South Africa Graduate Programme

To apply, click on the link at the end of the posts and all the best with your applications

Business Banking Coverage SA Graduate Programme – KwaZulu-Natal

Job Description

Our Business Banking Coverage segment provides broad-based client solutions to a wide spectrum of small, medium and large enterprises. Our support extends across the 14 sectors in which we operate, providing our clients with deep sector knowledge and solutioning expertise. We have partnered with businesses for over 160 years, and it is our approach to client relationships that truly distinguishes us, encapsulated by the phrase ‘partnering for growth’.   

The Business Banking Coverage SA Graduate Programme seeks to foster the minds and passion of young South Africans in driving the growth of our businesses thereby making a significant contribution to our country’s economy.  Through this programme, you will be exposed to our various sectors and industries, client relationship principles and using analytical capabilities to better partner with our clients for their growth.    

Why join Standard Bank?  

• Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.  
• Professional Development – Access mentorship, networking opportunities, and resources to support your growth.  
• Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.   
• Career Pathways – Our programme opens doors to a rewarding career at Standard Bank.   

Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence.  

Key responsibilities:  

• To grow and retain a portfolio of high-value Premium and Growth Segment relationships through partnering for growth using an ecosystem mindset to proactively provide a high-end differentiated service with premium solutions that add value.  
• To support the Relationship Manager with the day-to-day administrative functions, portfolio management, entrenchment, and operational functions for an allocated portfolio.  
• To ensure that all compliance requirements within the portfolio are met and act as a central contact point for the client, providing sales and service fulfilment aligned to segment targets.  
• Is accountable for assisting Relationship Manager in the day-to-day execution of their credit portfolio. 

Qualifications

Postgraduate qualification (recently completed or completing in 2026): 

• BCom Accounting, Finance, Economics   
• BCom Agricultural Economics   
• BCom Economic Sciences with Agricultural Economics and Risk Management   
• BSc Agriculture: Agricultural Economic Analysis  

Postgraduate to be completed by 31 December 2026. 

Additional Information

Minimum requirements: 

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 12 months.  
• Matric certificate to be submitted with application. 
• Copies of qualifications to be submitted with application. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 12 months 
 
Application closing date: 30 June 2026 

Click here to apply

Business Banking Coverage SA Graduate Programme – Mpumalanga

Job Description

Our Business Banking Coverage segment provides broad-based client solutions to a wide spectrum of small, medium and large enterprises. Our support extends across the 14 sectors in which we operate, providing our clients with deep sector knowledge and solutioning expertise. We have partnered with businesses for over 160 years, and it is our approach to client relationships that truly distinguishes us, encapsulated by the phrase ‘partnering for growth’.   

The Business Banking Coverage SA Graduate Programme seeks to foster the minds and passion of young South Africans in driving the growth of our businesses thereby making a significant contribution to our country’s economy.  Through this programme, you will be exposed to our various sectors and industries, client relationship principles and using analytical capabilities to better partner with our clients for their growth.    

Why join Standard Bank?  

• Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.  
• Professional Development – Access mentorship, networking opportunities, and resources to support your growth.  
• Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.   
• Career Pathways – Our programme opens doors to a rewarding career at Standard Bank.   

Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence.  

Key responsibilities:  

• To grow and retain a portfolio of high-value Premium and Growth Segment relationships through partnering for growth using an ecosystem mindset to proactively provide a high-end differentiated service with premium solutions that add value.  
• To support the Relationship Manager with the day-to-day administrative functions, portfolio management, entrenchment, and operational functions for an allocated portfolio.  
• To ensure that all compliance requirements within the portfolio are met and act as a central contact point for the client, providing sales and service fulfilment aligned to segment targets.  
• Is accountable for assisting Relationship Manager in the day-to-day execution of their credit portfolio. 

Qualifications

Postgraduate qualification (recently completed or completing in 2026):  

• BCom Accounting, Finance, Economics   
• BCom Agricultural Economics   
• BCom Economic Sciences with Agricultural Economics and Risk Management   
• BSc Agriculture: Agricultural Economic Analysis  

Postgraduate to be completed by 31 December 2026. 

