Capitec – Business Banking Jobs

To apply, click on the link at the end of the posts and all the best with your applications.

Business Banker (Somerset West)

Location: Cape Town, Western Cape, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience

Minimum:

• Banking experience of at least 3 years
• Experience of managing a portfolio of business customers with a service and financial analysis focus.
• Experience in preparing and motivating Credit applications 
• Cost control and sales management 

Ideal:

• 1+ yr spent in the Business Banking environment preparing and motivating credit application

Qualifications (Minimum)

• Diploma in Commerce or Finance

Qualifications (Ideal or Preferred)

• FAIS accredited as Key Individual and approved by FSCA

Knowledge

Minimum:

• Customer relationship management (CRM) principles and techniques
• How to interpret financial statements, balance sheets and basic financial ratios
• Standardized business banking transactional products and other core products relevant to small enterprises
• Business banking product offerings
• Understanding of collateral and balance sheets
• Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
• Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
• Knowledge of competitors offerings
• Regulations, Acts and Codes related to the banking environment.
• Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) 

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings. 
• Current taxation laws as they apply to customers. 
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions

Skills

• Interpersonal & Relationship management Skills
• Analytical Skills
• Negotiation skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial Thinking Skills
• Strategic Thinking Skills
• Communications Skills
• Influencing Skills
• Attention to Detail
• Decision making skills

Conditions of Employment

• Clear criminal and credit record
• Willingness to work flexible hours (including Saturdays and Public Holidays)

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Click here to apply

Business Manager (PE)

Location: Port Elizabeth, Eastern Cape, ZA

Company: Capitec Bank Ltd

Apply by: 4/09/2025 

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

To be Developed

Experience

To be Developed

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Knowledge

To be Developed

Skills

• Communications Skills

Conditions of Employment

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Click here to apply

Account Analyst

Location: Witbank, LP, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for customer service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions. 

Experience

Minimum:

• At least 5 years, of which 1 year should have been spent in the Business Banking environment. 
• Experience in preparing and motivating Credit applications is essential

Qualifications (Minimum)

• Diploma in Commerce or Banking

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Banking or Commerce

Knowledge

Minimum:

• The features, benefits and value propositions of respective company product/service offerings. 
• General banking practices and procedures.
• Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market 
• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 
• The Financial Intelligence Centre Act (FICA). 
• Administration processes and procedures pertaining to Business Banking transactions.
• Client relationship management and service principles.

Ideal:

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
• Capitec/Business Bank systems and processes

Skills

• Communications Skills
• Negotiation skills
• Problem solving skills
• Analytical Skills
• Planning, organising and coordination skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Click here to apply

Configuration Analyst

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to building a brand that we are proud of and earn the trust of our clients.

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. 

About the Role

The Configuration Analyst role involves a combination of configuration and development tasks on the Salesforce platform. The individual will be responsible for configuring Salesforce to meet business requirements and developing custom solutions using Salesforce’s proprietary languages, APEX for back-end and LWC for front-end components.

Our Ideal Candidate

• At least three years of experience working with Salesforce
• Proficiency in both front-end (LWC) and back-end (APEX) development on the Salesforce platform.
• Salesforce certifications, such as Salesforce Administrator, are beneficial but not mandatory.
• Collaborate with team members to understand project requirements and deliver solutions.
• Ensure the quality and performance of Salesforce applications.
• Participate in the full software development lifecycle, including testing and deployment.

Education

• Certification in Information Technology – Computer Science or Information Technology

Skills

• Attention to Detail
• Commercial Thinking Skills
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Click here to apply

Manager: Quality Assurance and Governance (Business Credit)

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Purpose Statement

• Drive the effective implementation of policies, frameworks, and standards across Business Bank Credit. Conduct quality assurance reviews and implement an effective assurance plan for Business Bank Credit on an annual basis.

