (e.g. Diebold 912, NCR NDC)
- Experience working with modern source control systems (Git / GitHub), including branching, merge requests, and code reviews
- Scripting experience (preferably PowerShell or Python)
- Solid database knowledge; SQL Server experience preferred
- Strong analytical, troubleshooting, and debugging skills
- Excellent communication and documentation abilities
- Experience in banking, fintech, payments, or switching platform environments
Education (Minimum)
- Grade 12 National Certificate / Vocational
Education (Ideal or Preferred)
- A relevant tertiary qualification in Information Technology
Skills
- Analytical Skills
- Attention to Detail
- Communications Skills
- Interpersonal & Relationship management Skills
- Problem solving skills
Additional Information
- Clear criminal and credit record
Click here to apply
Software Development Manager
Location: Stellenbosch, ZA
Company: Capitec Bank Ltd
Apply by: 03 September 2026
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Shape the future of a critical banking channel
We are looking for an experienced Software Development Manager: Cash Devices to lead the teams responsible for our cash-device technology platforms, terminal applications, integrations and operational delivery capability. This is a strategic technical leadership role for someone with strong ATM and transaction-processing expertise who can provide technology direction, manage key vendor and platform relationships, ensure the stability, availability and security of critical banking systems, and develop high-performing teams. The successful candidate will drive delivery excellence, operational resilience, continuous improvement and people development across a critical customer channel.
What you’ll do
- Lead multiple ATM technology delivery teams responsible for ATM applications and services.
- Drive solution design, architecture governance, engineering standards and delivery quality.
- Ensure system availability, performance, resilience and security across a critical banking channel.
- Oversee software development, enhancements, maintenance and production support.
- Lead major incident management, root cause analysis and recovery activities.
- Build and develop high-performing technical delivery teams through coaching and mentoring.
- Manage vendor relationships, technical roadmaps and delivery outcomes.
- Partner with product, technology and business stakeholders to deliver strategic objectives.
- Partner with the Product Head to translate the strategic product roadmap into executable delivery plans, release forecasts, milestones and team-level execution priorities across the cash-devices technology portfolio.
- Lead agile planning practices with the team, translating prioritised business features into delivery-ready team epics and, through iterative refinement, clear user stories, while managing dependencies, capacity, sprint and release planning, and delivery tracking.
- Drive engineering best practices including secure coding, code reviews, CI/CD and production readiness
What we’re looking for:
- 8+ years of direct ATM domain experience.
- Proven experience within ATM delivery, support and operational environments.
- Strong technical delivery leadership experience within a banking or financial services environment.
- Proven ability to build high-performing technical delivery teams through coaching, mentoring, capability development, succession planning and career growth initiatives.
- Experience leading technical teams in an agile delivery environment, including translating strategic roadmaps into delivery plans, decomposing prioritised features into team epics and user stories, forecasting delivery, managing dependencies and tracking execution.
- Experience managing critical production systems and high-availability platforms.
- Production resilience & Security (ie. Incident Management, Root cause analysis, problem management, disaster recovery, performance analysis and optimisation, production monitoring, ATM security Principles, Encryption concepts, PCI DSS and PCI Pin standards)
Technology Engineering & Integration
- Proficiency in programming and scripting languages appropriate to the technology environment
- API Integrations
- Enterprise Integration Patterns
- Architecture Governance
- Secure Coding Practices
- CI/CD Principles
- Technical Design Reviews and Code Reviews
Critical technical expertise:
ATM Technologies
- ATM transaction lifecycle
- ATM application architecture
- Device integrations
- ATM deployment and estate management
- Production support and device availability
- Experience with established ATM manufacturer platforms; NCR SelfServ and Diebold Nixdorf are preferred, while experience with GRG, Hyosung or other enterprise ATM estates will also be considered.
Terminal Applications & Device Platforms:
- NCR AANDC / NDC / NDCe
- Diebold Agilis / VCP
- Self-service banking platforms
- ATM, cash recycler, cash deposit and assisted-service solutions
- Other vendor terminal application platforms
Postilion (Essential):
Experience with:
- Postilion ATM Switching
- Terminal Drivers
- ATM Application Integration
- ISO8583 Messaging
- Routing and Transaction Flows
- Transaction Debugging
- Postilion Configuration
Experience with Postilion ATM App and/or Postilion SDK Development will be highly advantageous.
Delivery & Planning Leadership
- Translation of the Product Head’s strategic roadmap into executable delivery plans, milestones, release forecasts and team-level priorities
- Practical application of agile methodologies, including Scrum, Kanban and scaled agile practices where appropriate
- Release planning, forecasting and delivery tracking
- Working from the Product Head’s prioritised backlog and partnering with the team to decompose business features into delivery-ready team epics and progressively refined user stories
- Dependency, risk and issue management
- Capacity and resource planning
- Vendor and cross-functional delivery coordination
- Stakeholder management and executive reporting
Advantageous experience:
- NCR NDCe development and Builder experience
- Multi-vendor ATM environments (NCR, Diebold, GRG, Hyosung)
- Digital and omnichannel banking platforms
- API and event-driven architecture
- Kafka and event streaming
- Cash recycler and deposit automation solutions
- Azure, Kubernetes, DevSecOps and modern cloud engineering practices
Qualifications (Minimum)
- Bachelor’s Degree in Commerce or Information Technology – Computer Science
Qualifications (Ideal or Preferred)
- Honours Degree in Commerce or Information Technology – Computer Science
What’s in it for you?