Additional Information

Minimum requirements: 

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 12 months. 
• Matric certificate to be submitted with application. 
• Copies of qualifications to be submitted with application. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 12 months 
 
Application closing date: 30 June 2026 

Click here to apply

Personal & Private Banking (PPB) Data Engineering Graduate Programme

Job Description

The Data Engineering Graduate Programme is a structured development pathway designed to attract, develop, and retain high‑potential graduates with strong analytical and technical aptitude. The programme provides graduates with hands‑on exposure to enterprise‑scale data platforms, modern data engineering practices, and real business cases, while building a sustainable pipeline of future Data Engineers for the organisation.  

Graduates will rotate through core components of the data engineering lifecycle, including data ingestion, transformation, modelling, and data quality, while being mentored by experienced Engineers and Analysts.  

Key responsibilities:

The programme aims to:  

• Build foundational data engineering capability.  
• Create a standardised onboarding and upskilling framework aligned to enterprise data architecture, governance, and engineering standards.  

Core Technical Tasks  

• Assist with the development and maintenance of ETL/ELT pipelines using approved tools and platforms.  
• Support data ingestion from diverse sources (databases, files, APIs, external vendors).  
• Participate in data transformation and modelling activities to support analytics and reporting.  
• Implement and monitor basic data quality and data integrity checks.  
• Contribute to data documentation, metadata, and lineage artefacts.  

Operational and Delivery Tasks  

• Support production data pipelines through monitoring, troubleshooting, and incident resolution.  
• Participate in sprint planning, stand‑ups, and delivery ceremonies (Agile/Hybrid).  
• Assist with testing, validation, and release activities within governed environments.  

Learning and Development Journey  

• Complete structured learning paths covering:   
• SQL and data modelling fundamentals. 
• Data engineering concepts (ETL/ELT, SCDs, data quality). 
• Cloud data platforms and modern data architectures. 
• Actively seek feedback and participate in mentoring and coaching sessions.  
• Demonstrate continuous learning and improvement through practical application.  

Collaboration and Professional Conduct  

• Work closely with Data Analysts, BI developers, and business stakeholders.  
• Communicate clearly on progress, risks, and dependencies.  
• Adhere to data governance, security, and compliance policies.  
• Understanding of data concepts such as tables, schemas, keys, transformations and data models.  

Qualifications

Completed Undergraduate degree (within the last 2-3 years) or Postgraduate qualification (completed within the last 2-3 years or completing in 2026): 

• Computer Science  
• Information Systems / Information Technology  
• Engineering (Computer, Industrial, Electrical, or similar)  
• Mathematics, Statistics, or Analytics  

Additional Information

Technical Foundation (Minimum but not mandatory)  

• Basic proficiency in SQL (queries, joins, aggregations).  
• Understanding of relational databases and structured data concepts.  
• Understanding of data concepts such as tables, schemas, keys, and transformations and data models. 

Minimum requirements: 

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 12 months. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 12 months 

Application closing date: 30 June 2026 

Click here to apply

Personal & Private Banking (PPB) Youth and Mass Market Segment Analyst Graduate Programme

Job Description

The graduate programme aims to introduce graduates to the Youth and Mass Market segment within retail banking, with a strong focus on leveraging data and insights to drive engagement. This includes applying advanced analytics and visualisation tools to uncover patterns and trends within the segment, enabling data-driven initiatives and actionable insights. 

The programme provides exposure to retail banking dynamics, emphasising customer profiling segmentation and transactional behaviour analysis to support engagement strategies and business cases. Beyond technical expertise, the programme fosters problem-solving, critical thinking, and effective communication skills to translate data insights into impactful actions that enhance customer engagement and deliver commercial value. 