Experience

• Minimum of 7 years of experience in credit risk management, policy development, or assurance functions within the banking or financial services industry.
•  3+ yrs experience in leading teams and managing cross-functional projects

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Finance or Commerce

Knowledge

• Strong understanding of credit risk frameworks, regulatory requirements, and best practices.
• Quality Assurance technologies and tools
• Relevant regulatory requirements and legislation 
• Credit risk principles and management
• Business and banking general know how
• Auditing practices and principles

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Planning, organising and coordination skills

Conditions of Employment

• Clear criminal and credit record

Click here to apply

Business Banker (Bloemfontein)

Location: Bloemfontein, Free State, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience

Minimum:

• Banking experience of at least 3 years
• Experience of managing a portfolio of business customers with a service and financial analysis focus.
• Experience in preparing and motivating Credit applications 
• Cost control and sales management 

Ideal:

• 1+ yr spent in the Business Banking environment preparing and motivating credit application

Qualifications (Minimum)

• Diploma in Commerce or Finance

Qualifications (Ideal or Preferred)

• FAIS accredited as Key Individual and approved by FSCA

Knowledge

Minimum:

• Customer relationship management (CRM) principles and techniques
• How to interpret financial statements, balance sheets and basic financial ratios
• Standardized business banking transactional products and other core products relevant to small enterprises
• Business banking product offerings
• Understanding of collateral and balance sheets
• Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
• Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
• Knowledge of competitors offerings
• Regulations, Acts and Codes related to the banking environment.
• Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) 

Ideal:

• Features, benefits and value propositions of the respective company product/service offerings. 
• Current taxation laws as they apply to customers. 
• A good knowledge of administration processes and procedures pertaining to Business Banking transactions

Skills

• Interpersonal & Relationship management Skills
• Analytical Skills
• Negotiation skills
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial Thinking Skills
• Strategic Thinking Skills
• Communications Skills
• Influencing Skills
• Attention to Detail
• Decision making skills

Conditions of Employment

• Clear criminal and credit record
• Willingness to work flexible hours (including Saturdays and Public Holidays)

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Click here to apply

Dealer: Forex

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Join Us in Becoming the Best Bank in the World!!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees.  Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

Who we are:

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better. 

Why choose us:

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow. 

About the role:

Capitec is seeking a dynamic and self-motivated individual to join our Business Bank team as a Dealer: Forex. In this role, you will be responsible for managing currency exposures and fostering strong relationships with both internal and external clients in the Forex space. We’re looking for someone with at least 3 years of forex trading experience in a dealing room environment whether in banking, insurance, or corporate sectors who thrives in a fast-paced, compliance driven setting. A relevant tertiary qualification in Banking or Finance is essential, along with strong analytical, decision-making and relationship management skills. If you’re passionate about financial markets and ready to make an impact, we’d love to hear from you.

Our ideal candidate has:

• 3-5 years forex trading experience in a dealing room (in a banking, insurance, corporate environment)
• Tertiary qualification in Commerce and RE5 is required.
• Hands on experience with managing client and stakeholder relationships.
• Experience in managing the currency exposures and internal and external customer relationships of Business Bank in respect of Forex.
• Thorough understanding of forex standards, practices and principles
• Familiarity with regards to compliance within risk and regulatory frameworks.
• Stakeholder engagement management up to executive management.

Ideal

• Knowledge of a business bank environment, including Credit Risk Manual, Securities Manual and Bank policies and Procedures.

Competencies:

• Strategic thinking
• Problem solving skills
• Decision making skills
• Researching skills
• Project Management skills
• Planning, organising and coordination skills

Education:

• Tertiary Qualification in Commerce
• RE5

If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you!

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity g

Click here to apply

Subject Data Modeller

Location: Sandton, GT, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below.

Join Us in Becoming the Best Bank in the World!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees.  Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients. 

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better.  

Why Choose Us

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.  

About The Role/Team

We’re a vibrant, collaborative data team on a mission to turn information into powerful insights that drive smart decisions across the business. Our team spans Data Engineering, Business Intelligence & Reporting, Advanced Analytics, AI/ML, and Architecture – working together to make data meaningful, accessible, and actionable. 

At the core of what we do is Analytics Engineering – the critical link that transforms raw data into valuable business-ready insights. We’re passionate about building data solutions that drive impact, support strategic goals, and empower teams to unlock the full potential of our data. 