- Lead technology that supports one of the bank’s most important customer channels.
- Influence strategic technology decisions and long-term platform direction.
- Work with complex, large-scale, business-critical systems.
- Lead highly skilled technical delivery teams and strengthen capability across the cash-devices environment.
- Drive modernisation initiatives across ATM, digital and engineering platforms.
- Gain exposure to leading ATM technologies, switching platforms and vendor ecosystems.
- Join a culture that values innovation, ownership, collaboration and continuous improvement.
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Click here to apply
Data Analyst X2
Location: Stellenbosch, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Why the role exist:
At Capitec, we’re building a more insights-driven card business by making trusted, meaningful data accessible to decision-makers across the organisation. As a Data Analyst within the Client Card Insights team, you will play a key role in transforming card, client, merchant and product data into actionable insights that influence strategic decision-making. You will work closely with business owners, product teams, portfolio managers and operational stakeholders to understand challenges, identify opportunities and deliver data solutions that improve client outcomes and business performance. This role goes beyond report development. You’ll help drive the evolution of our analytics landscape by contributing to self-service reporting capabilities, reporting modernisation initiatives and advanced analytical solutions. If you enjoy solving complex business problems, working with large-scale datasets and turning data into compelling stories that influence decisions, we’d love to hear from you.
What you’ll be doing
- Deliver meaningful insights across Capitec’s card and payment ecosystem, helping stakeholders understand client behaviour, product performance and operational trends.
- Partner with business stakeholders to translate business questions into analytical solutions and measurable outcomes.
- Develop and maintain dashboards, analytical datasets and reporting solutions using Power BI and enterprise data platforms.
- Analyse large, complex datasets to identify trends, opportunities, risks and performance drivers.
- Support strategic initiatives through data-driven recommendations and impact analysis.
- Contribute to the design and adoption of self-service analytics capabilities that empower business users to access and explore trusted data independently.
- Work with modern data platforms and semantic models to improve data accessibility, consistency and governance.
- Perform root-cause investigations and diagnostic analysis to support business decision-making.
- Present findings and recommendations to both technical and non-technical audiences.
- Collaborate with data engineering, product, operational and analytics teams to improve data quality and reporting capabilities.
- Drive continuous improvement through automation, standardisation and innovative uses of data and AI-enabled analytics.
What we’re looking for
You are passionate about using data to solve business problems and have a strong balance of technical expertise, stakeholder engagement and business understanding.
You should be comfortable:
- Working directly with business stakeholders and product owners.
- Navigating complex data environments and multiple data sources.
- Translating technical insights into business-friendly recommendations.
- Managing analytical initiatives from requirement gathering through to delivery.
- Challenging assumptions and using data to influence decision-making.
- Identifying opportunities to improve processes through automation and standardisation.
Preferred experience
- Banking, payments, cards or financial services analytics.
- Customer, product or portfolio analytics.
- Merchant and transaction analysis.
- Client behaviour and engagement analytics.
- Performance measurement and KPI design.
- Self-service analytics enablement.
- Reporting migration and modernisation initiatives.
- Data quality, governance and business rule implementation.
Technical skills
We are looking for strong capability in:
- Advanced SQL: Complex querying, performance optimisation and large-scale data analysis.
- Power BI: Report development, dashboard design and effective data visualisation.
- Data modelling: Dimensional and semantic model concepts that make data easier to use.
- Analytical methods: Statistical analysis, trend identification and diagnostic investigation.
- Data storytelling: Clear communication of findings, implications and recommendations.
- Solution design: Performance optimisation and practical analytical solution design.
What success looks like
- Deliver insights that drive measurable business outcomes.
- Enable stakeholders to make faster and better decisions through trusted data.
- Improve the accessibility and usability of analytics across the organisation.
- Contribute to the evolution of self-service reporting capabilities.
- Identify opportunities for automation and operational efficiency.
- Become a trusted analytics partner to business stakeholders.
Minimum Experience
- A minimum of 5 years’ experience as a Data Analyst.
- Experience in data analysis across one or more industries, with a proven ability to generate insights and support data-driven decision-making.
- Proven track record of leading data analysis projects and driving business impact through data insights.
- Experience using advanced data analysis tools and software (e.g. SQL, Python, R, Tableau, Power BI).
- Experience performing complex data analysis and statistical modelling.
- Experience working with, guiding, and providing subject matter expertise to cross-functional teams (e.g. Finance, Marketing, IT) to understand business needs and provide data-driven insights.
- Experience communicating and presenting findings and recommendations to non-technical stakeholders.
- Understanding of industry trends, regulations, compliance requirements, and their impact on data analysis.
- Familiarity with financial products and services would be advantageous.
Qualifications (Minimum)
- Bachelor’s Degree in Analytical/Data/Technical or Other
Knowledge
- Advanced proficiency in writing complex SQL queries, optimizing query performance, and working with large datasets.
- Expertise in advanced Excel functions, including macros and VBA.
- Proficiency in creating advanced visualizations and dashboards using tools like Tableau, Power BI, or similar.
- Advanced skills in Python or R, including data manipulation libraries (e.g., pandas, numpy) and data visualization libraries (e.g., matplotlib, seaborn).
- Strong understanding of statistical methods and their application in financial data analysis.
- Understanding of predictive analytics techniques and their application in financial analysis.
- Knowledge of data modelling techniques to structure and organize data effectively.
- Understanding of risk analysis methods and their application in financial services.
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Click here to apply
We wish you all the best with your applications
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