Key responsibilities: 

During this 12-month programme you can look forward to: 

• Extraction and processing of transactional and client-level data to enable campaign execution and performance tracking. 
• Support business cases and post-implementation reviews to demonstrate value and drive customer entrenchment. 
• Deliver meaningful insights on Youth and Mass Market segment to inform initiatives and improve customer engagement. 
• Customer and transactional reporting of Youth and Mass clients on a weekly, monthly and quarterly basis. 
• Apply analytical techniques to identify growth opportunities. 

Qualifications

Postgraduate qualification in: 

• Data Science 
• Mathematics 
• Statistics 
• Information Science 
• Actuarial Science 
• Commerce 

Postgraduate qualification to be completed by 31 December 2026. 

Additional Information

Minimum requirements: 

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 12 months. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 12 months 

Applications closing date: 30 June 2026

Click here to apply

Personal & Private Banking SA (PPB) Risk Execution Graduate Programme – Western Cape

Job Description

At Standard Bank, we believe every career begins with possibility. We see change not as a challenge to fear, but as an opportunity for graduates to learn, grow, and shape the future. Our purpose drives us to innovate responsibly, strengthen how we manage risk, and create positive, lasting impact for the people and communities we serve. By encouraging curiosity, resilience, and meaningful collaboration, we empower young professionals to build confidence, find their voice, and turn bold ambitions into work that truly matters. 

What the Programme Offers 

• Structured learning combined with real‑world, hands‑on experience. 
• Exposure to key risk disciplines within the financial services environment. 
• A rotational programme designed to build a strong foundation in Risk Management. 
• Opportunities to collaborate with experienced risk professionals. 
• Practical application of analytical thinking to real business challenges. 
• Exposure to industry best practices and evolving risk frameworks. 
• Development of professional confidence and workplace capability. 
• Opportunities to present insights and recommendations to diverse stakeholders. 

Who Should Apply 

• Recently qualified graduates who are curious, purpose‑driven, and eager to learn. 
• Individuals with a passion for problem‑solving and analytical thinking. 
• Graduates who thrive in collaborative, team‑based environments. 
• Those who want to make a responsible and meaningful impact early in their careers. 
• Candidates who demonstrate energy, integrity, and a strong willingness to grow. 
• Future professionals committed to sound judgement, accountability, and a strong risk culture. 

You will actively apply your learning, stay aligned to evolving best practices, and have opportunities to share your perspectives and recommendations with a broad range of stakeholders, helping to influence outcomes that matter. 

Key responsibilities: 

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation.  These rotations are conducted in person and include immersive, face-to-face experiences where you will connect, learn, and perform tasks under the supervision of the Coaches. 
• In support of the in person work immersion, you are required to complete relevant training to support your development.  This training will be offered through online modules, in‑person meetings, and classroom sessions. 

Qualifications

Completed Undergraduate degree (within the last 2 years) or Postgraduate qualification (completed within the last 2 years or completing in 2026): 

• BCom (Finance/Risk) 
• BCom (with Risk Management as a major) 
• BCom Law 
• BA Law 
• Postgraduate in Risk Management 

Additional Information

Minimum Requirements: 

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 12 months.  
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 12 months 

Application closing date: 30 June 2026

Click here to apply

Personal & Private Banking SA (PPB) SB Private Graduate Programme – KwaZulu-Natal

Job Description

We believe in courageously confronting change, that is why we keep innovating for our clients. Through our gritty determination and finding new ways to win, we make our clients dreams a reality.   

At Standard Bank we are passionate about helping you to achieve your dreams. Are you a recently qualified graduate who has the passion to interact with people and ability to create memorable client-centric experiences, then the PPB SB Private Graduate Programme is for you.  

We are looking for talented and inspired people to work, learn and commit to our deep client obsession in our Private Client environments countrywide. This is an exciting opportunity to strengthen your understanding of client relationship management i.e. Relationship Managers and Young Professionals.  

The programme provides exposure to relationship banking within the financial services industry, where success is dependent on cross-functional teamwork within client service teams. It also involves active learning and opportunities for practical applications through a rotational programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.  
  

