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- Senior Credit Manager- Credit Evaluation (JHB and CPT)
- Agent: Call Centre
- Business Banking Consultant (George)
- Business Manager (George)
- Business Banker (Bloemfontein)
- Manager: Treasury Outsourcing Company (TOC) Relationships, Business Bank
- Business Banker (George)
- Officer: Sales Support
- Business Manager (Stellenbosch
- Business Banking Consultant (Stellenbosch)
- Account Analyst (Stellenbosch)
- Account Executive (Stellenbosch)
- Business Centre Manager (Stellenbosch)
- Business Banker (Stellenbosch)
- Business Manager (Bloemfontein)
- Dealer: Forex
Senior Credit Manager- Credit Evaluation (JHB and CPT)
Location: Sandton, GT, ZA
Company: Capitec Bank Ltd
Apply by: 11/06/2024
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Role Information
Role Title: Senior Credit Manager
Division: Intuitive Credit
Number of Positions: 3
Locations: Gauteng, Mpumalanga and Western Cape
Purpose Statement
- To evaluate and manage the intuitive credit and associated risks within an allocated portfolio in a geographic region; effectively integrating and controlling the credit function by maintaining the quality of credit risks across the portfolio, minimizing the risk of loss through bad debts, while maximizing profits.
- To interact with other areas of the bank, acting as a catalyst in driving changed initiatives in ensuring compliance within agreed risk parameters as set out in the changed strategy.
Experience
Minimum:
- At least 8 -10 years banking experience, 5 of which in credit
- Credit Management experience across business and commercial markets in the intuitive space as well as the scored lending environment
- Working within the requirements of the National Credit Act and other relevant legislation
- Significant experience in preparing and motivating Credit applications
Ideal:
- Experience of managing a portfolio of business customers with a service and financial analysis focus.
Qualifications (Minimum)
- Bachelor’s Degree in Commerce or Credit Management
Qualifications (Ideal or Preferred)
- Honours Degree in Commerce or Credit Management
Knowledge
Minimum:
- Business acumen
- Risk management principles and processes
- Project management methods and practices
- Relationship building and management techniques
- Financial management
- Customer relationship management (CRM) principles and techniques
- Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
- Credit principles and practices, including an understanding of credit application, securities
- Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Able to extract, analyse and apply CRM insights to influence the client management approach and strategy
Ideal:
- Products available and pricing structures
- Current taxation laws as they apply to clients
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
- Financial Modelling; financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)
Skills
- Analytical Skills
- Attention to Detail
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Interpersonal & Relationship management Skills
- Negotiation skills
- Numerical Reasoning skills
- Planning, organising and coordination skills
- Problem solving skills
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Agent: Call Centre
Location: Johannesburg, GT, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To provide telephonic support as well as chat support via Glia to clients across the Business Bank product range timeously and efficiently, ensuring adherence to policies, processes and procedures.
Experience
Minimum:
- 1yr+ service call centre experience
- How to share and/or impart information clearly and succinctly – strong enunciation and pronunciation
- Client service principles and practices
Ideal:
- Banking environment experience
- Conflict management know-how
- Basic technology know–how and understanding
- Telephonic and online communication tools and methods
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
- FAIS accredited as Key Individual and approved by FSCA
Knowledge
Minimum:
- 1yr+ service call centre experience
- How to share and/or impart information clearly and succinctly – strong enunciation and pronunciation
- Client service principles and practices
Ideal:
- Banking environment experience
- Conflict management know-how
- Basic technology know–how and understanding
- Telephonic and online communication tools and methods
Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Interpersonal & Relationship management Skills
- Attention to Detail
- Analytical Skills
Conditions of Employment
- Clear criminal and credit record
- Willing to work regular shifts or weekends or rotational standbys
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Business Banking Consultant (George)
Location: George, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To assume ownership for the banking hall and ensure quality service is delivered to new and existing walk in clients. The BB Service consultant will also be responsible for providing lending support , credit fufillment , security documentation checks and preparation of credit applications for and on behalf of the business centre.
- Deliver a quality client service and provide channel or product advice to clients.
- Coordinate the branch flow to ensure efficient functioning and guide clients through our service channels.
- Provide account analysis support to assist with processing of credit requests and fufillment of credit applications covenants and general credit support..