We’re looking for a Data Modeller to help design and shape the blueprint of our data landscape. In this role, you’ll play a key part in supporting our current modeller and scaling our enterprise data capabilities. You’ll be joining a team of curious, solution-focused individuals who love tackling tough problems, continuously learning, and supporting each other’s growth. You’ll work closely with teams across the business – translating their needs into clear, logical data models. You’ll also gain hands-on experience with modern cloud technologies, semantic modelling tools, and help shape the way we manage and use data for the future.

What We Are Looking For

Experience & Skills: 

• Minimum of 1 year of hands-on experience in Data Modelling, with a solid understanding of data structures, relationships, and best practices.
• An additional 2 to 3 years of experience in a related data role, such as Data Engineer, Data Analyst, or Business Intelligence Analyst, demonstrating a strong foundation in data analysis, transformation, and reporting.
• Exposure to data modeling principles, including concepts like star schema, snowflake models, and normalized vs. denormalized data structures. 
• Working knowledge of SQL and relational database fundamentals. 
• Hands-on experience with Python for data-related tasks. 

Nice to Have / Preferred: 

• Exposure to semantic modeling tools such as dbt, AtScale, or similar platforms. 
• Familiarity with Power BI, Salesforce Data Cloud, or other self-service analytics tools. 
• Experience working with cloud data platforms, particularly the AWS data stack (Redshift, Glue, Lake Formation) or similar environments. 
• Basic understanding of banking products or the financial services industry. 

What You’ll Be Do Doing

• Assist in building and maintaining conceptual, logical, and physical data models across various business domains (e.g., Credit, Client, Product, Risk, and Financial Performance). 
• Collaborate with Data Engineers, Business Analysts, and Data Scientists to define data requirements and modeling standards. 
• Support the development of the semantic layer used in self-service analytics tools (e.g., Power BI, Salesforce CRM Analytics). 
• Help maintain a central business glossary and data catalog to promote a common language and understanding of key metrics and definitions. 
• Ensure models align with governance and compliance standards (e.g., RDARR principles where applicable). 
• Support data quality profiling and impact assessments when changes are made to the models. 
• Participate in sprint ceremonies and agile delivery for data products. 

If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you! 

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals. 

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Click here to apply

Business Banker: Merchant Services

Location: Durban, KwaZulu-Natal, ZA

Company: Capitec Bank Ltd

Apply by:  

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2.  Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To build, maintain and optimise effective client relationships by providing excellent client service through engagement and consultation with existing clients including installation, after sales support and training on products.
• To contribute to the overall profitability of Business Bank by promoting and selling Business Bank and merchant products to new and existing clients.

Experience

Min:

• At least 2-3 yrs. proven experience in a CRM environment with responsibility for, or exposure to cross and upselling.
• Proven experience in identifying sales or business opportunities and/or customer needs and providing solutions for these.  
• Building and developing a client base across a geographic area.
• Experience in a FMCG, banking or retail environment

Ideal:

• Providing on-site support and training to external clients
• Providing on-site technical support/client support within a retail/sales environment
• Cold-calling/external sales experience in a merchant acquiring environment, generating own selling opportunities

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Bachelor’s Degree in Commerce or Marketing

Knowledge

Minimum:

• Commercial, economic, SME landscape (esp. in the relevant geographic area)
• Sales and sales optimisation techniques & principles
• Commercial/business know how (how businesses work.)
• Client relationship management principles
• Engagement/conflict management practices
• Performance culture

Ideal:
Knowledge and understanding of:

• Business banking landscape, product knowledge
• Payment solutions environment (merchant services)
• Stock control
• POS Solutions
• Capitec Bank Acquiring product knowledge

Skills

• Influencing Skills
• Planning, organising and coordination skills
• Communications Skills
• Commercial Thinking Skills
• Interpersonal & Relationship management Skills
• Negotiation skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

Conditions of Employment

• Clear criminal and credit record
• A valid driver’s license and own vehicle is required as an inherent operational requirement of the job

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Click here to apply