Key responsibilities: 

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation. These rotations are conducted in person and include immersive, face-to-face experiences where you will connect, learn, and perform tasks under the supervision of the Coaches.  
•  In support of the in person work immersion, you are required to complete relevant training to support your development.  This training will be offered through online modules, in‑person meetings, and classroom sessions. 

Qualifications

Business related Postgraduate qualification (recently completed or completing in 2026):  

• BCom  

Additional Information

Minimum requirements: 

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 12 months. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 12 months 

Application closing date: 30 June 2026

Click here to apply

Business and Commercial Banking (BCB) SA Business Solutioning Graduate Programme – Product Economics

Job Description

Our Business Solutioning segment provides broad-based client solutions to a wide spectrum of small, medium and large enterprises. Our support extends across various sectors, providing our clients with deep sector knowledge and solutioning expertise. We have partnered with businesses for over 160 years, and it is our approach to client relationships that truly distinguishes us, encapsulated by the phrase ‘partnering for growth’. 

Our Business Solutioning Graduate Programme seeks to foster the minds and passion of young South Africans in driving the growth of our businesses thereby making a significant contribution to our country’s economy.  Through this programme, you will be exposed to our various sectors and industries, client relationship principles and using analytical capabilities to better partner with our clients for their growth.  

Why join Standard Bank? 

• Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.
• Professional Development – Access mentorship, networking opportunities, and resources to support your growth. 
• Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills. 
• Career Pathways – Our programme opens doors to a rewarding career at Standard Bank. 

Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence. 

Key responsibilities: 

• Develop, maintain, and enhance pricing models using mathematical modelling and statistical analysis to support revenue optimization and competitive positioning. 
• Apply advanced data analytics techniques to identify trends, risks, and opportunities that inform pricing strategies and business decisions. 
• Design and deploy AI and machine learning models to deliver predictive insights, automate pricing-related processes, and improve decision accuracy. 
• Build and maintain interactive dashboards and reporting solutions (e.g. Power BI, Tableau, Python-based visualisations) to provide timely, actionable insights to stakeholders. 
• Translate complex analytical findings into clear, data-driven recommendations that support strategic and operational decision-making. 
• Partner with cross-functional teams (e.g. finance, product, risk, and technology) to align pricing strategies with business objectives, regulatory requirements, and customer needs. 
• Identify opportunities for process optimisation and automation to improve operational efficiency, reduce costs, and increase scalability. 
• Monitor and evaluate pricing performance, model accuracy, and business impact, continuously refining approaches based on outcomes and feedback. 
• Ensure data integrity, governance, and best practices are followed in all analytical and reporting activities. 
• Support the bank’s broader innovation and growth agenda by proactively exploring new analytical methods, tools, and technologies. 

Qualifications

Postgraduate qualification (recently completed or completing in 2026): 

• BSc Mathematics 
• BSc Actuarial 
• BSc Statistics 
• BSc Econometrics 

Postgraduate qualification to be completed by 31 December 2026.

Additional Information

Minimum requirements: 

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 12 months.  
• Matric certificate to be submitted with application. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 12 months 

Application closing date: 30 June 2026 

Click here to apply

Business and Commercial Banking (BCB) SA Agribusiness Graduate Programme

Job Description

Are you ready to embark on an exciting career journey in Agribusiness within Business and Commercial Banking? Our Graduate Programme offers you the opportunity to gain hands on experience in a dynamic and fast paced industry.   

Through a series of rotations, you will gain extensive experience in a wide range of analytical areas across South Africa. Including:  

• Primary Agriculture debt viability investigations  
• Financial modelling   
• Debt structuring  
• Collateral agreements and mechanisms  
• Client relationship management  
• Client portfolio management  

Standard Bank Agribusiness is a reputable and peer recognised specialist Division who focus on financial enablement of primary agricultural producers and secondary agribusiness operations.      

• Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in Agribusiness.  
• Professional Development – Access mentorship, networking opportunities, and resources to support your growth.  
• Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.   
• Career Pathways – Our programme opens doors to a rewarding career at Standard Bank.   

Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence.  