Experience
Minimum:
- 1-2 years work experience
Ideal:
- 1 to 2 years Business Banking experience
Qualifications (Minimum)
- Diploma in Commerce or Business Management
Qualifications (Ideal or Preferred)
- A relevant degree in Commerce or Business Management
Knowledge
Minimum:
- Business / commercial concepts, how businesses work.
- Basic banking concepts, accounts, credit etc.
- Standards, behaviour, disciplines and practices in places of work.
Ideal:
- Business banking environment including features, benefits and value propositions of products & services General banking practices and procedures.
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
- The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Client relationship management and service principles.
Skills
- Administration Skills
- Attention to Detail
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Interpersonal & Relationship management Skills
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Business Manager (George)
Location: George, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
To be Developed
Experience
To be Developed
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
Knowledge
To be Developed
Skills
- Communications Skills
Conditions of Employment
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Business Banker (Bloemfontein)
Location: Bloemfontein, Free State, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
- Banking experience of at least 3 years
- Experience of managing a portfolio of business customers with a service and financial analysis focus.
- Experience in preparing and motivating Credit applications
- Cost control and sales management
Ideal:
- 1+ yr spent in the Business Banking environment preparing and motivating credit application
Qualifications (Minimum)
- Diploma in Commerce or Finance
Qualifications (Ideal or Preferred)
- FAIS accredited as Key Individual and approved by FSCA
Knowledge
Minimum:
- Customer relationship management (CRM) principles and techniques
- How to interpret financial statements, balance sheets and basic financial ratios
- Standardized business banking transactional products and other core products relevant to small enterprises
- Business banking product offerings
- Understanding of collateral and balance sheets
- Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
- Knowledge of competitors offerings
- Regulations, Acts and Codes related to the banking environment.
- Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Skills
- Interpersonal & Relationship management Skills
- Analytical Skills
- Negotiation skills
- Problem solving skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Attention to Detail
- Decision making skills
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Manager: Treasury Outsourcing Company (TOC) Relationships, Business Bank
Location: Sandton, GT, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
- To design and execute TOC Relationships strategy to underpin, enable and deliver the Forex strategy.
- Responsible for optimising TOC Relationships performance by executing business plans, budgets, goals and metrics, people, standards, principles, and processes.
Experience
Minimum:
- 10yrs+ treasury experience successfully leading, planning and managing TOC Relationships initiatives and operations.
- Stakeholder management (internal and external) and at a variety of levels.
- Managing risk in a TOC Relationships environment.
Ideal:
- Management experience in Capitec Bank.
- Experience in the same or a similar industry
Qualifications (Minimum)
- Bachelor’s Degree in Finance or Economic and Management Sciences
Qualifications (Ideal or Preferred)
- Honours Degree in Finance or Economic and Management Sciences
Knowledge
Minimum:
- Expert knowledge of TOC Relationships best practices and regulatory requirements.
- Client service and management.
- Expert knowledge of TOC Relationships as well as an overall understanding of how they work.
- Data and digital knowledge and capability.
- Risk and governance.
- Commercial, business, operations and financial principles and practices.
- Governance and risk management principles
- IT systems and data management and application.
- Quality principles and practice
- Understanding of future of technology e.g. blockchain.
Skills
- Analytical Skills
- Communications Skills
- Interpersonal & Relationship management Skills
- Problem solving skills
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Business Banker (George)
Location: George, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
- Banking experience of at least 3 years
- Experience of managing a portfolio of business customers with a service and financial analysis focus.
- Experience in preparing and motivating Credit applications
- Cost control and sales management
Ideal:
- 1+ yr spent in the Business Banking environment preparing and motivating credit application
Qualifications (Minimum)
- Diploma in Commerce or Finance
Qualifications (Ideal or Preferred)
- FAIS accredited as Key Individual and approved by FSCA
Knowledge
Minimum:
- Customer relationship management (CRM) principles and techniques
- How to interpret financial statements, balance sheets and basic financial ratios
- Standardized business banking transactional products and other core products relevant to small enterprises
- Business banking product offerings
- Understanding of collateral and balance sheets
- Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
- Knowledge of competitors offerings
- Regulations, Acts and Codes related to the banking environment.
- Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Skills
- Interpersonal & Relationship management Skills
- Analytical Skills
- Negotiation skills
- Problem solving skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Attention to Detail
- Decision making skills
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Officer: Sales Support
Location: Johannesburg, GT, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To execute the client account opening process (client on-boarding) for Business Bank clients, focusing on sustainable value, optimal productivity and end-to-end customer satisfaction.