Key responsibilities: 

During this 18-month programme, you will have the opportunity to:   

• Gain a working knowledge of agribusiness value chains in South Africa.  
• Understand how debt structuring is done to create an optimal funding and capital structure.  
• Undertake an agricultural viability study and perform financial modelling which  take into consideration market and industry dynamics.  
• Be able to discuss farming and financial prospects with agribusiness clients.  

Qualifications

Postgraduate qualification (recently completed or completing in 2026): 

• BSc Honours in an agriculture related field such as agricultural economics  
• BCom Honours with specialisation in an agriculture related field such as agricultural economics  

 Postgraduate qualification to be completed by 31 December 2026. 

Additional Information

Minimum Requirements: 

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 18 months. 
• Be able to demonstrate an entry level of insight into South African agriculture.    
• Being able to demonstrate a working knowledge of Financial and Management Accounting will be beneficial.  
• Matric certificate to be submitted with application. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 18 months 
 
Application closing date: 30 June 2026

Click here to apply

Business and Commercial Banking (BCB) Risk, Commercial Lending Solutions Graduate Programme

Job Description

We’re looking for talented individuals to join BCB Risk as Graduate Trainees within our Commercial Lending Solutions graduate programme. 

The aim of this 18-month graduate programme is to equip you with the skills, judgement, and practical experience required to become a well‑rounded Risk Practitioner within the BCB segment. Graduates are supported and guided by senior executives and managers responsible for BCB Risk portfolios across the bank. 

Through a structured series of rotations, you will gain hands‑on exposure to how risk is managed across the full lending value chain, building a strong foundation in Business Banking and progressing into Commercial and more complex lending environments. This approach ensures graduates develop both breadth and depth in risk-based decision-making across BCB. 

You will gain experience in a range of lending and risk areas, including: 

Lending Portfolios: 

• Commercial Asset Finance 
• Business Lending 
• Centralised Lending 
• Collections 
• Fleet and Wholesale Finance 
• Collateral Management 

Throughout the programme, graduates will develop an end‑to‑end understanding of the Commercial Lending lifecycle, including: 

• Gaining comprehensive insight into each stage of the credit risk process and its impact on business operations. 
• Developing a strong understanding of credit evaluation and risk decisioning, supporting asset growth objectives across the Commercial segments. 
• Partnering with business teams and applying an ecosystem‑based approach to understand and meet client lending needs, in support of Standard Bank’s Universal Financial Services Organisation aspiration. 
• Performing quantitative and qualitative analytics, analysing data to evaluate existing strategies and develop innovative challenger approaches that enhance Business and Commercial Banking portfolios. 

These experiences are designed to strengthen commercial judgement, inform risk‑based decision‑making, and support customer‑centric lending solutions. 

Why join Standard Bank? 

• Comprehensive Training – Receive in‑depth training from industry experts, building a solid foundation in commercial credit and risk management. 
• Professional Development – Benefit from mentorship, networking opportunities, and continuous learning resources to support your growth. 
• Real‑World Exposure – Work on meaningful projects and real lending cases that have a tangible impact on the business. 
• Career Pathways – The programme opens the door to long‑term career opportunities within BCB Risk and Commercial Banking at Standard Bank. 

Take the next step in your career journey and join a team that values innovation, collaboration, sound judgement, and excellence in lending risk solutions. 

Key responsibilities: 

During this 18‑month programme, graduates can look forward to developing the following capabilities and experiences: 

Credit Evaluation and Risk Decisioning 

• Develop a strong understanding of credit evaluation processes, ensuring high‑quality, well‑reasoned credit decisions are made within relevant product and segment credit policies. 
• Support the development and application of lending and risk strategies that proactively manage credit risk while enabling sustainable portfolio growth. 

End‑to‑End Credit Risk Lifecycle Exposure 

• Work closely with Credit Risk Management teams across the full lending lifecycle, including origination, evaluation, sanctioning, drawdown, and ongoing monitoring. 
• Assist with the preparation of credit agreements, fulfilment of pre‑conditions, release of limits, and management of post‑sanction and ongoing credit conditions. 

Risk Governance & Operational Excellence 

• Gain exposure to risk governance and operational processes, reviewing standard operating procedures and service level agreements to ensure alignment with internal credit policies, regulatory requirements, and best practice standards. 

Project & Delivery Support 

• Participate in projects and ad‑hoc initiatives that support lending strategy, process improvement, training, and the enhancement of customer journeys across Business and Commercial Banking. 

Stakeholder Engagement and Collaboration 

• Build strong working relationships within BCB Risk, the broader Lending Credit teams, and key business stakeholders by collaborating effectively across functions and portfolios. 
• Contribute to a culture of partnership between Risk and Business in delivering sound lending decisions. 

Client and Portfolio Engagement 

• Support business teams in developing a deeper understanding of clients, sectors, and portfolios, and in assessing whether lending opportunities align with approved risk appetite. 
• Apply both quantitative analysis and commercial judgement to support practical customer‑centric lending solutions. 

Qualifications

Postgraduate qualification (recently completed or completing in 2026): 

• BCom Accounting or SAICA endorsed Accounting Degree 

Postgraduate qualification to be completed by 31 December 2026. 

Additional Information

Minimum requirements:

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 18 months.  
• Matric certificate to be submitted with application. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 18 months 
 
Application closing date: 30 June 2026

Click here to apply

Business Banking Coverage SA Graduate Programme – Gauteng

Job Description

Our Business Banking Coverage segment provides broad-based client solutions to a wide spectrum of small, medium and large enterprises. Our support extends across the 14 sectors in which we operate, providing our clients with deep sector knowledge and solutioning expertise. We have partnered with businesses for over 160 years, and it is our approach to client relationships that truly distinguishes us, encapsulated by the phrase ‘partnering for growth’.   

The Business Banking Coverage SA Graduate Programme seeks to foster the minds and passion of young South Africans in driving the growth of our businesses thereby making a significant contribution to our country’s economy.  Through this programme, you will be exposed to our various sectors and industries, client relationship principles and using analytical capabilities to better partner with our clients for their growth.    

Why join Standard Bank?  

• Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.  
• Professional Development – Access mentorship, networking opportunities, and resources to support your growth.  
• Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.   
• Career Pathways – Our programme opens doors to a rewarding career at Standard Bank.   

Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence.  

Key responsibilities:  

• To grow and retain a portfolio of high-value Premium and Growth Segment relationships through partnering for growth using an ecosystem mindset to proactively provide a high-end differentiated service with premium solutions that add value.  
• To support the Relationship Manager with the day-to-day administrative functions, portfolio management, entrenchment, and operational functions for an allocated portfolio.  
• To ensure that all compliance requirements within the portfolio are met and act as a central contact point for the client, providing sales and service fulfilment aligned to segment targets.  
• Is accountable for assisting Relationship Manager in the day-to-day execution of their credit portfolio.  

Qualifications

Postgraduate qualification (recently completed or completing in 2026): 

• BCom Accounting, Finance, Economics   
• BCom Agricultural Economics   
• BCom Economic Sciences with Agricultural Economics and Risk Management   
• BSc Agriculture: Agricultural Economic Analysis  

Postgraduate to be completed by 31 December 2026. 

Additional Information

Minimum requirements:

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 12 months. 
• Matric certificate to be submitted with application. 
• Copies of qualifications to be submitted with application. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.

Programme duration: 12 months 

 Application closing date: 30 June 2026 

Click here to apply

Business and Commercial Banking (BCB) Risk Graduate Programme

Job Description

Are you ready to embark on an exciting career journey in Risk within Business and Commercial Banking? Our BCB Risk Graduate Programme offers you the opportunity to gain hands on experience in a dynamic and fast paced industry. 