Experience
Minimum:
- 2+ years administration/processing experience preferably in retail banking
Ideal:
- 1 – 2 years electronic banking and credit card experience
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- Knowledge and understanding of documentation processing and management principles
- Understanding of the concepts of client service and efficiencies
- Working in an environment of repetitive tasks
Ideal:
- Knowledge of Business Bank products and services
- System and reporting knowledge: BaNCS, BaNCSConnect,Debit Card (Postilian), Credit Card Prime & On-line systems, Footprints, Ghost Conveyor system, CIPRO, ITC/ Transunion, ODS reports
Skills
- Communications Skills
- Administration Skills
- Attention to Detail
- Computer Literacy (MS Word, MS Excel, MS Outlook)
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Business Manager (Stellenbosch
Location: Stellenbosch, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
To be Developed
Experience
To be Developed
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
Knowledge
To be Developed
Skills
- Communications Skills
Conditions of Employment
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Business Banking Consultant (Stellenbosch)
Location: Stellenbosch, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To assume ownership for the banking hall and ensure quality service is delivered to new and existing walk in clients. The BB Service consultant will also be responsible for providing lending support , credit fufillment , security documentation checks and preparation of credit applications for and on behalf of the business centre.
- Deliver a quality client service and provide channel or product advice to clients.
- Coordinate the branch flow to ensure efficient functioning and guide clients through our service channels.
- Provide account analysis support to assist with processing of credit requests and fufillment of credit applications covenants and general credit support..
Experience
Minimum:
- 1-2 years work experience
Ideal:
- 1 to 2 years Business Banking experience
Qualifications (Minimum)
- Diploma in Commerce or Business Management
Qualifications (Ideal or Preferred)
- A relevant degree in Commerce or Business Management
Knowledge
Minimum:
- Business / commercial concepts, how businesses work.
- Basic banking concepts, accounts, credit etc.
- Standards, behaviour, disciplines and practices in places of work.
Ideal:
- Business banking environment including features, benefits and value propositions of products & services General banking practices and procedures.
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
- The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Client relationship management and service principles.
Skills
- Administration Skills
- Attention to Detail
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Interpersonal & Relationship management Skills
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Account Analyst (Stellenbosch)
Location: Stellenbosch, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for customer service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.
Experience
Minimum:
- At least 5 years, of which 1 year should have been spent in the Business Banking environment.
- Experience in preparing and motivating Credit applications is essential
Qualifications (Minimum)
- Diploma in Commerce or Banking
Qualifications (Ideal or Preferred)
- Bachelor’s Degree in Banking or Commerce
Knowledge
Minimum:
- The features, benefits and value propositions of respective company product/service offerings.
- General banking practices and procedures.
- Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
- Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. .
- The Financial Intelligence Centre Act (FICA).
- Administration processes and procedures pertaining to Business Banking transactions.
- Client relationship management and service principles.
Ideal:
- Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
- Capitec/Business Bank systems and processes
Skills
- Communications Skills
- Negotiation skills
- Problem solving skills
- Analytical Skills
- Planning, organising and coordination skills
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Account Executive (Stellenbosch)
Location: Stellenbosch, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
- To provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
- Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
- Experience of managing a complex portfolio of business customers with a service and financial analysis focus.
- Holding responsibility for client relationship management of high value clients with varied and complex needs
- Significant experience in preparing and motivating Credit applications
- Cost control and sales management
Qualifications (Minimum)
- A relevant tertiary qualification in Business Management or Finance
Qualifications (Ideal or Preferred)
- Bachelor’s Degree in Business Management or Finance
Knowledge
Minimum:
- Principles and practices of business economics and the current business economic environment.
- Advanced customer relationship management (CRM) principles and techniques, esp. projecting credibility, gravitas and presence in the context of business (client) stakeholders.
- Different industry sectors and sector risk profiles/ trends; including an understanding of the impact of external (economic, political, legislative, climatic) conditions on specific industries/ markets in the portfolio
- Local market (LM) sales principles and practices to manage and optimise retention and growth within the portfolio.
- General banking practices and procedures.
- Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
- Credit principles and practices, including an understanding of credit application, securities
- Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Able to extract, analyse and apply CRM insights to influence the client management approach and strategy
- General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Multi-level products available and pricing structures
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
- Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)
Skills
- Interpersonal & Relationship management Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Negotiation skills
- Problem solving skills
- Decision making skills
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Analytical Skills
- Attention to Detail
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Business Centre Manager (Stellenbosch)
Location: Stellenbosch, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
- To manage the Business Centre in terms of driving a proactive sales and service culture that will retain and grow the Business Centre client base.