Through a series of rotations, you will gain extensive experience in a wide range of analytical areas across South Africa and the African Continent, including: 

• Credit Risk Modelling – Learn to develop and refine models that assess risk, guiding critical lending decisions. 
• Digital Lending Strategies – Discover advanced techniques in credit scoring and automated lending strategies to improve lending outcomes. 
• Lending Portfolio Management – Gain insights into managing diverse lending portfolios and optimising performance. 
• Data Management and Engineering – Master the skills to create and manage large datasets, understand data governance and create compelling visualisations that drive business insights. 
• AI & Automation – Gain hands-on experience in applying AI and automation to real banking process. 

Why join Standard Bank? 

• Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk. 
• Professional Development – Access mentorship, networking opportunities, and resources to support your growth. 
• Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills. 
• Career Pathways – Our programme opens doors to a rewarding career at Standard Bank. 

Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence. 

Key responsibilities: 

During this 18-month programme, you will have the opportunity to: 

• Understand the Credit Risk Lifecycle: Gain comprehensive insights into each stage of the credit risk process and its impact on business operations. 
• Enhance Coding Skills: Develop and refine your expertise in SAS, SQL, and Python to analyse data and create innovative solutions. 
• Contribute to Digital Risk Modernisation: Play a key role in updating and streamlining digital risk solutions and strategies. 
• Develop and Maintain Credit Risk Models: Assist in creating, deploying, maintaining, and monitoring models that evaluate risk and guide critical lending decisions. 
• Create Insightful Dashboards: Use tools like Power BI and Qlik Sense to craft data-driven dashboards that provide valuable insights and key performance indicators (KPIs) for stakeholders. 
• Optimise Credit Limit Setting Strategies: Support the design, maintenance, and improvement of strategies for digital and automated lending processes. 
• Monitor Credit Portfolios: Contribute to the comprehensive oversight of credit portfolios and support the creation of reports for effective portfolio management. 
• Perform Quantitative Analytics: Analyse data to evaluate current credit strategies and develop innovative challenger strategies to enhance Business and Commercial Banking portfolios. 

Qualifications

Postgraduate qualification (recently completed or completing in 2026) 

BSc/BCom: 

• Business Mathematics and Informatics (BMI) 
• Mathematics 
• Statistics 
• Data Science 
• Actuarial Science 
• Computer Science 
• Engineering (Financial, Mechanical, Industrial, Electrical & Chemical) 
• Operations / Operational Research 
• Risk Analysis / Analytics 

Postgraduate to be completed by 31 December 2026. 

Additional Information

Minimum requirements: 

• Must be a South African citizen. 
• Should you have work experience, it should not exceed 18 months. 
• Matric certificate to be submitted with application. 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies. 

Programme duration: 18 months  

 Application closing date: 30 May 2026 

Click here to apply

Corporate and Investments Banking (CIB) Client Coverage Graduate Programme

Job Description

If you see yourself as a connector, strategist, and relationship‑builder, our Client Coverage Graduate Programme is designed to stretch, challenge, and accelerate you from day one. In this space, your curiosity, resilience, and ability to engage with people will be key as you partner with some of Africa’s leading corporates, multinationals, and financial institutions.

Instead of asking you to specialise immediately, we’ll give you a comprehensive introduction to the Client Coverage environment — from sector teams and regional franchises to our African footprint and global network. You’ll gain exposure to how we originate opportunities, understand client needs, and coordinate with product teams across the bank to deliver integrated, end‑to‑end solutions.

If you’re passionate about understanding businesses, solving complex client challenges, and driving value through strong partnerships, this programme is built for you. You’ll play a meaningful role in helping our clients grow, compete, and succeed across the continent, while learning what it takes to become a trusted advisor within CIB.

Programme duration: 18 months

Qualifications

Post Graduate qualification (Completed or completing in 2026)

• Bachelor Business Science
• Bachelor of Commerce Honours
• Economics
• Finance and Investment Management
• Engineering
• Mathematics and Statistics
• Bachelor of Arts

Additional Information

Minimum Requirements:

• South African Citizen
• Maximum of two years work experience
• Minimum of 65% average over all years of study

Application closing date: 30 May 2026

Click here to apply

We wish you all the best with your applications