- Responsible for driving activity, planning and implementing marketing, sales, and support services strategies for the Business Centre
Experience
Minimum:
- Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
- 3 years managerial experience
- Significant experience in preparing and motivating Credit applications
- Budgeting, forecasting, cost control and sales management experience is essential.
- Accountability for managing a profitable cost centre.
Qualifications (Minimum)
- A relevant tertiary qualification in Business Management or Finance
Qualifications (Ideal or Preferred)
- Bachelor’s Degree in Business Management or Finance
Knowledge
Minimum:
- Business knowledge and acumen
- Understand interdependencies between industry knowledge, business and financial risks, Business banking product knowledge, pricing and taxation (to determine feasible operating tactics for the Centre to maximise total profit and minimise loss )
- People management principles and practices
- Financial Modelling; activity based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)
- Principles and practices of business economics and the current business economic environment.
- Different industry sectors and sector risk profiles/ trends; this includes an understanding of the impact of climatic conditions on markets
- Managing Local Market (MLM) sales principles and practices to manage and optimise retention and growth within the Centre.
- General banking practices and procedures.
- Knowledge of competitor product offerings/ channels/ operational and marketing tactics.
- Credit principles and practices, including an understanding of credit application, securities and
- Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market and the legislative restrictions and requirements governing these from a financial services perspective.
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Extract and apply information to CRM (Customer relationship management) strategy
- General understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Multi-level products available and pricing structures
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Skills
- Communications Skills
- Analytical Skills
- Interpersonal & Relationship management Skills
- Negotiation skills
- Planning, organising and coordination skills
Conditions of Employment
- Clear criminal and credit record
- Willingness to travel nationally and internationally when required
- A valid driver’s license and own vehicle is required
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Business Banker (Stellenbosch)
Location: Stellenbosch, Western Cape, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.
Experience
Minimum:
- Banking experience of at least 3 years
- Experience of managing a portfolio of business customers with a service and financial analysis focus.
- Experience in preparing and motivating Credit applications
- Cost control and sales management
Ideal:
- 1+ yr spent in the Business Banking environment preparing and motivating credit application
Qualifications (Minimum)
- Diploma in Commerce or Finance
Qualifications (Ideal or Preferred)
- FAIS accredited as Key Individual and approved by FSCA
Knowledge
Minimum:
- Customer relationship management (CRM) principles and techniques
- How to interpret financial statements, balance sheets and basic financial ratios
- Standardized business banking transactional products and other core products relevant to small enterprises
- Business banking product offerings
- Understanding of collateral and balance sheets
- Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
- Knowledge of competitors offerings
- Regulations, Acts and Codes related to the banking environment.
- Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Skills
- Interpersonal & Relationship management Skills
- Analytical Skills
- Negotiation skills
- Problem solving skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Attention to Detail
- Decision making skills
Conditions of Employment
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
Business Manager (Bloemfontein)
Location: Bloemfontein, Free State, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
To be Developed
Experience
To be Developed
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
Knowledge
To be Developed
Skills
- Communications Skills
Conditions of Employment
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
Dealer: Forex
Location: Sandton, GT, ZA
Company: Capitec Bank Ltd
Apply by:
We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To manage the currency exposures and internal and external customer relationships of Business Bank in respect of Forex.
Experience
Minimum:
- 5yrs forex trading experience in a dealing room ( in a banking, insurance, corporate environment)
- Managing client and stakeholder relationships.
- Compliance within risk and regulatory frameworks.
Qualifications (Minimum)
- A relevant tertiary qualification in Banking or Finance
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- Forex market and financial issues
- Forex standards, practices and principles
- Dealing room operations
- Banking Code of Practise
- FICA and related anti-money laundering legislation
- Relationship and stakeholder management principles
- Client relationship practices
- Fundamental IT systems
Ideal:
- Business bank environment, including Credit Risk Manual, Securities Manual and Bank policies and Procedures.
Skills
- Analytical Skills
- Interpersonal & Relationship management Skills
- Attention to Detail
- Decision making skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Numerical Reasoning skills
Conditions of Employment
- Clear criminal and credit record
- A valid driver’s license and own vehicle is required
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
All the best with your applications
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